Dept. of Insurance says some flood damage may not be covered

MONTGOMERY, AL - Many River Regions residents find themselves today dealing with the aftermath of Thursday's flash floods that drenched many automobiles, homes and businesses.

"The Alabama Department of Insurance stands ready to answer citizens' questions regarding insurance coverages and the claims process," says Commissioner Jim L. Ridling. "An event of this scale requires fast, fair response from insurance companies, and we've been in contact with the major carriers to make sure they have adequate resources in place to deal with the number of claims."

Commissioner Ridling advises citizens absent a specific flood insurance policy, that homes and business are likely not covered for any flood damage caused yesterday or by any flood event. Automobiles are generally covered under a comprehensive policy.

"If you have any questions, contact your agent, or the Department,' Ridling says.

"It is always a good idea to take photos of your damage, and to wait for insurer approval to make temporary or permanent repairs to your automobile.

The Department can be contacted at 334-269-3550, or through its web site at