What does this mean? - WSFA.com Montgomery Alabama news.

What does this mean?

Monday the state of Alabama said it will not participate in coming up with guidelines (there are 10 categories in the ACA (example: maternity, prescription drugs, hospitalization, etc) that could be offered in the healthcare exchanges.

In 2014, there must be a healthcare exchange in Alabama. A healthcare exchange is where people can shop and compare insurance plans. There is not currently a healthcare exchange in Alabama.

By 2014, the state can set up the exchange, or help with it (examples – help regulate, offer consumer assistance, oversee plans, etc) or the state could simply choose not to do anything and the Federal government will do it.

Think of today as a floor not a ceiling in this debate.

If there are no guidelines set up by Alabama, the federal government would default to something already used in Alabama.

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