Alabama student athletes protected by catastrophic insurance cov - WSFA.com: News Weather and Sports for Montgomery, AL.

Alabama student athletes protected by catastrophic insurance coverage

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Montgomery, AL (WSFA/AP) -

Illinois high schools must offer catastrophic insurance coverage for student athletes beginning next year, as required by a bill signed into law by that state's governor on Sunday. 

Governor Pat Quinn dubbed it 'Rocky's Law," after an athlete who was left paralyzed from the neck down after being tackled in a football game.

While some schools in Illinois carried coverage, it was not a requirement.

In Alabama, we found such insurance is the rule more than the exception. It's required by both the AHSAA and AISA if schools want to field competitive teams.

"Football is one of the most violent sports you can play, and even in basketball, you can have horrific injuries on the court," said Travis Jarome, Athletic Director at Montgomery Catholic Preparatory School.  It's a peace of mind for the parents and the kids and everybody alike to know if something were to happen, you're covered."

"Some of those can be life-threatening, some of them could stay with you for the rest of your life," said Lee Carter, head football coach at Jeff Davis High School. So you need the proper care and the proper rehabilitation."

For both associations, the limit is $1 million. Illinois requires schools to provide coverage for up to $3 million or five years, whichever comes first.

Copyright 2013 WSFA 12 News.  All rights reserved. The Associated Press contributed to this report.

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