Are you protecting your possessions? - WSFA.com: News Weather and Sports for Montgomery, AL.

Are you protecting your possessions?

Posted: Updated:
By Tametria Conner - bio | email

  • More news

  • Tuesday, May 21 2013 11:17 AM EDT2013-05-21 15:17:00 GMT
    People affected by the massive tornado that killed at least 51 people and destroyed parts of Oklahoma still do not know where their loved ones are, but many of them are using social media to find out.
    People affected by the massive tornado that killed at least 51 people and destroyed parts of Oklahoma still do not know where their loved ones are, but many are using social media to find out.

  • Tuesday, May 21 2013 11:15 AM EDT2013-05-21 15:15:53 GMT
    Residents in tornado-stricken Moore, OK, await news on missing love ones Tuesday, a day after a massive tornado devastated the city, killing at least 51. Rescuers worked all night, with particular attention
    A medical examiner's office spokeswoman said 24 deceased victims from the Moore, OK, tornado had been transported to their Oklahoma City office. Seven of the dead were children.

  • Tuesday, May 21 2013 10:36 AM EDT2013-05-21 14:36:49 GMT
    (RNN) – A day after long track tornadoes devastated Shawnee and Edmond, OK, another round has begun near Oklahoma City.KOCO broadcast a slow rotating cloud that slowly extended down towards the ground
    Dozens of people have died after a second day of tornadoes twisted through Oklahoma, this time taking aim at the town of Moore, south of Oklahoma City.
    •   
MONTGOMERY, AL (WSFA) -

Larry Gaddis says he's like many tenants living in apartments: he doesn't have renter's insurance.

"I just hadn't gotten around to it. I guess, not really expecting the unexpected to happen," Gaddis said.

Veronica Brown knows all to well the unexpected will happen. In fact, she just lost everything Tuesday when her unit burned along with seven others at Bridge Croft Apartment complex.

"We didn't have any renter's insurance or anything. It was water damage, smoke damage, everything was just all destroyed. That just woke us up, just telling us to just gone get your renter's insurance," Brown said.

ALFA Insurance Agent Steve Bullington says renter's insurance policies on apartments rank at the bottom of the policies he's written.

"The same people that won't get out on the highway in a car without liability insurance on their car, will move everything they own in an apartment and have not coverage on it and a lot of apartment complexes now are requiring it, but people just don't think about it," Bullington said.

And it's really inexpensive compared to auto and homeowner's insurance. Bullington says the average policy with property coverage between $10,000 to $15,000 will run you about $10 a month.

"The time to call for renter's insurance is not just after you've had a fire which was not insured. You can keep at least a general inventory of what you have. Keep a copy with a friend or in a safety deposit box," Bullington said.

Bullington says you can bundle services and save money. You can get renter's insurance, auto insurance and even life insurance with one agency.

To get more information on a renter's insurance policy, you can contact Steve Bullington at 334-288-0375. To find your local ALFA agent, call 1-800-964-2532. To find your local State Farm agent, call 1-855-733-7333. To get a quote over the phone, you can call GEIGO at 1-800-841-2964.

Copyright 2013  WSFA 12 News.  All rights reserved.