DOTHAN, AL (WSFA) - Flood waters have receded and people are still cleaning up after torrential rains in southeast and central Alabama.
However some are struggling to repair damage because they didn't have flood insurance.
A month and a half after torrential rains soaked the wiregrass the cleanup is still ongoing.
Federal assistance is being offered in three southeast Alabama counties and for many it's something that's needed.
"We got flooded," says Bill Shealey, a flood victim.
Shealey suffered damage but he had flood insurance which is different than normal home insurance.
"You can coverage for the home and it also covers your personal property as well," says Andrew Anderson, an Allstate Insurance agent.
Experts say on average an inch of water causes over $7,000 of damage inside your home and flooding is responsible for more than half the natural disasters in the United States.
Meaning when waters rise it's a good thing to have flood coverage.
"For the peace of mind that you get it's definitely worth going to talk to your insurance agent about it," says Anderson.
Unlike homeowners insurance, flood insurance isn't activated immediately. So when you sign up there is a 30 day waiting period before the policy kicks in.
"You want to get it done as soon as possible don't wait for the bad weather to arrive and then think about it," adds Anderson.
Experts also say flooding causes around $2 billion dollars worth of damage each year.