COPY-Victims list: a full list of all those killed in the September 11th attacks - WSFA.com Montgomery Alabama news.

COPY-Victims list: a full list of all those killed in the September 11th attacks

BC-Attacks-Victims List
A list of the people killed or unaccounted for in Sept. 11 terrorist attacks
By The Associated Press

      A list of the Sept. 11 victims, from a database maintained by The Associated Press since the attacks.
      The overall death toll from the attacks, including the 19 hijackers, is 3,062 - 2,829 at the World Trade Center, 189 in Washington and 44 in Pennsylvania.
      The list of 3,005 names in the AP database does not include the 19 hijackers. It matches the death toll released by authorities at the Pentagon and in Pennsylvania. It differs, however, from the official trade center toll provided by the City Office of Emergency Management.
      New York City's number stands at 2,819, not including the 10 hijackers. AP's total stood at 2,781 as of Aug. 28.
      City officials arrived at their total from coroner reports, death certificates and police missing reports. The AP is working to reconcile the differences with the city's list, released Aug. 19. The city intends to release an updated list next week.
      The names and information in AP's database have been confirmed by staff reporting in the United States and overseas. Data on New York victims has been gathered from the coroner's office, death certificates, foreign consulates, airlines, companies, families, mortuaries and places of worship, and newspapers.
      The 3,005 database names are divided into those confirmed dead, reported dead or reported missing.
      The 2,932 confirmed dead have been confirmed by a coroner's office or the Defense Department. They also include those for whom death certificates have been issued, even if no body has been recovered.
      The 48 reported dead include those whose deaths have been reported by family, employers, mortuaries, places of worship or by the airlines. The reported dead also include people for whom memorial services have been held, even if their bodies have not been recovered or positively identified.
      The 25 people reported missing include those identified by family, official agencies or employers.

 

CONFIRMED DEAD: World Trade Center
     
      - Gordon McCannel Aamoth Jr., 32, New York, N.Y., investment banker, Sandler O'Neill & Partners
      - Edelmiro (Ed) Abad, 54, New York, N.Y., senior vice president, Fiduciary Trust International
      - Maria Rose Abad, 49, Syosset, N.Y., senior vice president, Keefe, Bruyette & Woods
      - Andrew Anthony Abate, 37, Melville, N.Y., bond trader, Cantor Fitzgerald
      - Vincent Abate, 40, New York, N.Y., bond trader, Cantor Fitzgerald
      - Laurence Christopher Abel, 37, Cantor Fitzgerald
      - William F. Abrahamson, 58, Cortland Manor, N.Y., business analyst, Marsh & McLennan Cos. Inc.
      - Richard Anthony Aceto, 42, Wantagh, N.Y., tax specialist, Marsh & McLennan Cos. Inc.
      - Heinrich B. Ackermann, 38, New York, N.Y., Aon Corp.
      - Paul Andrew Acquaviva, 29, Glen Rock, N.J., eSpeed vice president of corporate development, Cantor Fitzgerald
      - Donald L. Adams, 28, Chatham, N.J., vice president of sales of eSpeed division, Cantor Fitzgerald
      - Patrick Adams, 60, New York, N.Y., security officer, Fuji Bank
      - Shannon Lewis Adams, 25, New York, N.Y., fixed income accountant, Cantor Fitzgerald
      - Stephen Adams, 51, New York, N.Y., beverage manager, Windows on the World
      - Ignatius Adanga, 62, New York, N.Y., New York State Department of Transportation
      - Christy A. Addamo, 28, New Hyde Park, N.Y., accountant, Marsh & McLennan Cos. Inc.
      - Terence E. Adderley Jr., 22, Bloomfield Hills, Mich., Fred Alger Management
      - Sophia B. Addo, 36, New York, N.Y., housekeeping, Windows on the World, Guyanese
      - Lee Adler, 48, Springfield, N.J., computer designer, Cantor Fitzgerald
      - Daniel Thomas Afflitto, 32, Manalapan, N.J., equities trader, Cantor Fitzgerald
      - Emmanuel Afuakwah, 37, New York, N.Y.
      - Alok Agarwal, 36, Jersey City, N.J., senior programmer analyst, Cantor Fitzgerald
      - Mukul Agarwala, 37, New York, N.Y., research analyst, Fiduciary Trust International
      - Joseph Agnello, 35, New York, N.Y., firefighter, New York Fire Department
      - David Scott Agnes, 46, New York, N.Y., assistant vice president, Cantor Fitzgerald
      - Joao A.D. Aguiar Jr., 30, Red Bank, N.J., investment banker, Keefe, Bruyette & Woods
      - Lt. Brian G. Ahearn, 43, Huntington, N.Y., firefighter, New York Fire Department
      - Jeremiah J. Ahern, 74, Cliffside Park, N.J., auditor, New York State Department of Taxation and Finance
      - Joanne Ahladiotis, 27, New York, N.Y., QA analyst, Cantor Fitzgerald
      - Shabbir Ahmed, 47, New York, N.Y., waiter, Windows on the World
      - Terrance Andre Aiken, 30, New York, N.Y., computer consultant, Vital Computer Services
      - Godwin Ajala, 33, New York, N.Y., security officer, Summit Security Services
      - Gertrude M. Alagero, 37, New York, N.Y., senior vice president and practice leader, Marsh & McLennan Cos. Inc.
      - Andrew Alameno, 37, Westfield, N.J., trader, Cantor Fitzgerald
      - Margaret Ann (Peggy) Jezycki Alario, 41, New York, N.Y., global products manager, Zurich American Insurance
      - Gary Albero, 39, Emerson, N.J., insurance broker, Aon Corp.
      - Jon L. Albert, 46, Upper Nyack, N.Y., vice president of information technology, Marsh & McLennan Cos. Inc.
      - Peter Craig Alderman, 25, New York, N.Y., salesman, Bloomberg Tradebook
      - Jacquelyn Delaine Aldridge, 46, New York, N.Y., accountant, Marsh & McLennan Cos. Inc.
      - Grace Alegre-Cua, 40, Glen Rock, N.J., accountant, Mitsui Bank, Filipino
      - David D. Alger, 57, New York, N.Y., executive vice president and chief financial officer, Fred Alger Management
      - Ernest Alikakos, 43, New York, N.Y., New York State Department of Taxation and Finance
      - Edward L. Allegretto, 51, Colonia, N.J., convertible bonds broker, Cantor Fitzgerald
      - Eric Allen, 41, New York, N.Y., firefighter, New York Fire Department
      - Joseph Ryan Allen, 39, New York, N.Y., bond broker, Cantor Fitzgerald
      - Richard Dennis Allen, 31, New York, N.Y.
      - Richard Lanard Allen, 31, New York, N.Y., firefighter, New York Fire Department
      - Christopher Edward Allingham, 36, River Edge, N.J., municipal bond broker, Cantor Fitzgerald
      - Janet M. Alonso, 41, Stony Point, N.Y., e-mail analyst, Marsh & McLennan Cos. Inc.
      - Anthony Alvarado, 31, New York, N.Y., food service handler, Forte Food Service
      - Antonio Javier Alvarez, 23, New York, N.Y., grill cook, Windows on the World, Mexican
      - Telmo Alvear, 25, New York, N.Y., waiter, Windows on the World
      - Cesar A. Alviar, 60, Bloomfield, N.J., Marsh & McLennan Cos. Inc., Filipino
      - Tariq Amanullah, 40, Metuchen, N.J., vice president, Fiduciary Trust International
      - Angelo Amaranto, 60, New York, N.Y., janitorial, cleaner, ABM Industries
      - James Amato, 43, Ronkonkoma, N.Y., firefighter, New York Fire Department
      - Joseph Amatuccio, 41, New York, N.Y., general property manager, Port Authority of New York and New Jersey
      - Christopher Charles Amoroso, 29, New York, N.Y., police officer, Port Authority of New York and New Jersey
      - Kazuhiro Anai, 42, Scarsdale, N.Y., deputy manager, New York branch, Nishi-Nippon Bank, Japanese
      - Calixto Anaya Jr., 35, Suffern, N.Y., firefighter, New York Fire Department
      - Joseph Peter Anchundia, 26, New York, N.Y., investment banker, Sandler O'Neill & Partners
      - Kermit Charles Anderson, 57, Green Brook, N.J., systems analyst, Marsh Inc.
      - Yvette Anderson, 53, New York, N.Y., keyboard specialist, New York State Department of Taxation and Finance
      - John Andreacchio, 52, New York, N.Y., human resources, Fuji Bank
      - Michael Rourke Andrews, 34, Belle Harbor, N.Y., Cantor Fitzgerald
      - Jean A. Andrucki, 42, Hoboken, N.J., risk assessment, Port Authority of New York and New Jersey
      - Siew-Nya Ang, 37, East Brunswick, N.J., technical analyst, Marsh & McLennan Cos. Inc.
      - Joseph Angelini Jr., 38, Lindenhurst, N.Y., firefighter, Ladder Co. 4, New York Fire Department
      - Joseph Angelini Sr., 63, Lindenhurst, N.Y., firefighter, Rescue Co. 1, New York Fire Department
      - Laura Angilletta, 23, New York, N.Y., purchase and sales clerk, Cantor Fitzgerald
      - Doreen J. Angrisani, 44, New York, N.Y., finance manager, Marsh & McLennan Cos. Inc.
      - Lorraine D. Antigua, 32, Middletown, N.J., securities lending department, Cantor Fitzgerald
      - Peter Paul Apollo, 26, Hoboken, N.J., equity trader, Cantor Fitzgerald
      - Faustino Apostol Jr., 55, New York, N.Y., firefighter, New York Fire Department
      - Frank Thomas Aquilino, 26, New York, N.Y., vice president and partner, Cantor Fitzgerald
      - Patrick Michael Aranyos, 26, New York, N.Y., bond broker, Euro Brokers Inc.
      - David Gregory Arce, 36, New York, N.Y., firefighter, New York Fire Department
      - Michael G. Arczynski, 45, Little Silver, N.J., senior vice president, Aon Corp.
      - Louis Arena, 32, New York, N.Y., firefighter, New York Fire Department
      - Adam Arias, 37, New York, N.Y., vice president of operations, Euro Brokers Inc.
      - Michael J. Armstrong, 34, New York, N.Y., vice president of sales, Cantor Fitzgerald
      - Jack Charles Aron, 52, Bergenfield, N.J., information technology, Marsh & McLennan Cos. Inc.
      - Joshua Aron, 29, New York, N.Y., equities trader, Cantor Fitzgerald
      - Richard Avery Aronow, 48, Mahwah, N.J., lawyer, Port Authority of New York and New Jersey
      - Japhet J. Aryee, 49, Spring Valley, N.Y., tax auditor, New York State Department of Taxation and Finance
      - Carl Asaro, 39, Middletown, N.Y., firefighter, New York Fire Department
      - Michael A. Asciak, 47, Ridgefield, N.J., foreign exchange operations clerk, Carr Futures
      - Michael Edward Asher, 53, Monroe, N.Y., vice president, senior technology architect, Cantor Fitzgerald
      - Janice Ashley, 25, Rockville Centre, N.Y., research associate, Fred Alger Management
      - Thomas J. Ashton, 21, New York, N.Y., electrician, Denino Electric
      - Manuel O. Asitimbay, 36, New York, N.Y., cook, Windows on the World, Ecuadoran
      - Lt. Gregg Arthur Atlas, 45, Howells, N.Y., firefighter, New York Fire Department
      - Gerald Atwood, 38, New York, N.Y., firefighter, New York Fire Department
      - James Audiffred, 38, New York, N.Y., janitorial, elevator starter, ABM Industries
      - Louis Frank Aversano, 58, Manalapan, N.J., director of operations support, risk services, Aon Corp.
      - Ezra Aviles, 41, Commack, N.Y., Port Authority of New York and New Jersey
      - Samuel (Sandy) Ayala, 36, New York, N.Y., banquet steward, Windows on the World
      - Arlene T. Babakitis, 47, Secaucus, N.J., customer service representative, Port Authority of New York and New Jersey
      - Eustace (Rudy) Bacchus, 48, Metuchen, N.J., independent trader, American Stock Exchange
      - John James Badagliacca, 35, New York, N.Y., bond salesman, Cantor Fitzgerald
      - Jane Ellen Baeszler, 43, New York, N.Y., broker, Cantor Fitzgerald
      - Robert J. Baierwalter, 44, Albertson, N.Y., account underwriter, F.M. Global
      - Andrew J. Bailey, 29, New York, N.Y., consultant, Marsh & McLennan Cos. Inc.
      - Brett T. Bailey, 28, Bricktown, N.J., options broker, Euro Brokers Inc.
      - Tatyana Bakalinskaya, 43, New York, N.Y., hostess, Marsh & McLennan
      - Michael S. Baksh, 36, Englewood, N.J., private client services group, Marsh & McLennan Cos. Inc.
      - Sharon Balkcom, 43, White Plains, N.Y., computer systems manager, Marsh & McLennan Cos. Inc.
      - Michael Andrew Bane, 33, Yardley, Pa., assistant vice president, casualty claims, Marsh & McLennan Cos. Inc.
      - Kathy Bantis, 44, Chicago, Ill., Marsh & McLennan Cos. Inc.
      - Gerard Jean Baptiste, 35, New York, N.Y., firefighter, New York Fire Department
      - Walter Baran, 42, New York, N.Y., investment banker, Fiduciary Trust International
      - Gerard A. Barbara, 53, New York, N.Y., assistant deputy chief, New York Fire Department
      - Paul V. Barbaro, 35, Holmdel, N.J., strategic development and software engineer, Cantor Fitzgerald
      - James W. Barbella, 53, Oceanside, N.Y., property manager, Port Authority of New York and New Jersey
      - Ivan Kyrillos Fairbanks Barbosa, 30, Jersey City, N.J., broker, Cantor Fitzgerald, Brazilian
      - Victor Daniel Barbosa, 23, New York, N.Y., maintenance, Windows on the World
      - Colleen Ann Barkow, 26, East Windsor, N.J., project manager, Cantor Fitzgerald
      - David Michael Barkway, 34, Toronto, Ontario, Canada, managing director, BMO Nesbitt Burns
      - Matthew Barnes, 37, Monroe, N.Y., firefighter, New York Fire Department
      - Sheila Patricia Barnes, 55, Bay Shore, N.Y., Aon Corp.
      - Evan J. Baron, 38, Bridgewater, N.J., energy futures specialist, Carr Futures
      - Renee Barrett-Arjune, 41, Irvington, N.J., compensation accountant, Cantor Fitzgerald
      - Arthur T. Barry, 35, New York, N.Y., firefighter, New York Fire Department
      - Diane G. Barry, 60, New York, N.Y., administrative assistant, Aon Corp.
      - Maurice Vincent Barry, 49, Rutherford, N.J., police officer, Port Authority of New York and New Jersey
      - Scott D. Bart, 28, Malverne, N.Y., vice president, Marsh & McLennan Cos. Inc.
      - Carlton W. Bartels, 44, New York, N.Y., broker, Cantor Fitzgerald
      - Guy Barzvi, 29, New York, N.Y., Cantor Fitzgerald
      - Inna Basina, 43, New York, N.Y., staff accountant, Cantor Fitzgerald
      - Alysia Basmajian, 23, Bayonne, N.J., accountant, Cantor Fitzgerald
      - Kenneth William Basnicki, 48, Etobicoke, Ontario, Canada, marketing director, BEA Systems
      - Lt. Steven J. Bates, 42, New York, N.Y., firefighter, New York Fire Department
      - Paul James Battaglia, 22, New York, N.Y., consultant, Marsh & McLennan Cos. Inc.
      - W. David Bauer, 45, Rumson, N.J., head of global sales for eSpeed, Cantor Fitzgerald
      - Ivhan Luis Carpio Bautista, 24, New York, N.Y., Windows on the World, Peruvian
      - Marlyn C. Bautista, 46, Iselin, N.J., accounts payable, Marsh & McLennan Cos. Inc., Filipino
      - Jasper Baxter, 45, Philadelphia, Pa., career consultant, Lee Hecht Harrison
      - Michele (Du Berry) Beale, 37, Essex, Britain, director of conferences, Risk Waters Group
      - Paul F. Beatini, 40, Park Ridge, N.J., operations vice president, Allendale Insurance
      - Jane S. Beatty, 53, Belford, N.J., technical supervisor, Marsh & McLennan Cos. Inc.
      - Manette Marie Beckles, 43, Rahway, N.J., account processor
      - Carl John Bedigian, 35, New York, N.Y., firefighter, New York Fire Department
      - Michael Beekman, 39, New York, N.Y., head trade clerk, LaBranche
      - Maria Behr, 41, Milford, N.J., securities trader, Cantor Fitzgerald
      - Yelena Belilovsky, 38, Mamaroneck, N.Y., Fred Alger Management
      - Nina Patrice Bell, 39, New York, N.Y., senior manager, Marsh & McLennan Cos. Inc.
      - Andrea Della Bella, 59, Jersey City, N.J., legal secretary, Aon Corp.
      - Debbie S. Bellows, 30, East Windsor, N.J., executive assistant, Cantor Fitzgerald
      - Stephen Elliot Belson, 51, New York, N.Y., firefighter, New York Fire Department
      - Paul Michael Benedetti, 32, New York, N.Y., assistant director, Aon Corp.
      - Denise Lenore Benedetto, 40, New York, N.Y., executive assistant, Aon Corp.
      - Bryan Craig Bennett, 25, New York, N.Y., salesman at eSpeed, Cantor Fitzgerald
      - Eric L. Bennett, 29, New York, N.Y., area vice president, Alliance Consulting
      - Oliver Duncan Bennett, 29, London, England, staff writer, Risk magazine, Risk Waters Group, British
      - Margaret L. Benson, 52, Rockaway, N.J., human resources department, Port Authority of New York and New Jersey
      - Dominick J. Berardi, 25, New York, N.Y., Cantor Fitzgerald
      - James Patrick Berger, 44, Lower Makefield, Pa., senior vice president, Aon Corp.
      - Steven Howard Berger, 45, Manalapan, N.J., supervisor of corporate tax auditors, New York State Department of Taxation and Finance
      - John P. Bergin, 39, New York, N.Y., firefighter, New York Fire Department
      - Alvin Bergsohn, 48, Baldwin Harbor, N.Y., equity trader, Cantor Fitzgerald
      - Daniel D. Bergstein, 38, Teaneck, N.J., corporate secretary, Port Authority of New York and New Jersey
      - Michael J. Berkeley, 38, New York, N.Y.
      - Donna Bernaerts-Kearns, 44, Hoboken, N.J., computer programmer, Accenture
      - William Bernstein, 44, New York, N.Y., mortgage bond broker, Cantor Fitzgerald
      - David M. Berray, 39, New York, N.Y., vice president, MoneyLine
      - David S. Berry, 43, New York, N.Y., chief of research, Keefe, Bruyette & Woods
      - Joseph J. Berry, 55, Saddle River, N.J., chairman and CEO, Keefe, Bruyette & Woods
      - William Reed Bethke, 36, Hamilton, N.J., computer programmer, Marsh USA
      - Timothy D. Betterly, 42, Little Silver, N.J., bond trader, Cantor Fitzgerald
      - Edward F. Beyea, 42, New York, N.Y., computer programmer, Empire Blue Cross and Blue Shield
      - Paul Michael Beyer, 37, New York, N.Y., firefighter, New York Fire Department
      - Anil T. Bharvaney, 41, East Windsor, N.J., senior vice president, Instinet (Reuters)
      - Bella Bhukhan, 24, Union, N.J., human resources department, Cantor Fitzgerald
      - Shimmy D. Biegeleisen, 42, New York, N.Y., vice president, Fiduciary Trust International
      - Peter Alexander Bielfeld, 44, New York, N.Y., firefighter, New York Fire Department
      - William Biggart, 54, New York, N.Y., photographer
      - Brian Bilcher, 36, New York, N.Y., firefighter, New York Fire Department
      - Carl Vincent Bini, 44, New York, N.Y., firefighter, New York Fire Department
      - Gary Bird, 51, Tempe, Ariz., senior vice president, Marsh USA
      - Joshua David Birnbaum, 24, New York, N.Y., assistant bond trader, Cantor Fitzgerald
      - George Bishop, 52, Granite Springs, N.Y., vice president, Aon Corp.
      - Jeffrey D. Bittner, 27, New York, N.Y., research analyst, Keefe, Bruyette & Woods
      - Balewa Albert Blackman, 26, New York, N.Y., junior accountant, Cantor Fitzgerald, Jamaican
      - Christopher Joseph Blackwell, 42, Patterson, N.Y., firefighter, New York Fire Department
      - Susan L. Blair, 35, East Brunswick, N.J., insurance executive, Aon Corp.
      - Harry Blanding Jr., 38, Blakeslee, Pa., claims analyst, Aon Corp.
      - Janice L. Blaney, 55, Williston Park, N.Y., consultant at Marsh & McLennan Cos. Inc.
      - Craig Michael Blass, 27, Greenlawn, N.Y., trader, Cantor Fitzgerald
      - Rita Blau, 52, New York, N.Y., supervisor of switchboard operators, Fiduciary Trust International
      - Richard M. Blood Jr., 38, Ridgewood, N.J., insurance broker, Aon Corp.
      - Michael A. Boccardi, 30, Bronxville, N.Y., senior vice president of institutional relations, Fred Alger Management
      - John Paul Bocchi, 38, New Vernon, N.J., managing director of interest rate options, Cantor Fitzgerald
      - Michael L. Bocchino, 45, New York, N.Y., firefighter, New York Fire Department
      - Susan Mary Bochino, 36, New York, N.Y., client specialist, Aon Corp.
      - Bruce Douglas (Chappy) Boehm, 49, West Hempstead, N.Y., government agencies broker, Cantor Fitzgerald
      - Mary Katherine Boffa, 45, New York, N.Y., vice president of purchasing, Marsh & McLennan Cos. Inc.
      - Nicholas A. Bogdan, 34, Browns Mills, N.J., manager, Marsh & McLennan Cos. Inc.
      - Darren C. Bohan, 34, New York, N.Y., temporary employee, Aon Corp.
      - Lawrence Francis Boisseau, 36, Freehold, N.J., fire safety director, OCS Security
      - Vincent M. Boland Jr,, 25, Ringwood, N.J., business analyst, Marsh & McLennan Cos. Inc.
      - Alan Bondarenko, 53, Flemington, N.J., Washington Group International
      - Andre Bonheur Jr., 40, New York, N.Y., financial analyst, Citibank
      - Colin Arthur Bonnett, 39, New York, N.Y., telecommunications programmer, Marsh & McLennan Cos. Inc.
      - Frank Bonomo, 42, Port Jefferson, N.Y., firefighter, New York Fire Department
      - Yvonne L. Bonomo, 30, New York, N.Y., corporate travel booker, American Express
      - Sean Booker, 35, Irvington, N.J., account associate, Xerox Corp.
      - Sherry Ann Bordeaux, 38, Jersey City, N.J., accountant, Fiduciary Trust International
      - Krystine C. Bordenabe, 33, Old Bridge, N.J., sales assistant, Keefe, Bruyette & Woods
      - Martin Boryczewski, 29, Parsippany, N.J., institutional sales trader, Cantor Fitzgerald
      - Richard E. Bosco, 34, Suffern, N.Y., banker, Citibank
      - John Howard Boulton Jr., 29, New York, N.Y., options broker, Euro Brokers Inc., Venezuelan
      - Francisco Bourdier, 41, New York, N.Y., security guard, Deutsche Bank
      - Thomas H. Bowden Jr., 36, Wyckoff, N.J., equities trader, Cantor Fitzgerald
      - Kimberly S. Bowers, 31, Islip, N.Y., administrative staff, Cantor Fitzgerald
      - Veronique (Bonnie) Nicole Bowers, 28, New York, N.Y., credit collections manager, Windows on the World
      - Larry Bowman, 46, New York, N.Y., security officer, Summit Security Services
      - Shawn Edward Bowman Jr., 28, New York, N.Y., human resources information specialist, Cantor Fitzgerald
      - Kevin L. Bowser, 45, Philadelphia, Pa., computer trainer, Marsh & McLennan Cos. Inc.
      - Gary R. Box, 37, North Bellmore, N.Y., firefighter, New York Fire Department
      - Gennady Boyarsky, 34, New York, N.Y., travel agent, American Express
      - Pamela Boyce, 43, New York, N.Y., assistant vice president of accounting, Carr Futures
      - Michael Boyle, 37, Westbury, N.Y., firefighter, New York Fire Department
      - Alfred Braca, 54, Leonardo, N.J., bond broker for eSpeed, Cantor Fitzgerald
      - Sandra Conaty Brace, 60, New York, N.Y., administrative assistant, Risk Insurance Solutions
      - Kevin H. Bracken, 37, New York, N.Y., firefighter, New York Fire Department
      - David Brian Brady, 41, Summit, N.J., financial advisor, Merrill Lynch
      - Alexander Braginsky, 38, Stamford, Conn., foreign exchange products manager, Reuters
      - Nicholas W. Brandemarti, 21, Mantua, N.J., analyst, Keefe, Bruyette & Woods
      - Michelle Renee Bratton, 23, Yonkers, N.Y., executive assistant, marketing, Cantor Fitzgerald
      - Patrice Braut, 31, New York, N.Y., technology, Marsh & McLennan Cos. Inc., Belgian
      - Lydia Estelle Bravo, 50, Dunellen, N.J., nurse, Marsh & McLennan Cos. Inc.
      - Ronald Michael Breitweiser, 39, Middletown Township, N.J., senior vice president, Fiduciary Trust International
      - Edward A. Brennan III, 37, New York, N.Y., vice president, government bonds, Cantor Fitzgerald
      - Frank H. Brennan, 50, New York, N.Y., senior vice president and limited partner, Cantor Fitzgerald
      - Michael Emmett Brennan, 27, New York, N.Y., firefighter, New York Fire Department
      - Peter Brennan, 30, Ronkonkoma, N.Y., firefighter, New York Fire Department
      - Thomas M. Brennan, 32, Scarsdale, N.Y., investment banker, Sandler O'Neill & Partners
      - Capt. Daniel Brethel, 43, Farmingdale, N.Y., firefighter, New York Fire Department
      - Gary L. Bright, 36, Union City, N.J., insurance analyst, Aon Corp.
      - Jonathan Eric Briley, 43, Mount Vernon, N.Y., audiovisual technician, Windows on the World
      - Mark A. Brisman, 34, Armonk, N.Y., associate, Harris Beach LLP
      - Paul Gary Bristow, 27, New York, N.Y., conferences producer, Risk Waters Group
      - Victoria Alvarez Brito, 38, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Mark Francis Broderick, 42, Old Bridge, N.J., accountant, Cantor Fitzgerald
      - Herman C. Broghammer, 58, North Merrick, N.Y., senior vice president, Aon Corp.
      - Keith Broomfield, 49, New York, N.Y., mechanical technician, Advent Corp., Jamaican      - Janice J. Brown, 35, New York, N.Y., accountant, Marsh & McLennan Cos. Inc.
      - Lloyd Brown, 28, Bronxville, N.Y., compliance officer for institutional equities, Cantor Fitzgerald
      - Capt. Patrick J. Brown, 48, New York, N.Y., firefighter, New York Fire Department
      - Bettina Browne, 49, Atlantic Beach, N.Y., vice president, mergers and acquisitions, Aon Corp.
      - Mark Bruce, 40, Summit, N.J., trader, mortgage-backed securities, Sandler O'Neill & Partners
      - Richard Bruehert, 38, Westbury, N.Y., vice president for technology, Marsh & McLennan Cos. Inc.
      - Andrew Brunn, 28, firefighter, New York Fire Department
      - Capt. Vincent Brunton, 43, New York, N.Y., firefighter, New York Fire Department
      - Ronald Paul Bucca, 47, Tuckahoe, N.Y., firefighter, New York Fire Department
      - Brandon J. Buchanan, 24, New York, N.Y., equity trader, Cantor Fitzgerald
      - Greg Joseph Buck, 37, New York, N.Y., firefighter, New York Fire Department
      - Dennis Buckley, 38, Chatham, N.J., bond broker, Cantor Fitzgerald
      - Nancy Bueche, 43, Hicksville, N.Y., Aon Corp.
      - Patrick Joseph Buhse, 36, Lincroft, N.J., bond trader, Cantor Fitzgerald
      - John E. Bulaga Jr., 35, Paterson, N.J., network engineer at eSpeed, Cantor Fitzgerald
      - Stephen Bunin, 45, New York, N.Y., VMS systems engineer, Cantor Fitzgerald
      - Matthew J. Burke, 28, New York, N.Y., assistant equities trader, Cantor Fitzgerald
      - Thomas Daniel Burke, 38, Bedford Hills, N.Y., managing director, Cantor Fitzgerald
      - Capt. William F. Burke Jr., 46, New York, N.Y., firefighter, New York Fire Department
      - Donald James Burns, 61, Nissequogue, N.Y., assistant chief, New York Fire Department
      - Kathleen A. Burns, 49, New York, N.Y., vice president, office automation, Fiduciary Trust International
      - Keith James Burns, 39, East Rutherford, N.J., equities, Cantor Fitzgerald
      - John Patrick Burnside, 36, New York, N.Y., firefighter, New York Fire Department
      - Irina Buslo, 32, New York, N.Y., administrative assistant, Fuji Bank
      - Milton Bustillo, 37, New York, N.Y., computer network operator, Cantor Fitzgerald, Colombian
      - Thomas M. Butler, 37, Kings Park, N.Y., firefighter, New York Fire Department
      - Patrick Byrne, 39, New York, N.Y., firefighter, New York Fire Department
      - Timothy G. Byrne, 36, Manhattan, N.Y., investment banker, Sandler O'Neill & Partners
      - Jesus Cabezas, 66, New York, N.Y., cook, Windows on the World
      - Lillian Caceres, 48, New York, N.Y., technology administrator, Marsh & McLennan Cos. Inc.
      - Brian Joseph Cachia, 26, New York, N.Y., technical support specialist, Cantor Fitzgerald
      - Steven Cafiero Jr., 31, New York, N.Y., client specialist, Aon Corp.
      - Richard M. Caggiano, 25, New York, N.Y., trade support clerk, Cantor Fitzgerald
      - Cecile M. Caguicla, 55, Boonton, N.J., assistance vice president of finance, Marsh & McLennan Cos. Inc., Filipino
      - Michael John Cahill, 37, East Williston, N.Y., senior claims attorney, Marsh & McLennan Cos. Inc.
      - Scott W. Cahill, 30, West Caldwell, N.J., municipal bond broker, Cantor Fitzgerald
      - Thomas J. Cahill, 36, Franklin Lakes, N.J., securities trader, Cantor Fitzgerald
      - George Cain, 35, Massapequa, N.Y., firefighter, New York Fire Department
      - Salvatore B. Calabro, 38, New York, N.Y., firefighter, New York Fire Department
      - Joseph Calandrillo, 49, Hawley, Pa., treaty accountant, Risk Solutions International
      - Philip V. Calcagno, 57, New York, N.Y., assistant vice president, Marsh & McLennan
      - Edward Calderon, 44, Jersey City, N.J., operations manager, Port Authority of New York and New Jersey
      - Kenneth Marcus Caldwell, 30, New York, N.Y., senior account manager, Alliance Consulting
      - Dominick E. Calia, 40, Manalapan, N.J., bond broker, Cantor Fitzgerald
      - Felix (Bobby) Calixte, 38, New York, N.Y., BP Air Conditioning
      - Capt. Frank Callahan, 51, New York, N.Y., firefighter, New York Fire Department
      - Liam Callahan, 44, Rockaway, N.J., police officer, Port Authority of New York and New Jersey
      - Luigi Calvi, 34, East Rutherford, N.J., bond trader, Cantor Fitzgerald, Italian
      - Roko Camaj, 60, Manhasset, N.Y., janitorial, window cleaner, ABM Industries
      - Michael Cammarata, 22, Huguenot, N.Y., firefighter, New York Fire Department
      - David Otey Campbell, 51, Basking Ridge, N.J., senior vice president of equity sales, Keefe, Bruyette & Woods
      - Geoffrey Thomas Campbell, 31, New York, N.Y., Reuters
      - Jill Marie Campbell, 31, New York, N.Y., administrative assistant, Baseline Financial Services
      - Robert Arthur Campbell, 25, New York, N.Y., painter, Fine Painting and Decorating
      - Sandra Patricia Campbell, 45, New York, N.Y., computer programmer, Cantor Fitzgerald
      - Juan Ortega Campos, 32, New York, N.Y., delivery man, Fine & Schapiro restaurant, Mexican
      - Sean Canavan, 39, New York, N.Y., carpenter
      - John A. Candela, 42, Glen Ridge, N.J., senior trader, Cantor Fitzgerald
      - Vincent Cangelosi, 30, New York, N.Y., bond broker, Cantor Fitzgerald
      - Lisa B. Cannava, 30, New York, N.Y., supervisor, Carr Futures
      - Brian Cannizzaro, 30, New York, N.Y., firefighter, New York Fire Department
      - Michael R. Canty, 30, Schenectady, N.Y., broker, Carr Futures
      - Louis A. Caporicci, 35, New York, N.Y., vice president, Cantor Fitzgerald
      - Jonathan N. Cappello, 23, Garden City, N.Y., trade support clerk, Cantor Fitzgerald
      - James Christopher Cappers, 33, Wading River, N.Y., assistant vice president, Marsh & McLennan Cos. Inc.
      - Richard M. Caproni, 34, Lynbrook, N.Y., senior accounting specialist, Marsh & McLennan Cos. Inc.
      - Jose Cardona, 32, New York, N.Y., clerk, Carr Futures
      - Dennis M Carey, 51, Wantagh, N.Y., firefighter, New York Fire Department
      - Edward Carlino, 46, New York, N.Y., financial reporting systems, Marsh & McLennan Cos. Inc.
      - Michael Scott Carlo, 34, New York, N.Y., firefighter, New York Fire Department
      - David G. Carlone, 46, Randolph, N.J., account executive, FM Global
      - Rosemarie C. Carlson, 40, New York, N.Y., International Office Center
      - Mark Stephen Carney, 41, Rahway, N.J., recruiter, Association of Independent Recruiters
      - Joyce Ann Carpeneto, 40, New York, N.Y., call records management assistant, General Telecom
      - Jeremy M. Carrington, 34, New York, N.Y., swaps trader, Cantor Fitzgerald
      - Michael T. Carroll, 39, New York, N.Y., firefighter, New York Fire Department
      - Peter Carroll, 35, New York, N.Y., firefighter, New York Fire Department
      - James J. Carson Jr., 32, Massapequa, N.Y., computer network administrator, Cantor Fitzgerald
      - James Marcel Cartier, 26, New York, N.Y., electrician, Aon Corp.
      - Vivian Casalduc, 45, New York, N.Y., microfiche clerk, Empire Blue Cross/Blue Shield
      - John F. Casazza, 38, Colts Neck, N.J., senior vice president, Cantor Fitzgerald
      - Paul Cascio, 23, Manhasset, N.Y., trade support, agency desk, Euro Brokers Inc.
      - Thomas Anthony Casoria, 29, New York, N.Y., firefighter, New York Fire Department
      - William Otto Caspar, 57, Eatontown, N.J., data processing specialist, Marsh & McLennan Cos. Inc.
      - Alejandro Castano, 35, Englewood, N.J., delivery man, Empire Distribution, Colombian
      - Arcelia Castillo, 49, Elizabeth, N.J., junior accountant, Marsh & McLennan Cos. Inc.
      - Leonard M. Castrianno, 30, New York, N.Y., broker, Cantor Fitzgerald
      - Jose Ramon Castro, 37, New York, N.Y., food service handler, Forte Food Service
      - Richard G. Catarelli, 47, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Christopher Sean Caton, 34, New York, N.Y., bond broker, Cantor Fitzgerald
      - Robert J. Caufield, 48, Valley Stream, N.Y., electrician, Denino Electric
      - Mary Teresa Caulfield, 58, New York, N.Y.
      - Judson Cavalier, 26, Huntington, N.Y., investment banker, Sandler O'Neill & Partners
      - Michael Joseph Cawley, 32, Bellmore, N.Y., firefighter, New York Fire Department
      - Jason D. Cayne, 32, Morganville, N.J., municipal bond broker and partner, Cantor Fitzgerald
      - Juan Armando Ceballos, 47, New York, N.Y., mail carrier
      - Marcia G. Cecil-Carter, 34, New York, N.Y., bank reconciliation clerk, Carr Futures
      - Jason Cefalu, 30, West Hempstead, N.Y., broker, Cantor Fitzgerald
      - Thomas J. Celic, 43, New York, N.Y., senior vice president, Marsh & McLennan Cos. Inc.
      - Ana M. Centeno, 38, Bayonne, N.J., accountant, Marsh & McLennan Cos. Inc.
      - Joni Cesta, 37, Bellmore, N.Y., in-house counsel, A.L. Sarroff
      - Jeffrey M. Chairnoff, 35, West Windsor, N.J., managing director of the mortgage financing group, Sandler O'Neill & Partners
      - Swarna Chalasini, 33, Jersey City, N.J., vice president, Fiduciary Trust International
      - William Chalcoff, 41, Roslyn, N.Y., computer systems developer, Marsh & McLennan
      - Eli Chalouh, 23, New York, N.Y., New York State Department of Taxation and Finance
      - Charles Lawrence (Chip) Chan, 23, New York, N.Y., currency broker, Cantor Fitzgerald
      - Mandy Chang, 40, New York, N.Y., First Commercial Bank
      - Mark L. Charette, 38, Millburn, N.J., senior vice president, Marsh Inc.
      - Gregorio Manuel Chavez, 48, New York, N.Y., Windows on the World
      - Pedro Francisco Checo, 35, New York, N.Y., Investment Operations Administration, Fiduciary Trust International, Colombian
      - Douglas MacMillan Cherry, 38, Maplewood, N.J., vice president of professional services group, Aon Corp.
      - Stephen Patrick Cherry, 41, Stamford, Conn., partner, Cantor Fitzgerald
      - Vernon Paul Cherry, 49, New York, N.Y., firefighter, New York Fire Department
      - Nestor Chevalier, 30, New York, N.Y., securities, Cantor Fitzgerald
      - Swede Joseph Chevalier, 26, Locust, N.J., equities trader, Cantor Fitzgerald
      - Alexander H. Chiang, 51, New City, N.Y., computer specialist, Marsh & McLennan Cos. Inc.
      - Dorothy J. Chiarchiaro, 61, Glenwood, N.Y., Fred Alger Management
      - Luis Alfonso Chimbo, 39, New York, N.Y., receiving attendant, Windows on the World
      - Robert Chin, 33, New York, N.Y., account associate, Xerox Corp.
      - Wing Wai (Eddie) Ching, 29, Union, N.J., client support administrator, UmeVoice
      - Nicholas P. Chiofalo Jr., 39, Selden, N.Y., firefighter, New York Fire Department
      - John Chipura, 39, New York, N.Y., firefighter, New York Fire Department
      - Peter A. Chirchirillo, 47, Langhorne, Pa., Marsh & McLennan Cos. Inc.
      - Catherine E. Chirls, 47, Princeton, N.J., eSpeed/banker, Cantor Fitzgerald
      - Kyung (Kaccy) Cho, 30, Clifton, N.J., executive secretary, Marsh & McLennan Cos. Inc.
      - Abdul K. Chowdhury, 30, New York, N.Y., senior assistant analyst, Cantor Fitzgerald
      - Mohammed Salahuddin Chowdhury, 38, New York, N.Y., waiter, Windows on the World
      - Kirsten L. Christophe, 39, Maplewood, N.J., vice president of risk services, Aon Corp.
      - Pamela Chu, 31, New York, N.Y., vice president and equities trader, Cantor Fitzgerald
      - Steven Paul Chucknick, 44, Cliffwood Beach, N.J., vice president of communications and facilities, Euro Brokers Inc.
      - Wai-ching Chung, 36, New York, N.Y., division vice president, UBS PaineWebber
      - Christopher Ciafardini, 30, New York, N.Y., vice president and financial analyst, Fred Alger Management
      - Alex F. Ciccone, 38, New Rochelle, N.Y., assistant vice president, Marsh & McLennan Cos. Inc.
      - Frances Ann Cilente, 26, New York, N.Y., administrative assistant, Cantor Fitzgerald
      - Elaine Cillo, 40, New York, N.Y., vice president, Marsh & McLennan Cos. Inc.
      - Edna Cintron, 46, New York, N.Y., administrative assistant, Marsh & McLennan Cos. Inc.
      - Nestor Andre Cintron, 26, New York, N.Y., broker, Cantor Fitzgerald
      - Lt. Robert Dominick Cirri, 39, Nutley, N.J., police officer, Port Authority of New York and New Jersey
      - Juan Pablo Alvarez Cisneros, 23, Weehawken, N.J., bond trader, Cantor Fitzgerald
      - Benjamin Keefe Clark, 39, New York, N.Y., chef, Sodexho
      - Eugene Clark, 47, New York, N.Y., administrative assistant, Aon Corp.
      - Gregory A. Clark, 40, Teaneck, N.J., computer technician, Cantor Fitzgerald
      - Mannie Leroy Clark, 54, New York, N.Y., security guard, Marsh & Mclennan
      - Thomas R. Clark, 37, Summit, N.J., equity sales trader, Sandler O'Neill & Partners
      - Christopher Robert Clarke, 34, Philadelphia, Pa., trader, Sandler O'Neill & Partners
      - Donna Clarke, 39, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Michael Clarke, 27, Prince's Bay, N.Y., firefighter, New York Fire Department
      - Suria R.E. Clarke, 30, New York, N.Y., vice president for media relations at eSpeed, Cantor Fitzgerald
      - Kevin Francis Cleary, 38, New York, N.Y., broker, Euro Brokers Inc.
      - James D. Cleere, 55, Newton, Iowa, assistant vice president, telecommunications, Seabury & Smith Co.
      - Geoffrey W. Cloud, 36, Stamford, Conn., lawyer, Cantor Fitzgerald
      - Susan M. Clyne, 42, Lindenhurst, N.Y., Marsh & McLennan Cos. Inc.
      - Steven Coakley, 36, Deer Park, N.Y., firefighter, New York Fire Department
      - Jeffrey Coale, 31, Souderton, Pa., assistant wine master, Windows on the World
      - Patricia A. Cody, 46, Brigantine, N.J., managing director, Marsh & McLennan
      - Daniel Michael Coffey, 54, Newburgh, N.Y., senior vice president, Guy Carpenter
      - Jason Matthew Coffey, 25, Newburgh, N.Y., accountant, Marsh & McLennan Cos. Inc.
      - Florence Cohen, 62, New York, N.Y., secretary, New York State Department of Taxation and Finance
      - Kevin Sanford Cohen, 28, Edison, N.J., eSpeed desktop support person, Cantor Fitzgerald
      - Anthony Joseph Coladonato, 47, New York, N.Y., vice president, Cantor Fitzgerald
      - Mark J. Colaio, 34, New York, N.Y., senior managing director, Cantor Fitzgerald
      - Stephen J. Colaio, 32, Montauk, N.Y., senior managing director, Cantor Fitzgerald
      - Christopher M. Colasanti, 33, Hoboken, N.J., bond trader, Cantor Fitzgerald
      - Kevin Nathaniel Colbert, 25, New York, N.Y., Keefe, Bruyette & Woods
      - Michel Paris Colbert, 39, West New York, N.J., bond trader, Cantor Fitzgerald
      - Keith Eugene Coleman, 34, Warren, N.J., senior vice president and partner, Cantor Fitzgerald
      - Scott Thomas Coleman, 31, New York, N.Y., equity broker, Cantor Fitzgerald
      - Liam Joseph Colhoun, 34, Flushing,, N.Y., Bank of America
      - Robert D. Colin, 49, West Babylon, N.Y., Aon Corp.
      - Robert J. Coll Jr., 35, Glen Ridge, N.J., senior vice president of financial markets, Euro Brokers Inc.
      - Jean Marie Collin, 42, New York, N.Y., risk manager, Pfizer Inc.
      - John Michael Collins, 42, New York, N.Y., firefighter, New York Fire Department
      - Michael L. Collins, 38, Montclair, N.J., manager in eSpeed division, Cantor Fitzgerald
      - Thomas J. Collins, 36, New York, N.Y., managing director, Sandler O'Neill & Partners
      - Joseph Collison, 50, New York, N.Y., Kidder Peabody-Paine Webber
      - Patricia Malia Colodner, 39, New York, N.Y., secretary, Marsh & McLennan Cos. Inc.
      - Linda M. Colon, 46, Perrineville, N.J., senior vice president for facilities management, Marsh & McLennan Cos. Inc.
      - Soledi Colon, 39, New York, N.Y., Aon Corp.
      - Ronald Comer, 56, Northport, N.Y., insurance executive, Marsh & McLennan Cos. Inc.
      - Jaime Concepcion, 46, New York, N.Y., receiving clerk, Windows on the World
      - Albert Conde, 62, Englishtown, N.J., insurance underwriter, AGI
      - Denease Conley, 44, New York, N.Y., security officer, Summit Security Services
      - Susan Clancy Conlon, 41, New York, N.Y., supervisor, Bank of America
      - Margaret Mary Conner, 57, New York, N.Y., receptionist, Cantor Fitzgerald
      - Cynthia L. Connolly, 40, Metuchen, N.J.
      - John E. Connolly, 46, Allenwood, N.J., assistant vice president, Euro Brokers Inc.
      - James Lee Connor, 38, Summit, N.J., partner, Sandler O'Neill & Partners
      - Jonathan (J.C.) Connors, 55, Old Brookville, N.Y., senior vice president, Cantor Fitzgerald
      - Kevin P. Connors, 55, Greenwich, Conn., senior vice president, Euro Brokers Inc.
      - Kevin Francis Conroy, 47, New York, N.Y., vice president of corporate accounting, Marsh & McLennan Cos. Inc.
      - Brenda E. Conway, 40, New York, N.Y., systems analyst, Marsh & McLennan Cos. Inc.
      - Dennis Michael Cook, 33, Colts Neck, N.J., assistant trader, Cantor Fitzgerald
      - Helen D. Cook, 24, New York, N.Y., customer service account representative, General Telecom
      - John A. Cooper, 40, Bayonne, N.J., account manager, SunGard Trading Systems/BRASS
      - Joseph J. Coppo Jr., 47, New Canaan, Conn., municipal bond trader, Cantor Fitzgerald
      - Gerard J. Coppola, 46, New Providence, N.J., broadcast engineer, WNET-TV
      - Joseph Albert Corbett, 28, Islip, N.Y., securities trader, Cantor Fitzgerald
      - Alejandro Cordero, 23, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Robert Cordice, 28, New York, N.Y., firefighter, New York Fire Department
      - Ruben D. Correa, 44, New York, N.Y., firefighter, New York Fire Department
      - Danny A. Correa-Gutierrez, 25, Fairview, N.J., accountant, Marsh & McLennan Cos. Inc.
      - James Corrigan, 60, New York, N.Y., fire and safety operations
      - Carlos Cortes, 57, New York, N.Y., civil engineer, Washington Group International
      - Kevin M. Cosgrove, 46, West Islip, N.Y., claims vice president, Aon Corp.
      - Dolores Marie Costa, 53, Middletown, N.J., vice president, Fred Alger Management
      - Digna Alexandra Rivera Costanza, 25, New York, N.Y., claims specialist, Marsh & McLennan Cos. Inc.
      - Charles Gregory Costello Jr., 46, Old Bridge, N.J., elevator technician, Thyssen Kropp
      - Michael S. Costello, 27, Hoboken, N.J., institutional equity salesman, Cantor Fitzgerald
      - Conrod K.H. Cottoy Sr., 51, New York, N.Y., analyst, Carr Futures
      - Martin Coughlan, 54, New York, N.Y., carpenter, Sweeney and Heeking Carpentry, Irish
      - Sgt. John Gerard Coughlin, 43, Pomona, N.Y., police officer, emergency services unit, New York Police Department
      - Timothy John Coughlin, 42, New York, N.Y., senior managing director, Cantor Fitzgerald
      - James E. Cove, 48, Rockville Centre, N.Y., senior vice president, Aon Corp.
      - Andre Cox, 29, New York, N.Y., food service handler, Forte Food Service
      - Frederick John Cox Jr., 27, New York, N.Y., investment banker, Sandler O'Neill & Partners
      - James Raymond Coyle, 26, New York, N.Y., firefighter, New York Fire Department
      - Michelle Coyle-Eulau, 38, Garden City, N.Y., systems analyst/management consultant, Marsh & McLennan Cos. Inc.
      - Anne M. Cramer, 47, New York, N.Y., tax specialist, Fiduciary Trust International
      - Christopher Seton Cramer, 34, Manahawkin, N.J., assistant vice president for tax operations, Fiduciary Trust International
      - Denise Crant, 46, Hackensack, N.J., facilities department employee, Marsh USA
      - James L. Crawford Jr., 33, Madison, N.J., assistant trader, Cantor Fitzgerald
      - Robert James Crawford, 62, New York, N.Y., firefighter, New York Fire Department
      - Joanne Mary Cregan, 32, New York, N.Y., business manager, eSpeed sales, Cantor Fitzgerald
      - Lucia Crifasi, 51, Glendale, N.Y., travel coordinator assigned to Marsh & McLennan Cos. Inc., American Express
      - Lt. John Crisci, 48, Holbrook, N.Y., firefighter, New York Fire Department
      - Daniel Hal Crisman, 25, New York, N.Y., training coordinator, Marsh & McLennan Cos. Inc.
      - Dennis A. Cross, 60, Islip Terrace, N.Y., battalion chief, New York Fire Department
      - Helen Crossin-Kittle, 34, Larchmont, N.Y., networking specialist, Cantor Fitzgerald
      - Kevin Raymond Crotty, 43, Summit, N.J., managing director, Sandler O'Neill & Partners
      - Thomas G. Crotty, 42, Rockville Centre, N.Y., bond trader, Sandler O'Neill & Partners
      - John Crowe, 57, Rutherford, N.J., employee benefits consultant, Aon Corp.
      - Welles Remy Crowther, 24, Upper Nyack, N.Y., equities trader, Sandler O'Neill & Partners
      - Robert L. Cruikshank, 64, New York, N.Y., executive vice president, Carr Futures
      - Francisco Cruz Sr., 47, New York, N.Y., security officer, Summit Security Services
      - John Robert Cruz, 32, Jersey City, N.J., Equities Reporting accountant, Cantor Fitzgerald
      - Kenneth John Cubas, 48, Woodstock, N.Y., vice president, Fiduciary Trust International
      - Francisco C. Cubero, 47, New York, N.Y.
      - Richard Joseph Cudina, 46, Glen Gardner, N.J., bond broker, Cantor Fitzgerald
      - Neil James Cudmore, 38, Port Washington, N.Y., sales director, Waters magazine, Risk Waters Group
      - Thomas Patrick Cullen III, 31, New York, N.Y., firefighter, New York Fire Department
      - Joan McConnell Cullinan, 47, Scarsdale, N.Y., assistant to the president, Cantor Fitzgerald
      - Joyce Cummings, 65
      - Brian Thomas Cummins, 38, Manasquan, N.J., partner, Cantor Fitzgerald
      - Michael Joseph Cunningham, 39, Princeton Junction, N.J., securities broker, Euro Brokers Inc.
      - Robert Curatolo, 31, New York, N.Y., firefighter, New York Fire Department
      - Laurence Curia, 41, Garden City, N.Y., broker, Cantor Fitzgerald
      - Paul Dario Curioli, 53, Norwalk, Conn., vice president, FM Global
      - Beverly Curry, 41, New York, N.Y., operations manager, Cantor Fitzgerald
      - Sgt. Michael Curtin, 45, Medford, N.Y., police officer, emergency services unit, New York Police Department
      - Gavin Cushny, 47, Hoboken, N.J., computer programmer in eSpeed division, Cantor Fitzgerald
      - Manuel Da Mota, 43, Valley Stream, N.Y., millwork foreman, Bronx Builders
      - Caleb Arron Dack, 39, Montclair, N.J., vice president and director of global sales and alliances, Encompys
      - Carlos S. DaCosta, 41, Elizabeth, N.J., assistant general manager of building services, Port Authority of New York and New Jersey, Portuguese
      - John D'Allara, 47, Pearl River, N.Y., police officer, emergency services unit, New York Police Department
      - Vincent D'Amadeo, 36, East Patchouge, N.Y., first vice president, operations, Cantor Fitzgerald
      - Thomas A. Damaskinos, 33, Matawan, N.J., vice president for operations, Cantor Fitzgerald
      - Jack L. D'Ambrosi Jr., 45, Woodcliff Lake, N.J., vice president of operations, Cantor Fitzgerald
      - Jeannine Marie Damiani-Jones, 28, New York, N.Y., bond broker, Cantor Fitzgerald
      - Patrick W. Danahy, 35, Yorktown Heights, N.Y., portfolio manager, Fiduciary Trust International
      - Mary D'Antonio, 55, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Vincent G. Danz, 38, Farmingdale, N.Y., police officer, emergency services unit, New York Police Department
      - Dwight Donald Darcy, 55, Bronxville, N.Y., senior attorney, Port Authority of New York and New Jersey
      - Elizabeth Ann Darling, 28, Newark, N.J., business analyst, Marsh & McLennan Cos. Inc.
      - Annette Andrea Dataram, 25, New York, N.Y., accountant, Windows on the World
    , ;  - Lt. Edward Alexander D'Atri, 38, New York, N.Y., firefighter, New York Fire Department
      - Michael D. D'Auria, 25, New York, N.Y., firefighter, New York Fire Department
      - Lawrence Davidson, 51, New York, N.Y., broker, Aon Corp.
      - Michael Allen Davidson, 27, Westfield, N.J., equity options trader, derivatives, Cantor Fitzgerald
      - Scott Matthew Davidson, 33, New York, N.Y., firefighter, New York Fire Department
      - Titus Davidson, 55, New York, N.Y., security guard, Morgan Stanley
      - Niurka Davila, 47, New York, N.Y., Port Authority of New York and New Jersey
      - Clinton Davis Sr., 38, New York, N.Y., police officer, Port Authority of New York and New Jersey
      - Wayne Terrial Davis, 29, Fort Meade, Md., Callixa
      - Anthony Richard Dawson, 32, Southampton, Hampshire, England
      - Calvin Dawson, 46, New York, N.Y., network technician, Euro Brokers Inc.
      - Edward James Day, 45, New York, N.Y., firefighter, New York Fire Department
      - Jayceryll M. de Chavez, 24, Carteret, N.J., portfolio analyst, Fiduciary Trust International, Filipino
      - Emerita (Emy) De La Pena, 32, New York, N.Y., administrative assistant, Fiduciary Trust International
      - Francis (Frank) Albert De Martini, 49, New York, N.Y., construction manager, Port Authority of New York and New Jersey
      - William T. Dean, 35, Floral Park, N.Y., vice president, claims casualty, Marsh & McLennan Cos. Inc.
      - Robert J. DeAngelis Jr., 48, West Hempstead, N.Y., project manager, Washington Group International
      - Thomas P. Deangelis, 51, Westbury, N.Y., battalion commander, New York Fire Department
      - Tara Debek, 35, Babylon, N.Y., assistant vice president, Marsh & McLennan Cos. Inc.
      - Anna Debin, 30, East Farmingdale, N.Y., administrative assistant, Cantor Fitzgerald
      - James V. DeBlase, 45, Manalapan, N.J., bond broker, Cantor Fitzgerald
      - Paul DeCola, 39, Ridgewood, N.Y., customer service, infrastructure, Cantor Fitzgerald
      - Simon Dedvukaj, 26, Mohegan Lake, N.Y., janitorial, foreman, ABM Industries
      - Jason Christopher DeFazio, 29, New York, N.Y., bond broker, Cantor Fitzgerald
      - David A. Defeo, 37, New York, N.Y., Sandler O'Neill & Partners
      - Jennifer DeJesus, 23, New York, N.Y., data entry worker, Morgan Stanley
      - Monique E. DeJesus, 28, New York, N.Y., administrative assistant, Cantor Fitzgerald      - Nereida DeJesus, 30, New York, N.Y., claims adjuster, Aon Corp.
      - Manuel Del Valle Jr., 32, New York, N.Y., firefighter, New York Fire Department
      - Donald A. Delapenha, 37, Allendale, N.J., vice president, chief bond trader, Keefe, Bruyette & Woods
      - Vito Joseph Deleo, 41, New York, N.Y., engineering, tenant man, ABM Industries
      - Danielle Delie, 47, New York, N.Y., managing consultant, Marsh & McLennan
      - Joseph A. Della Pietra, 24, New York, N.Y., broker, Cantor Fitzgerald
      - Palmina Delli Gatti, 33, New York, N.Y., accountant, Marsh & McLennan Cos. Inc.
      - Colleen Ann Deloughery, 41, Bayonne, N.J., reinsurance specialist, Aon Corp.
      - Anthony Demas, 61, New York, N.Y., managing director, Aon Corp.
      - Martin DeMeo, 47, Farmingville, N.Y., firefighter, New York Fire Department
      - Francis X. Deming, 47, Franklin Lakes, N.J., practice director, Oracle Corp.
      - Carol K. Demitz, 49, New York, N.Y., senior vice president, chief corporate counsel, and secretary, Fiduciary Trust International
      - Kevin Dennis, 43, Peapack, N.J., vice president, Cantor Fitzgerald
      - Thomas F. Dennis, 43, Setauket, N.Y., Cantor Fitzgerald
      - Jean C. DePalma, 42, Newfoundland, N.J., vice president of C.A.P.S. division, Marsh USA
      - Jose Nicholas Depena, 42, New York, N.Y.
      - Robert J. Deraney, 43, New York, N.Y., financial consultant
      - Michael DeRienzo, 37, Hoboken, N.J., broker, Cantor Fitzgerald
      - David Paul DeRubbio, 38, New York, N.Y., firefighter, New York Fire Department
      - Jemal Legesse DeSantis, 28, Jersey City, N.J.
      - Christian L. DeSimone, 23, Ringwood, N.J., accountant, Marsh & McLennan Cos. Inc.
      - Edward DeSimone III, 36, Atlantic Highlands, N.J., vice president, Cantor Fitzgerald
      - Lt. Andrew Desperito, 44, Patchogue, N.Y., firefighter, New York Fire Department
      - Michael Jude D'Esposito, 32, Morganville, N.J., computer programming consultant at Marsh & McLennan Cos. Inc.
      - Cindy Ann Deuel, 28, New York, N.Y., executive assistant, Carr Futures
      - Melanie Louise DeVere, 30, London, England, publisher of Waters Reference Products, Risk Waters Group
      - Jerry DeVito, 66, New York, N.Y., driver, Fred Alger Management
      - Robert P. Devitt Jr., 36, Plainsboro, N.J., database administrator, Cantor Fitzgerald
      - Dennis Lawrence Devlin, 51, Washingtonville, N.Y., battalion commander, New York Fire Department
      - Gerard Dewan, 35, New York, N.Y., firefighter, New York Fire Department
      - Simon Suleman Ali Kassamali Dhanani, 62, Hartsdale, N.Y., vice president, Aon Corp.
      - Michael L. DiAgostino, 41, Garden City, N.Y., power broker, Cantor Fitzgerald
      - Lourdes Galletti Diaz, 32, New York, N.Y., executive secretary, Cantor Fitzgerald
      - Matthew Diaz, 33, New York, N.Y., carpenter
      - Nancy Diaz, 28, New York, N.Y., kitchen assistant, Windows on the World
      - Obdulio Ruiz Diaz, 44, New York, N.Y., Bronx Builders
      - Michael Diaz-Piedra III, 49, vice president in charge of money planning, Bank of New York
      - Judith Belguese Diaz-Sierra, 32, Bay Shore, N.Y., administrative assistant, Fiduciary Trust International
      - Patricia F. DiChiaro, 63, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Joseph Dermot Dickey Jr., 50, Manhasset, N.Y., managing director, Cantor Fitzgerald
      - Lawrence Patrick Dickinson, 35, Morganville, N.J., broker, Harvey Young Yurman Inc.
      - Michael David Diehl, 48, Brick, N.J., vice president, Fiduciary Trust International
      - John DiFato, 39, New York, N.Y., securities controller, Cantor Fitzgerald
      - Vincent F. DiFazio, 43, Hampton, N.J., government bonds broker, Cantor Fitzgerald
      - Carl DiFranco, 27, New York, N.Y., assistant vice president, Marsh & McLennan Cos. Inc.
      - Donald J. DiFranco, 43, New York, N.Y., broadcast engineer, WABC-TV
      - Debra Ann DiMartino, 36, New York, N.Y., assistant trader, Keefe, Bruyette & Woods
      - Stephen P. Dimino, 48, Basking Ridge, N.J., partner, Cantor Fitzgerald
      - William J. Dimmling, 47, Garden City, N.Y., senior vice president financial system, Marsh Inc.
      - Christopher Dincuff, 31, Jersey City, N.J., assistant trader, Carr Futures
      - Jeffrey M. Dingle, 32, New York, N.Y., Encompys
      - Anthony DiOnisio Jr., 38, Glen Rock, N.J., vice president of operations, Cantor Fitzgerald
      - George DiPasquale, 33, New York, N.Y., firefighter, New York Fire Department
      - Joseph DiPilato, 57, New York, N.Y., electrician, Petrocelli Electric
      - Douglas Frank DiStefano, 24, Hoboken, N.J., commodities broker, Cantor Fitzgerald
      - Ramzi A. Doany, 35, Bayonne, N.J., auditor, Marsh & McLennan Cos. Inc.
      - John J. Doherty, 58, Hartsdale, N.Y., vice president, Aon Corp.
      - Melissa C. Doi, 32, New York, N.Y., manager, IQ Financial Systems
      - Brendan Dolan, 37, Glen Rock, N.J., broker, Carr Futures
      - Neil Dollard, 28, Hoboken, N.J., bond broker, Cantor Fitzgerald
      - James Joseph Domanico, 56, New York, N.Y., New York State Department of Taxation and Finance
      - Benilda Pascua Domingo, 37, New York, N.Y., janitorial, cleaner, ABM Industries, Filipino
      - Geronimo (Jerome) Mark Patrick Dominguez, 37, Holtsville, N.Y., police officer, emergency services unit, New York Police Department
      - Lt. Kevin W. Donnelly, 43, New York, N.Y., firefighter, New York Fire Department
      - Jacqueline Donovan, 34, New York, N.Y., secretary, Keefe, Bruyette & Woods
      - Stephen Dorf, 39, New Milford, N.J., maintenance and commications worker, Euro Brokers Inc.
      - Thomas Dowd, 37, Monroe, N.Y., bond broker, Cantor Fitzgerald
      - Lt. Kevin Christopher Dowdell, 46, New York, N.Y., firefighter, New York Fire Department
      - Mary Yolanda Dowling, 46, New York, N.Y., Aon Corp.
      - Raymond M. Downey, 63, Deer Park, N.Y., chief of special operations command, New York Fire Department
      - Frank Joseph Doyle, 39, Englewood, N.J., head of equity trading, Keefe, Bruyette & Woods
      - Joseph M. Doyle, 25, New York, N.Y., government bond supervisor, Cantor Fitzgerald
      - Stephen Patrick Driscoll, 38, Lake Carmel, N.Y., police officer, New York Police Department
      - Mirna A. Duarte, 31, New York, N.Y.
      - Luke A. Dudek, 50, Livingston, N.J., food and beverage controller, Windows on the World
      - Christopher Michael Duffy, 23, New York, N.Y., assistant trader, Keefe, Bruyette & Woods
      - Gerard Duffy, 53, Manorville, N.Y., firefighter, New York Fire Department
      - Michael Joseph Duffy, 29, Northport, N.Y., bond salesman, Keefe, Bruyette & Woods
      - Thomas W. Duffy, 52, Pittsford, N.Y., senior vice president, Marsh & McLennan Cos. Inc.
      - Antoinette Duger, 44, Belleville, N.J., operations associate, Wachovia Corp.
      - Sareve Dukat, 53, New York, N.Y., tax conferee, New York State Department of Taxation and Finance
      - Christopher Joseph Dunne, 28, Mineola, N.Y., tech support, Marsh & McLennan
      - Richard A. Dunstan, 54, New Providence, N.J., insurance broker, Aon Corp.
      - Patrick Thomas Dwyer, 37, Nissequogue, N.Y., Cantor Fitzgerald
      - Joseph Anthony Eacobacci, 26, New York, N.Y., power broker, Cantor Fitzgerald
      - John Bruce Eagleson, 53, Middlefield, Conn., vice president, East Coast, The Westfield Group
      - Robert D. Eaton, 37, Manhasset, N.Y., broker, Cantor Fitzgerald
      - Dean P. Eberling, 44, Cranford, N.J., securities analyst, Keefe, Bruyette & Woods
      - Margaret Ruth Echtermann, 33, Hoboken, N.J., leasing representative, Regus
      - Paul Robert Eckna, 28, West New York, N.J., international trader, Cantor Fitzgerald
      - Constantine (Gus) Economos, 41, New York, N.Y., partner, Sandler O'Neill & Partners
      - Dennis Michael Edwards, 35, Huntington, N.Y., partner, Cantor Fitzgerald
      - Christine Egan, 55, Winnipeg, Manitoba, Canada, nurse epidemiologist, Health Canada
      - Lisa Egan, 31, Cliffside Park, N.J., human resources manager, Cantor Fitzgerald
      - Capt. Martin Egan Jr., 36, New York, N.Y., firefighter, New York Fire Department
      - Michael Egan, 51, Middletown, N.J., vice president, Aon Corp.
      - Samantha Egan, 24, Jersey City, N.J., administrative assistant, Cantor Fitzgerald
      - Carole Eggert, 60, New York, N.Y., assistant vice president and supervisor in finance department, Marsh & McLennan Cos. Inc.
      - Lisa Caren Weinstein Ehrlich, 36, New York, N.Y., relationship manager, Aon Corp.
      - John Ernst (Jack) Eichler, 69, Cedar Grove, N.J., retired director of administration, Cadwalader, Wickersham & Taft
      - Eric Adam Eisenberg, 32, Commack, N.Y., Aon Corp.
      - Daphne F. Elder, 36, Newark, N.J., business analyst, Marsh & McLennan Cos. Inc.
      - Michael J. Elferis, 27, College Point, N.Y., firefighter, New York Fire Department
      - Mark J. Ellis, 26, South Huntington, N.Y., police officer, transit district 4, New York Police Department
      - Valerie Silver Ellis, 46, New York, N.Y., equities trader, Cantor Fitzgerald
      - Albert Alfy William Elmarry, 30, North Brunswick, N.J., computer technician, Cantor Fitzgerald
      - Edgar H. Emery Jr., 45, Clifton, N.J., Fiduciary Trust International
      - Doris Suk-Yuen Eng, 30, New York, N.Y., club manager, Windows on the World
      - Christopher S. Epps, 29, New York, N.Y., accountant, Marsh & McLennan Cos. Inc.
      - Ulf Ramm Ericson, 79, Greenwich, Conn., civil engineer, Washington Group International
      - Erwin L. Erker, 41, Farmingdale, N.Y., vice president, Marsh & McLennan Cos. Inc.
      - William J. Erwin, 30, Verona, N.J., broker, Cantor Fitzgerald
      - Sarah (Ali) Escarcega, 35, New York, N.Y., freelance marketing consultant, Risk Waters Group
      - Jose Espinal, 31
      - Fanny M. Espinoza, 29, Teaneck, N.J., compliance officer, Cantor Fitzgerald
      - Brigette Ann Esposito, 34, New York, N.Y., consultant at Marsh & McLennan Cos. Inc.
      - Francis Esposito, 32, New York, N.Y., firefighter, New York Fire Department
      - Lt. Michael Esposito, 41, New York, N.Y., firefighter, New York Fire Department
      - William Esposito, 51, Bellmore, N.Y., partner, Cantor Fitzgerald
      - Ruben Esquilin Jr., 35, New York, N.Y., maintenance employee, Fiduciary Trust International
      - Sadie Ette, 36, New York, N.Y., accountant, Windows on the World
      - Barbara G. Etzold, 43, Jersey City, N.J., receptionist, Fred Alger Management
      - Eric Brian Evans, 31, Weehawken, N.J., insurance manager, Aon Corp.
      - Robert Edward Evans, 36, Franklin Square, N.Y., firefighter, New York Fire Department
      - Meredith Emily June Ewart, 29, Hoboken, N.J., Aon Corp.
      - Catherine K. Fagan, 58, New York, N.Y., assistant vice president, Marsh & McLennan
      - Patricia M. Fagan, 55, Toms River, N.J., insurance adjuster, Aon Corp.
      - Keith G. Fairben, 24, Floral Park, N.Y., paramedic, New York Presbyterian Hospital
      - William Fallon, 38, Coram, N.Y., trading system support manager, Cantor Fitzgerald
      - William F. Fallon Jr., 53, Rocky Hill, N.J., general manager of strategic analysis and industry relations, Port Authority of New York and New Jersey
      - Anthony J. Fallone Jr., 39, New York, N.Y., bond broker, Cantor Fitzgerald
      - Dolores B. Fanelli, 38, Farmingville, N.Y., Marsh & McLennan Cos. Inc.
      - John Joseph Fanning, 54, West Hempstead, N.Y., battalion commander, New York Fire Department
      - Kathleen (Kit) Faragher, 33, Denver, Colo., systems consultant, Janus Capital Corp.
      - Capt. Thomas Farino, 37, Bohemia, N.Y., firefighter, New York Fire Department
      - Nancy Carole Farley, 45, Jersey City, N.J., claims negotiator, Reinsurance Solutions Inc.
      - Elizabeth Ann (Betty) Farmer, 62, New York, N.Y., executive assistant contractor at Cantor Fitzgerald
      - Douglas Farnum, 33, New York, N.Y., software specialist, Marsh & McLennan Cos. Inc.
      - John G. Farrell, 32, New York, N.Y., vice president and partner, government securities, Cantor Fitzgerald
      - John W. Farrell, 41, Basking Ridge, N.J., trader, Sandler O'Neill & Partners
      - Terrence Patrick Farrell, 45, Huntington, N.Y., firefighter, New York Fire Department
      - Capt. Joseph Farrelly, 47, New York, N.Y., firefighter, New York Fire Department
      - Thomas P. Farrelly, 54, East Northport, N.Y., computer programmer, Accenture
      - Syed Abdul Fatha, 54, Newark, N.J., customer service associate, Pitney Bowes
      - Christopher Faughnan, 37, South Orange, N.J., bond trader, Cantor Fitzgerald
      - Wendy R. Faulkner, 47, Mason, Ohio, vice president, Aon Corp.
      - Shannon M. Fava, 30, New York, N.Y., assistant broker, Cantor Fitzgerald
      - Bernard D. Favuzza, 52, Suffern, N.Y., broker, Cantor Fitzgerald
      - Robert Fazio Jr., 41, Freeport, N.Y., New York Police Department
      - Ronald C. Fazio, 57, Closter, N.J., accountant, Aon Corp.
      - William Feehan, 72, New York, N.Y., first deputy commissioner, New York Fire Department
      - Francis J. (Frank) Feely, 41, Middletown, N.Y., vice president, Marsh & McLennan Cos. Inc.
      - Garth E. Feeney, 28, New York, N.Y., corporate development director, Data Synapse
      - Sean B. Fegan, 34, New York, N.Y., broker, Fred Alger Management
      - Lee S. Fehling, 28, Wantagh, N.Y., firefighter, New York Fire Department
      - Peter Feidelberg, 34, Hoboken, N.J., Aon Corp.
      - Alan D. Feinberg, 48, New York, N.Y., firefighter, New York Fire Department
      - Rosa Maria Feliciano, 30, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Edward T. Fergus Jr., 40, Wilton, Conn., Cantor Fitzgerald
      - George Ferguson, 54, Teaneck, N.J.
      - Henry Fernandez, 23, New York, N.Y., pastry maker, Windows on the World
      - Judy H. Fernandez, 27, Parlin, N.J., benefits specialist, Cantor Fitzgerald
      - Elisa Giselle Ferraina, 27, London, England, senior conferences sponsorship coordinator, Risk Waters Group
      - Anne Marie Sallerin Ferreira, 29, Jersey City, N.J., broker, Cantor Fitzgerald, Brazilian
      - Robert John Ferris, 63, Garden City, N.Y., Aon Corp.
      - David Francis Ferrugio, 46, Middletown, N.J., Cantor Fitzgerald
      - Louis V. Fersini Jr., 38, Basking Ridge, N.J., bond trader, Cantor Fitzgerald
      - Michael David Ferugio, 37, New York, N.Y., insurance broker, Aon Corp.
      - Bradley James Fetchet, 24, New York, N.Y., equity trader, Keefe, Bruyette & Woods
      - Jennifer Louise Fialko, 29, Teaneck, N.J., client services, Aon Corp.
      - Kristen Fiedel, 27, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Samuel Fields, 36, New York, N.Y., security officer, Summit Security Services
      - Michael Bradley Finnegan, 37, Basking Ridge, N.J., currency broker, Cantor Fitzgerald
      - Timothy J. Finnerty, 33, Glen Rock, N.J., broker, Cantor Fitzgerald
      - Michael Curtis Fiore, 46, New York, N.Y., firefighter, New York Fire Department
      - Stephen J. Fiorelli, 43, Aberdeen, N.J., civil engineer, Port Authority of New York and New Jersey
      - Paul M. Fiori, 31, Yorktown Heights, N.Y., trade support clerk, Cantor Fitzgerald
      - John Fiorito, 40, Stamford, Conn., broker, Cantor Fitzgerald
      - Lt. John R. Fischer, 46, New York, N.Y., firefighter, New York Fire Department
      - Andrew Fisher, 42, New York, N.Y., director of internet sales, Imagine Software Inc.
      - Bennett Lawson Fisher, 58, Stamford, Conn., senior vice president, Fiduciary Trust International
      - John Roger Fisher, 46, Bayonne, N.J., security consultant, NanoTek
      - Thomas J. Fisher, 36, Union, N.J., vice president for operations, Fiduciary Trust International
      - Lucy Fishman, 37, New York, N.Y., executive secretary, Aon Corp.
      - Ryan D. Fitzgerald, 26, New York, N.Y., foreign currency trader, Fiduciary Trust International
      - Thomas Fitzpatrick James, 35, Tuckahoe, N.Y., bond salesman financial adviser, Sandler O'Neill & Partners
      - Richard P. Fitzsimons, 57, Lynbrook, N.Y., fire safety director, OCS Security
      - Salvatore A. Fiumefreddo, 47, Manalapan, inancial officer, Keefe, Bruyette & Woods
      - Virginia Fox, 58, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Pauline Francis, 57, New York, N.Y., food service handler, Forte Food Service
      - Virgin (Lucy) Francis, 62, New York, N.Y., housekeeping staff, Windows on the World
      - Gary J. Frank, 35, South Amboy, N.J., director of document control, Aon Corp.
      - Morton Frank, 31, New York, N.Y., institutional sales desk, Cantor Fitzgerald
      - Peter Christopher Frank, 29, New York, N.Y., financial analyst, Fred Alger Management
      - Richard K. Fraser, 32, New York, N.Y., Aon Corp.
      - Kevin Joseph Frawley, 34, Bronxville, N.Y., trader, Euro Brokers Inc.
      - Clyde Frazier Jr., 41, New York, N.Y., tax investigator, New York State Department of Taxation and Finance
      - Lillian I. Frederick, 46, Teaneck, N.J., Aon Corp.
      - Andrew Fredericks, 40, Suffern, N.Y., firefighter, New York Fire Department
      - Jamitha Freemen, 35, New York, N.Y., Aon Corp.
      - Brett O. Freiman, 29, Roslyn, N.Y.
      - Lt. Peter L. Freund, 45, Westtown, N.Y., firefighter, New York Fire Department
      - Arlene E. Fried, 49, Roslyn Heights, N.Y., vice president and assistant general counsel, Cantor Fitzgerald
      - Alan Wayne Friedlander, 52, Yorktown Heights, N.Y., Aon Corp.
      - Andrew K. Friedman, 44, Woodbury, N.Y., vice president for institutional equities, Carr Futures
      - Gregg J. Froehner, 46, Chester, N.J., police officer, Port Authority of New York and New Jersey
      - Peter Christian Fry, 36, Wilton, Conn., vice president of international money markets, Euro Brokers Inc.
      - Clement Fumando, 59, New York, N.Y., foreign exchange operations manager, Cantor Fitzgerald
      - Steven Elliot Furman, 40, Wesley Hills, N.Y., electricity options broker, Cantor Fitzgerald
      - Fredric Gabler, 30, New York, N.Y., institutional equities trader, Cantor Fitzgerald
      - Richard S. Gabrielle, 50, West Haven, Conn., insurance broker, Aon Corp.
      - James Andrew Gadiel, 23, New York, N.Y., assistant trader, Cantor Fitzgerald
      - Pamela Gaff, 51, Robinsville, N.J., Aon Corp.
      - Ervin Vincent Gailliard, 42, New York, N.Y., security officer, Summit Security Services
      - Deanna L. Galante, 32, New York, N.Y., personal assistant for eSpeed, Cantor Fitzgerald
      - Grace Galante, 29, New York, N.Y., broker assistant, Cantor Fitzgerald
      - Anthony Edward Gallagher, 41, New York, N.Y., energy broker, Cantor Fitzgerald
      - Daniel James Gallagher, 23, Red Bank, N.J., trade support clerk, Cantor Fitzgerald
      - John Patrick Gallagher, 31, Yonkers, N.Y., electricity trader, Cantor Fitzgerald
      - Cono E. Gallo, 30, New York, N.Y., commodities broker, Carr Futures
      - Vincenzo Gallucci, 36, Monroe, N.J., senior vice president, Marsh & McLennan Cos. Inc.
      - Thomas Edward Galvin, 32, New York, N.Y., senior vice president and corporate bond broker, Cantor Fitzgerald
      - Giovanna (Genni) Gambale, 27, New York, N.Y., vice president in communications and media events, Cantor Fitzgerald
      - Thomas Gambino Jr., 48, Babylon, N.Y., firefighter, New York Fire Department
      - Giann F. Gamboa, 26, New York, N.Y., manager, Top of the World Cafe
      - Peter J. Ganci Jr., 55, North Massapequa, N.Y., chief of department, New York Fire Department
      - Claude Michael Gann, 41, Roswell, Ga., sales executive, Algorithmics
      - Lt. Charles William Garbarini, 44, Pleasantville, N.Y., firefighter, New York Fire Department
      - Cesar Garcia, 36, New York, N.Y., information technology, Marsh & McLennan Cos. Inc.
      - David Garcia, 40, Freeport, N.Y., consultant, Marsh & McLennan Cos. Inc.
      - Jorge Luis Morron Garcia, 38, New York, N.Y., security officer, Summit Security Services, Colombian
      - Juan Garcia, 50, New York, N.Y., food service handler, Forte Food Service
      - Marlyn C. Garcia, 21, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Christopher Gardner, 36, Darien, Conn., global risk services, Aon Corp.
      - Douglas B. Gardner, 39, New York, N.Y., vice chairman of eSpeed, Cantor Fitzgerald
      - Harvey J. Gardner III, 35, Lakewood, N.J., call records management supervisor, General Telecom
      - Jeffrey B. Gardner, 36, Hoboken, N.J., environmental insurance broker, Marsh & McLennan Cos. Inc.
      - Thomas A. Gardner, 39, Oceanside, N.Y., firefighter, New York Fire Department
      - William Arthur Gardner, 45, Lynbrook, N.Y., systems analyst, eSpeed, Cantor Fitzgerald
      - Francesco Garfi, 29, New York, N.Y., trader, Cantor Fitzgerald
      - Rocco Gargano, 28, Bayside, N.Y., trade support clerk, Cantor Fitzgerald
      - James M. Gartenberg, 36, New York, N.Y., associate director, Julien J. Studley Inc.
      - Matthew David Garvey, 37, firefighter, New York Fire Department
      - Bruce Gary, 51, Bellmore, N.Y., firefighter, New York Fire Department
      - Boyd A. Gatton, 38, Jersey City, N.J., operations officer, Fiduciary Trust International, Bermudan
      - Donald Richard Gavagan Jr., 35, New York, N.Y., bond broker, Cantor Fitzgerald
      - Terence D. Gazzani, 24, New York, N.Y., worked on repo desk, Cantor Fitzgerald
      - Gary Geidel, 44, New York, N.Y., firefighter, New York Fire Department
      - Paul Hamilton Geier, 36, Farmingdale, N.Y., broker, Cantor Fitzgerald
      - Julie M. Geis, 44, Lees Summit, Mo., senior vice president, Aon Corp.
      - Peter Gelinas, 34, New York, N.Y., partner, Cantor Fitzgerald
      - Steven Paul Geller, 52, New York, N.Y., institutional trader, Cantor Fitzgerald
      - Howard G. Gelling Jr., 28, New York, N.Y., managing director, Sandler O'Neill & Partners
      - Peter Victor Genco, 36, Rockville Centre, N.Y., bond trader, Cantor Fitzgerald
      - Steven Gregory Genovese, 37, Basking Ridge, N.J., trader, Cantor Fitzgerald
      - Alayne F. Gentul, 44, Mountain Lakes, N.J., director of human resources, Fiduciary Trust International
      - Suzanne Geraty, 30, New York, N.Y., system support worker, Cantor Fitzgerald
      - Ralph Gerhardt, 33, New York, N.Y., vice president, Cantor Fitzgerald
      - Robert J. Gerlich, 56, Monroe, Conn., accountant and consultant, Reinsurance Solutions Inc.
      - Denis P. Germain, 33, Tuxedo Park, N.Y., firefighter, New York Fire Department
      - Marina R. Gertsberg, 25, New York, N.Y., junior manager, Cantor Fitzgerald
      - Susan M. Getzendanner, 57, New York, N.Y., vice president, Fiduciary Trust International
      - James Gerard Geyer, 41, Rockville Centre, N.Y., bond broker, Cantor Fitzgerald
      - Joseph M. Giaccone, 43, Monroe, N.J., head of telecommunications, eSpeed, Cantor Fitzgerald
      - Lt. Vincent Francis Giammona, 40, Valley Stream, N.Y., firefighter, New York Fire Department
      - Debra L. Gibbon, 43, Hackettstown, N.J., senior vice president, Aon Corp.
      - James A. Giberson, 43, New York, N.Y., firefighter, New York Fire Department
      - Craig Neil Gibson, 37, New York, N.Y., reinsurance broker, Marsh & McLennan Cos. Inc.
      - Ronnie Gies, 43, Merrick, N.Y., firefighter, New York Fire Department
      - Laura A. Giglio, 35, Oceanside, N.Y., executive assistant, Alliance Consulting
      - Andrew Clive Gilbert, 39, Califon, N.J., Cantor Fitzgerald
      - Timothy Paul Gilbert, 35, Lebanon, N.J., Cantor Fitzgerald
      - Paul Stuart Gilbey, 39, Chatham, N.J., broker, Euro Brokers Inc., British
      - Paul John Gill, 34, New York, N.Y., firefighter, New York Fire Department
      - Mark Y. Gilles, 33, New York, N.Y.
      - Evan H. Gillette, 40, New York, N.Y., vice president, Sandler O'Neill & Partners
      - Ronald Gilligan, 43, Norwalk, Conn., database administrator, Cantor Fitzgerald, British
      - Sgt. Rodney C. Gillis, 34, New York, N.Y., police officer, emergency services unit, New York Police Department
      - Laura Gilly, 32, New York, N.Y., technical support, Cantor Fitzgerald
      - Lt. John F. Ginley, 37, Warwick, N.Y., firefighter, New York Fire Department
      - Donna Marie Giordano, 44, Parlin, N.J., broker, Aon Corp.
      - Jeffrey Giordano, 46, New York, N.Y., firefighter, New York Fire Department
      - John Giordano, 46, Newburgh, N.Y., firefighter, New York Fire Department
      - Steven A. Giorgetti, 43, Manhasset, N.Y., senior vice president, Marsh & McLennan Cos. Inc.
      - Martin Giovinazzo, 34, New York, N.Y., maintenance worker, Marsh & McLennan Cos. Inc.
      - Kum-Kum Girolamo, 41, New York, N.Y., Aon Corp.
      - Salvatore Gitto, 44, Manalapan, N.J., senior vice president/senior consultant, Marsh & McLennan Cos. Inc.
      - Cynthia Giugliano, 46, Nesconset, N.Y., chief technical specialist, Empire Blue Cross/Blue Shield
      - Mon Gjonbalaj, 65, New York, N.Y., janitorial, porter, ABM Industries
      - Dianne Gladstone, 55, New York, N.Y., section head, New York State Department of Taxation and Finance
      - Keith Alexander Glascoe, 38, New York, N.Y., firefighter, New York Fire Department
      - Thomas I. Glasser, 40, Summit, N.J., partner, Sandler O'Neill & Partners
      - Harry Glenn, 38, Piscataway, N.J., assistant vice president, global technology, Marsh & McLennan Cos. Inc.
      - Barry H. Glick, 55, Wayne, N.J., risk manager, Port Authority of New York and New Jersey
      - Steven Lawrence Glick, 42, Greenwich, Conn., financial consultant, Credit Suisse First Boston
      - John T. Gnazzo, 32, New York, N.Y., vice president of operations, Cantor Fitzgerald
      - William (Bill) Robert Godshalk, 35, New York, N.Y., vice president, institutional equity sales, Keefe, Bruyette & Woods
      - Michael Gogliormella, 43, New Providence, N.J., quality assurance technician, Cantor Fitzgerald
      - Brian Fredric Goldberg, 26, Union, N.J., Fiduciary Trust International
      - Jeffrey Grant Goldflam, 48, Melville, N.Y., senior vice president, chief financial officer, Cantor Fitzgerald
      - Michelle Herman Goldstein, 31, New York, N.Y., brokerage services, Aon Corp.
      - Monica Goldstein, 25, New York, N.Y., accounts payable associate, Cantor Fitzgerald
      - Steven Goldstein, 35, Princeton, N.J., computer analyst, Cantor Fitzgerald
      - Andrew H. Golkin, 30, New York, N.Y., vice president, Cantor Fitzgerald
      - Dennis James Gomes, 40, New York, N.Y., officer, Fiduciary Trust International
      - Enrique Antonio Gomez, 42, New York, N.Y., kitchen worker, Windows on the World
      - Jose Bienvenido Gomez, 45, New York, N.Y., kitchen worker, Windows on the World
      - Manuel Gomez Jr., 42, New York, N.Y., vice president, Fuji Bank
      - Wilder Gomez, 38, New York, N.Y., waiter and bartender, Windows on the World, Colombian
      - Jenine Gonzalez, 27, New York, N.Y., secretary, Aon Corp.
      - Mauricio Gonzalez, 27, New York, N.Y., carpenter
      - Rosa J. Gonzalez, 32, Jersey City, N.J., secretary, McKeon-Grano
      - Calvin J. Gooding, 38, Riverside, N.Y., financial trader, Cantor Fitzgerald
      - Harry Goody, 50, New York, N.Y., New York State Department of Taxation and Finance
      - Kiran Reddy Gopu, 24, Bridgeport, Conn., graduate student in computer science, University of Bridgeport (Conn.) and Marsh USA
      - Catherine Carmen Gorayeb, 41, New York, N.Y., marketing director, Random Walk Computing
      - Kerene Gordon, 43, New York, N.Y., food service handler, Forte Food Service, Jamaican
      - Sebastian Gorki, 27, New York, N.Y., global equities division, Deutsche Bank
      - Kieran Gorman, 35, Yonkers, N.Y., mason tender, Structure Tone
      - Thomas E. Gorman, 41, Middlesex, N.J., police officer, Port Authority of New York and New Jersey
      - Michael Edward Gould, 29, Hoboken, N.J., NASDAQ trader, Cantor Fitzgerald
      - Yugi Goya, 42, Rye, N.Y., vice president, Mizuho Capital Markets Corp., Japanese
      - Jon Richard Grabowski, 33, New York, N.Y., vice president for technology information, Marsh & McLennan Cos. Inc.
      - Christopher Michael Grady, 39, Cranford, N.J., Cantor Fitzgerald
      - Edwin John Graf III, 48, Rowayton, Conn., vice president, Cantor Fitzgerald
      - David M. Graifman, 40, New York, N.Y., vice president, Keefe, Bruyette & Woods
      - Gilbert Granados, 51, Hicksville, N.Y., loss control consultant, Aon Corp.
      - Elvira Granitto, 43, New York, N.Y., Empire Blue Cross
      - Winston Arthur Grant, 59, West Hempstead, N.Y., Empire Blue Cross
      - Christopher Stewart Gray, 32, Weehawken, N.J., foreign exchange broker, Cantor Fitzgerald
      - James Michael Gray, 34, New York, N.Y., firefighter, New York Fire Department
      - Linda Mair Grayling, 44, New York, N.Y., receptionist, Marsh & McLennan Cos. Inc.
      - John Michael Grazioso, 41, Middletown, N.J., eSpeed salesman, Cantor Fitzgerald
      - Timothy Grazioso, 42, Gulf Stream, Fla., trader, Cantor Fitzgerald
      - Derrick Arthur Green, 44, New York, N.Y., drywall worker
      - Wade Brian Green, 42, Westbury, N.Y., Thomson Financial Services
      - Elaine Myra Greenberg, 56, New York, N.Y., financial services consultant, Compaq
      - Gayle R. Greene, 51, Montville, N.J., vice president of professional resource group, Marsh & McLennan Cos. Inc.
      - James Arthur Greenleaf Jr., 32, New York, N.Y., foreign exchange trader, Carr Futures
      - Eileen Marsha Greenstein, 52, Morris Plains, N.J., data processor, Claims Department, Aon Corp.
      - Elizabeth (Lisa) Martin Gregg, 52, New York, N.Y., senior vice president, Fred Alger Management
      - Denise Gregory, 39, New York, N.Y., foreign exchange clerk, Carr Futures, Jamaican
      - Donald H. Gregory, 62, Ramsey, N.J., bond broker, Cantor Fitzgerald
      - Florence M. Gregory, 38, New York, N.Y., marine insurance specialist, Aon Corp.
      - Pedro (David) Grehan, 35, Hoboken, N.J., broker, Cantor Fitzgerald
      - John M. Griffin, 38, Waldwick, N.J., Silverstein Properties
      - Tawanna Griffin, 30, New York, N.Y., food service handler, Forte Food Service
      - Joan D. Griffith, 39, Willingboro, N.J., office manager, Fiduciary Trust International
      - Warren Grifka, 54, New York, N.Y., computer specialist, Marsh & McLennan Cos. Inc.
      - Ramon Grijalvo, 58, Morgan Stanley, Filipino
      - Joseph F. Grillo, 46, New York, N.Y., risk finance analyst, Port Authority of New York and New Jersey
      - David Grimner, 51, Merrick, N.Y., Marsh & McLennan Cos. Inc.
      - Kenneth Grouzalis, 56, Lyndhurst, N.J., property manager/subterranean areas, Port Authority of New York and New Jersey
      - Joseph Grzelak, 52, New York, N.Y., battalion commander, New York Fire Department
      - Matthew J. Grzymalski, 34, New Hyde Park, N.Y., bond broker, Cantor Fitzgerald
      - Robert Joseph Gschaar, 55, Spring Valley, N.Y., Aon Corp.
      - Liming (Michael) Gu, 34, Piscataway, N.J., assistant vice president, lead network specialist, Marsh & McLennan Cos. Inc.
      - Jose A. Guadalupe, 37, New York, N.Y., firefighter, New York Fire Department
      - Yan Zhu (Cindy) Guan, 25, New York, N.Y., New York State Department of Taxation and Finance
      - Geoffrey E. Guja, 47, Lindenhurst, N.Y., firefighter, New York Fire Department
      - Babita Guman, 33, New York, N.Y., computer specialist, Fiduciary Trust International
      - Douglas B. Gurian, 38, Tenafly, N.J., business development manager, Radianz
      - Philip T. Guza, 54, Sea Bright, N.J., client specialist, Aon Corp.
      - Barbara Guzzardo, 49, Glendale, N.Y., insurance underwriter, Aon Corp.
      - Peter Gyulavary, 44, Warwick, N.Y., environmental engineer, Washington Group International
      - Gary Robert Haag, 36, Ossining, N.Y., claims department vice president, Marsh & McLennan Cos. Inc.
      - Andrea Lyn Haberman, 25, Chicago, Ill., documentation coordinator, Carr Futures
      - Barbara M. Habib, 49, New York, N.Y., vice president, Marsh & McLennan Cos. Inc.
      - Philip Haentzler, 49, New York, N.Y., legal administrative officer, Kidder Peabody-Paine Webber
      - Nizam A. Hafiz, 32, New York, N.Y., computer analyst, Marsh & McLennan Cos. Inc., Guyanese
      - Karen Hagerty, 34, New York, N.Y., senior vice president, Aon Corp.
      - Steven Hagis, 31, New York, N.Y., vice president, Cantor Fitzgerald
      - Mary Lou Hague, 26, New York, N.Y., financial analyst, Keefe, Bruyette & Woods
      - David Halderman Jr., 40, New York, N.Y., firefighter, New York Fire Department
      - Maile Rachel Hale, 26, Cambridge, Mass., vice president of operations, Boston Investor Services
      - Richard Hall, 49, Purchase, N.Y., senior vice president, Aon Corp.
      - Vaswald George Hall, 50, New York, N.Y., courier, Jamaican
      - Robert John Halligan, 59, Basking Ridge, N.J., reinsurance broker, Aon Corp., British
      - Lt. Vincent Gerard Halloran, 43, North Salem, N.Y., firefighter, New York Fire Department
      - James D. Halvorson, 56, Greenwich, Conn., head of Global Infrastructure Group, Marsh & McLennan Cos. Inc.
      - Mohammed Salman Hamdani, 23, New York, N.Y., research technician, Howard Hughes Medical Institute at Rockefeller University
      - Felicia Hamilton, 62, New York, N.Y., Fiduciary Trust International
      - Robert Hamilton, 43, Washingtonville, N.Y., firefighter, New York Fire Department
      - Frederic Kim Han, 45, Marlboro, N.J., senior vice president, Cantor Fitzgerald
      - Christopher James Hanley, 34, New York, N.Y., manager of business development, Radianz
      - Sean Hanley, 35, New York, N.Y., firefighter, New York Fire Department
      - Valerie Joan Hanna, 57, Freeville, N.Y., senior vice president, Marsh & McLennan Cos. Inc.
      - Thomas Hannafin, 36, New York, N.Y., firefighter, New York Fire Department
      - Kevin James Hannaford, 32, Basking Ridge, N.J., commodities broker, Cantor Fitzgerald
      - Michael L. Hannan, 34, Lynbrook, N.Y., assistant vice president, Marsh & McLennan Cos. Inc.
      - Dana Hannon, 29, Suffern, N.Y., firefighter, New York Fire Department
      - Vassilios G. Haramis, 56, New York, N.Y., mechanical engineer, Washington Group International
      - James A. Haran, 41, Malverne, N.Y., broker, Cantor Fitzgerald
      - Jeffrey P. Hardy, 46, New York, N.Y., executive chef, Forte Food Service
      - Timothy John Hargrave, 38, Readington, N.J., vice president, Cantor Fitzgerald
      - Daniel Harlin, 41, Kent, N.Y., firefighter, New York Fire Department
      - Frances Haros, 76, New York, N.Y., Keefe, Bruyette & Woods
      - Lt. Harvey L. Harrell, 49, New York, N.Y., firefighter, New York Fire Department
      - Lt. Stephen Gary Harrell, 44, Warwick, N.Y., firefighter, New York Fire Department
      - Aisha Harris, 22, New York, N.Y., switch operations technician, General Telecom
      - Stewart D. Harris, 52, Marlboro, N.J., chief credit officer, Cantor Fitzgerald
      - John Patrick Hart, 38, Danville, Calif., director of global operations, Franklin Templeton Investments
      - John Clinton Hartz, 64, Basking Ridge, N.J., senior vice president, Fiduciary Trust International
      - Emeric J. Harvey, 56, Montclair, N.J., president, Harvey Young Yurman Inc.
      - Capt. Thomas Theodore Haskell Jr., 37, Massapequa, N.Y., firefighter, New York Fire Department
      - Timothy Haskell, 34, Seaford, N.Y., firefighter, New York Fire Department
      - Joseph John Hasson III, 34, New York, N.Y., assistant vice president of sales, eSpeed, Cantor Fitzgerald
      - Leonard William Hatton Jr., 45, Ridgefield Park, N.J., special agent, Federal Bureau of Investigation
      - Michael Helmut Haub, 34, Roslyn Heights, N.Y., firefighter, New York Fire Department
      - Timothy Aaron Haviland, 41, Oceanside, N.Y., software developer/computer programmer, Marsh & McLennan Cos. Inc.
      - Donald G. Havlish Jr., 53, Yardley, Pa., senior vice president, Aon Corp.
      - Nobuhiro Hayatsu, 36, Scarsdale, N.Y., vice president, Chuo Mitsui Trust and Banking Co., Japanese
      - Philip Hayes, 67, Northport, N.Y., fire safety director, OCS Security
      - William Ward Haynes, 35, Rye, N.Y., derivatives broker, Cantor Fitzgerald
      - Scott Hazelcorn, 29, Hoboken, N.J., bond trader, Cantor Fitzgerald
      - Lt. Michael K. Healey, 42, East Patchogue, N.Y., firefighter, New York Fire Department
      - Roberta Bernstein Heber, 60, New York, N.Y., systems analyst, Marsh & McLennan Cos. Inc.
      - Charles Francis Xavier Heeran, 23, Belle Harbor, N.Y., institutional equities trader, Cantor Fitzgerald
      - John Heffernan, 37, New York, N.Y., firefighter, New York Fire Department
      - Howard Joseph Heller Jr., 37, Ridgefield, Conn., managed funds expert, Carr Futures
      - JoAnn L. Heltibridle, 46, Springfield, N.J., senior vice president, Marsh & McLennan Cos. Inc.
      - Mark F. Hemschoot, 45, Red Bank, N.J., senior vice president, Aon Corp.
      - Ronnie Lee Henderson, 52, Newburgh, N.Y., firefighter, New York Fire Department
      - Janet Hendricks, 48, New York, N.Y., Aon Corp.
      - Brian Hennessey, 35, Ringoes, N.J., vice president, Cantor Fitzgerald
      - Michelle Marie Henrique, 27, New York, N.Y., administrative assistant, Fiduciary Trust International
      - Joseph P. Henry, 25, New York, N.Y., firefighter, New York Fire Department
      - William Henry, 49, New York, N.Y., firefighter, New York Fire Department
      - John Henwood, 35, New York, N.Y., broker, Cantor Fitzgerald
      - Robert Allan Hepburn, 39, Union, N.J., office service manager, Marsh & McLennan Cos. Inc.
      - Mary (Molly) Herencia, 47, New York, N.Y., insurance broker, Aon Corp.
      - Lindsay Coates Herkness III, 58, New York, N.Y., senior vice president, Morgan Stanley
      - Harvey Robert Hermer, 59, New York, N.Y., wire person, Forest Electric Corp.
      - Claribel Hernandez, 31, New York, N.Y., administrative assistant, Sybase
      - Norberto Hernandez, 42, New York, N.Y., pastry sous chef, Windows on the World
      - Raul Hernandez, 51, New York, N.Y., maintenance supervisor, Cantor Fitzgerald
      - Gary Herold, 44, Farmingdale, N.Y., risk management insurance, Aon Corp.
      - Jeffrey A. Hersch, 53, New York, N.Y., accountant, Cantor Fitzgerald
      - Thomas Hetzel, 33, Elmont, N.Y., firefighter, New York Fire Department
      - Capt. Brian Hickey, 47, New York, N.Y., firefighter, New York Fire Department
      - Ysidro Hidalgo-Tejada, 48, Dominican Republic, food preparation, Windows on the World
      - Lt. Timothy Higgins, 43, Farmingville, N.Y., firefighter, New York Fire Department
      - Robert D. Higley II, 29, New Fairfield, Conn., client services, Aon Corp.
      - Todd Russell Hill, 34, Boston, Mass., account executive, QRS Corp.      
      - Clara Victorine Hinds, 52, New York, N.Y., seamstress, Windows on the World
      - Neal Hinds, 28, New York, N.Y., personal banker, Bank of New York, Jamaican
      - Mark D. Hindy, 28, New York, N.Y., equities trader, Cantor Fitzgerald
      - Katsuyuki Hirai, 32, Hartsdale, N.Y., vice president, Chuo Mitsui Investment Inc., Japanese
      - Heather Malia Ho, 32, New York, N.Y., executive pastry chef, Windows on the World
      - Tara Yvette Hobbs, 31, New York, N.Y., employee in insurance division, Aon Corp.
      - Thomas A. Hobbs, 41, Baldwin, N.Y., energy trader, Cantor Fitzgerald
      - James L. Hobin, 47, Marlborough, Conn., vice president, Marsh & McLennan Cos. Inc.
      - Robert Wayne Hobson III, 36, New Providence, N.J., broker, Cantor Fitzgerald
      - DaJuan Hodges, 29, New York, N.Y., management services, Marsh & McLennan Cos. Inc.
      - Ronald George Hoerner, 58, Massapequa Park, N.Y., security manager, Summit Security Services
      - Patrick Aloysius Hoey, 53, Middletown, N.J., executive manager of tunnels, bridges and terminals, Port Authority of New York and New Jersey
      - Joseph Hoffman, 43
      - Marcia Hoffman, 52, New York, N.Y., assistant vice president/senior technical architect, Cantor Fitzgerald
      - Michele L. Hoffmann, 27, Freehold, N.J., broker's assistant, Cantor Fitzgerald
      - Stephen G. Hoffman, 36, Long Beach, N.Y., bond broker, Cantor Fitzgerald
      - Judith Florence Hofmiller, 53, Brookfield, Conn., senior software consultant, Marsh & McLennan Cos. Inc.
      - Thomas Warren Hohlweck Jr., 57, Harrison, N.Y., senior vice president, Aon Corp.
      - Jonathan R. Hohmann, 48, New York, N.Y., firefighter, New York Fire Department
      - John Holland, 30, Windows on the World
      - Joseph Francis Holland III, 32, Glen Rock, N.J., broker, Carr Futures
      - Elizabeth Holmes, 42, New York, N.Y., communications, Euro Brokers Inc.
      - Thomas P. Holohan Jr., 36, Chester, N.Y., firefighter, New York Fire Department
      - Bradley Hoorn, 22, New York, N.Y., research associate, investment analysis, Fred Alger Management
      - James P. Hopper, 51, Farmingdale, N.Y., Cantor Fitzgerald
      - Montgomery McCullough Hord, 46, Pelham, N.Y., vice president, Cantor Fitzgerald
      - Michael Horn, 27, Lynbrook, N.Y., software support technician, Cantor Fitzgerald
      - Matthew D. Horning, 26, Hoboken, N.J., technology analyst, Marsh & McLennan Cos. Inc.
      - Robert L. Horohoe Jr., 31, New York, N.Y., vice president, corporate bonds, Cantor Fitzgerald
      - Aaron Horwitz, 24, New York, N.Y., bond broker, Cantor Fitzgerald
      - Charles J. Houston, 42, New York, N.Y., Euro Brokers Inc.
      - Uhuru G. Houston, 32, Englewood, N.J., police officer, Port Authority of New York and New Jersey
      - George Howard, 45, Hicksville, N.Y., police officer, Port Authority of New York and New Jersey
      - Michael C. Howell, 60, New York, N.Y., information services manager, Fred Alger Management
      - Steven L. Howell, 36, New York, N.Y., desktop support manager, Marsh & McLennan Cos. Inc.
      - Jennifer L. Howley, 34, New Hyde Park, N.Y., Aon Corp.
      - Milagros Hromada, 35, New York, N.Y., Aon Corp.
      - Marian Hrycak, 56, New York, N.Y., New York State Department of Taxation and Finance
      - Stephen Huczko Jr., 44, Bethlehem, N.J., police officer, Port Authority of New York and New Jersey
      - Kris R. Hughes, 30, Nesconset, N.Y., securities trader, Keefe, Bruyette & Woods
      - Melissa Harrington Hughes, 31, San Francisco, Calif., director of business development, Slam Dunk Networks
      - Paul R. Hughes, 38, Stamford, Conn., data systems manager, Marsh USA
      - Robert T. "Bobby" Hughes Jr., 23, Sayreville, N.J., margins clerk, Bank of America
      - Thomas F. Hughes, 46, Spring Lake Heights, N.J., owner, Colonial Art Decorators
      - Timothy Robert Hughes, 43, Madison, N.J., Cantor Fitzgerald
      - Susan Huie, 43, Fair Lawn, N.J., financial analyst, Compaq
      - Mychal Lamar Hulse, 30, New York, N.Y., security guard, Advantage Security
      - Kathleen (Casey) Hunt, 43, Middletown, N.J., employee on equity trading desk, Sandler O'Neill & Partners
      - William C. Hunt, 32, Norwalk, Conn., bond trader, Euro Brokers Inc.
      - Joseph G. Hunter, 31, South Hempstead, N.Y., firefighter, New York Fire Department
      - Robert Hussa, 51, Roslyn, N.Y., senior vice president, Carr Futures
      - Capt. Walter Hynes, 46, Belle Harbor, N.Y., firefighter, New York Fire Department
      - Joseph Anthony Ianelli, 28, Hoboken, N.J., accountant, Marsh & McLennan Cos. Inc.
      - Zuhtu Ibis, 25, Clifton, N.J., customer distributions, Cantor Fitzgerald
      - Jonathan Lee Ielpi, 29, Great Neck, N.Y., firefighter, New York Fire Department
      - Michael Patrick Iken, 37, New York, N.Y., bond trader, Euro Brokers Inc.
      - Daniel Ilkanayev, 36, New York, N.Y., senior programmer analyst, Cantor Fitzgerald
      - Capt. Frederick Ill Jr., 49, Pearl River, N.Y., firefighter, New York Fire Department
      - Abraham Nethanel Ilowitz, 51, New York, N.Y., financial services representative, Metropolitan Life Insurance Co.
      - Anthony P. Infante Jr., 47, Chatham, N.J., police inspector, Port Authority of New York and New Jersey
      - Louis S. Inghilterra, 45, New Castle, N.Y., treasurer, Fiduciary Trust International
      - Christopher N. Ingrassia, 28, Watchung, N.J., equity options trader, Cantor Fitzgerald
      - Paul Innella, 33, East Brunswick, N.J., systems analyst, Cantor Fitzgerald
      - Stephanie V. Irby, 38, New York, N.Y., accountant, Marsh & McLennan Cos. Inc.
      - Douglas Irgang, 32, New York, N.Y., Sandler O'Neill & Partners
      - Kristin A. Irvine-Ryan, 30, New York, N.Y., trader, Sandler O'Neill & Partners
      - Todd A. Isaac, 29, New York, N.Y., partner, mortgage desk, Cantor Fitzgerald
  &nb, sp;   - Erik Hans Isbrandtsen, 30, New York, N.Y., industrial sales trader, Cantor Fitzgerald
      - Taizo Ishikawa, 50, New York branch general manager, Fuji Bank, Japanese
      - Aram Iskenderian Jr., 41, Merrick, N.Y., vice president, global risk management, Cantor Fitzgerald
      - John Iskyan, 41, Wilton, Conn., financial analyst, Cantor Fitzgerald
      - Kazushige Ito, 35, New York, N.Y., manager, Fuji Bank, Japanese
      - Aleksandr Valeryerich Ivantsov, 23, New York, N.Y., computer engineer for eSpeed division, Cantor Fitzgerald, Russian
      - Virginia Jablonski, 49, Matawan, N.J., assistant vice president, Marsh & McLennan Cos. Inc.
      - Brooke Alexandra Jackman, 23, New York, N.Y., assistant bond trader, Cantor Fitzgerald
      - Aaron Jacobs, 27, New York, N.Y., vice president and partner, international trading desk, Cantor Fitzgerald
      - Ariel Louis Jacobs, 29, Briarcliff Manor, N.Y., executive vice president, Caplin Systems
      - Jason Kyle Jacobs, 32, Mendham, N.J., business partner, Fiduciary Trust International
      - Michael Grady Jacobs, 54, Danbury, Conn., accountant/vice president for tax operations, Fiduciary Trust International
      - Steven A. Jacobson, 53, New York, N.Y., transmitter engineer, WPIX-TV
      - Ricknauth Jaggernauth, 58, New York, N.Y., construction worker, NTX Interiors
      - Jake Denis Jagoda, 24, Huntington, N.Y., trader for TradeSpark, Cantor Fitzgerald
      - Yudh V.S. Jain, 54, New City, N.Y., senior project manager at eSpeed, Cantor Fitzgerald
      - Maria Jakubiak, 41, Ridgewood, N.Y., accounting, Marsh & McLennan Cos. Inc.
      - Ernest James, 40, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Gricelda E. James, 44, Willingboro, N.J., administrative assistant, Office Centers Corp.
      - Mark Jardim, 39, New York, N.Y., senior vice president, Investment Administration, Zurich Scudder Investments
      - Mohammed Jawara, 30, New York, N.Y., MAS Security
      - Francois Jean-Pierre, 58, New York, N.Y., Windows on the World
      - Maxima Jean-Pierre, 40, Bellport, N.Y., food service handler, Forte Food Service
      - Paul E. Jeffers, 39, New York, N.Y., partner, repo sales manager, Cantor Fitzgerald
      - Joseph Jenkins Jr., 47, New York, N.Y.
      - Alan K. Jensen, 49, Wyckoff, N.J.
      - Prem N. Jerath, 57, Edison, N.J., structural engineer, Port Authority of New York and New Jersey
      - Farah Jeudy, 32, Spring Valley, N.Y., administrative assistant, Aon Corp.
      - Hweidar Jian, 42, East Brunswick, N.J., senior programmer analyst, Cantor Fitzgerald
      - Eliezer Jimenez Jr., 38, New York, N.Y., chef's assistant, Windows on the World
      - Luis Jimenez Jr., 25, New York, N.Y., accountant, Marsh & McLennan Cos. Inc.
      - Charles Gregory John, 44, New York, N.Y., security officer, Royston and Zamani
      - Nicholas John, 42, New York, N.Y., Chase Manhattan Bank
      - LaShawana Johnson, 27, New York, N.Y., customer service manager, General Telecom
      - Scott M. Johnson, 26, New York, N.Y., securities analyst, Keefe, Bruyette & Woods
      - William Johnston, 31, North Babylon, N.Y., firefighter, New York Fire Department
      - Allison Horstmann Jones, 31, New York, N.Y., analyst, Sandler O'Neill & Partners
      - Arthur Joseph Jones III, 37, Ossining, N.Y., account executive, Carr Futures
      - Brian L. Jones, 44, New York, N.Y., systems administrator, IBM Global
      - Christopher D. Jones, 53, Huntington, N.Y., partner, Cantor Fitzgerald
      - Donald T. Jones, 39, Livingston, N.J., executive vice president, municipal bonds, Cantor Fitzgerald
      - Donald W. Jones, 43, Fairless Hills, Pa., bond broker, Cantor Fitzgerald
      - Linda Jones, 50, New York, N.Y., Aon Corp.
      - Mary S. Jones, 72, New York, N.Y., mailroom clerk, Port Authority of New York and New Jersey
      - Andrew Jordan, 35, Remsenburg, N.Y., firefighter, New York Fire Department
      - Robert Thomas Jordan, 34, Williston, N.Y., bond trader, Cantor Fitzgerald
      - Albert Joseph, 79, maintenance worker, Morgan Stanley
      - Ingeborg Joseph, 60, Germany, import manager, Rohde & Liesenfeld shipping agency, German
      - Karl Henri Joseph, 25, New York, N.Y., firefighter, New York Fire Department
      - Stephen Joseph, 39, Franklin Park, N.J., operations officer, Fiduciary Trust International
      - Jane Eileen Josiah, 47, Bellmore, N.Y., Fiduciary Trust International
      - Lt. Anthony Jovic, 39, Massapequa, N.Y., firefighter, New York Fire Department
      - Angel Luis Juarbe Jr., 35, New York, N.Y., firefighter, New York Fire Department
      - Karen Susan Juday, 52, New York, N.Y., administrative assistant, Cantor Fitzgerald
      - The Rev. Mychal Judge, 68, New York, N.Y., fire chaplain, New York Fire Department
      - Paul W. Jurgens, 47, Levittown, N.Y., police officer, Port Authority of New York and New Jersey
      - Thomas Edward Jurgens, 26, Lawrence, N.Y., court officer, New York State Supreme Court
      - Shashi Kiran Lakshmikantha Kadaba, 25, Hackensack, N.J., software designer, Wipro Technologies
      - Gavkharoy Mukhometovna Kamardinova, 26, New York, N.Y., Uzbek
      - Shari Kandell, 27, Wyckoff, N.J., trader, Cantor Fitzgerald
      - Howard Lee Kane, 40, Hazlet, N.J., comptroller, Windows on the World
      - Jennifer Lynn Kane, 26, Fair Lawn, N.J., accountant, Marsh & McLennan Cos. Inc.
      - Vincent D. Kane, 37, New York, N.Y., firefighter, New York Fire Department
      - Joon Koo Kang, 34, Riverdale, N.J., systems analyst, Cantor Fitzgerald
      - Sheldon R. Kanter, 53, Edison, N.J., systems vice president, Cantor Fitzgerald
      - Deborah H. Kaplan, 45, Paramus, N.J., Port Authority of New York and New Jersey
      - Alvin Peter Kappelmann Jr., 57, Green Brook, N.J., insurance executive, Royal & SunAlliance
      - Charles Karczewski, 34, Union, N.J., benefits consultant, Aon Corp.
      - William A. Karnes, 37, New York, N.Y., technology trainer, Marsh & McLennan Cos. Inc.
      - Douglas G. Karpiloff, 53, Mamaroneck, N.Y., security and life safety director, Port Authority of New York and New Jersey
      - Charles L. Kasper, 54, New York, N.Y., battalion commander, New York Fire Department
      - Andrew Kates, 37, New York, N.Y., senior managing director, Cantor Fitzgerald
      - John Katsimatides, 31, East Marion, N.Y., financial trader, Cantor Fitzgerald      - Sgt. Robert Kaulfers, 49, Kenilworth, N.J., police officer, Port Authority of New York and New Jersey
      - Don Jerome Kauth Jr., 51, Saratoga Springs, N.Y., bank analyst, Keefe, Bruyette & Woods
      - Hideya Kawauchi, 36, Fort Lee, N.J., manager, Fuji Bank, Japanese
      - Edward T. Keane, 66, West Caldwell, N.J., engineer, Hill International
      - Richard M. Keane, 54, Wethersfield, Conn., senior vice president, Marsh Inc.
      - Lisa Kearney-Griffin, 35, Jamaica, N.Y., American Express Corporate Travel, Marsh & McLennan Cos. Inc.
      - Karol Ann Keasler, 42, New York, N.Y., event planner, Keefe, Bruyette & Woods
      - Paul Hanlon Keating, 38, New York, N.Y., firefighter, New York Fire Department
      - Leo Russell Keene III, 33, Westfield, N.J., financial analyst, Keefe, Bruyette & Woods
      - Joseph J. Keller, 31, Park Ridge, N.J., department head, Marriott World Trade Center Hotel
      - Peter Rodney Kellerman, 35, New York, N.Y., partner, Cantor Fitzgerald
      - Joseph P. Kellett, 37, Riverdale, N.Y., commodities trader, Carr Futures
      - Frederick H. Kelley, 57, Huntington, N.Y., municipal bonds, Cantor Fitzgerald
      - James Joseph Kelly, 39, Oceanside, N.Y., bond broker, Cantor Fitzgerald
      - Joseph A. Kelly, 40, Oyster Bay, N.Y., broker, Cantor Fitzgerald
      - Maurice Patrick Kelly, 41, New York, N.Y., carpenter/foreman, National Acoustics Inc.
      - Richard John Kelly Jr., 50, New York, N.Y., firefighter, New York Fire Department
      - Thomas Michael Kelly, 41, Wyckoff, N.J., desk manager, Euro Brokers Inc.
      - Thomas Richard Kelly, 38, River Head, N.Y., firefighter, New York Fire Department
      - Thomas W. Kelly, 51, New York, N.Y., firefighter, New York Fire Department
      - Timothy C. Kelly, 37, Port Washington, N.Y., municipal bond trader, Cantor Fitzgerald
      - William Hill Kelly Jr., 30, New York, N.Y., salesman, Bloomberg L.P.
      - Robert C. Kennedy, 55, Toms River, N.J., senior vice president, Marsh & McLennan Cos. Inc.
      - Thomas J. Kennedy, 36, Islip Terrace, N.Y., firefighter, New York Fire Department
      - John Keohane, 41, Jersey City, N.J., assistant general counsel, Zurich American Insurance
      - Lt. Ronald T. Kerwin, 42, Levittown, N.Y., firefighter, New York Fire Department
      - Howard L. Kestenbaum, 56, Montclair, N.J., senior vice president, Aon Corp.
      - Douglas D. Ketcham, 27, New York, N.Y., stockbroker, Cantor Fitzgerald
      - Ruth E. Ketler, 42, New York, N.Y., director of research, Fiduciary Trust International
      - Boris Khalif, 30, New York, N.Y., computer consultant, Marsh & McLennan Cos. Inc.
      - Sarah Khan, 32, New York, N.Y., food service handler, Forte Food Service
      - Taimour Firaz Khan, 29, New York, N.Y., trader, Carr Futures
      - Rajesh Khandelwal, 33, South Plainfield, N.J., business analyst, Marsh & McLennan Cos. Inc.
      - SeiLai Khoo, 38, Jersey City, N.J., portfolio manager, Fred Alger Management
      - Satoshi Kikuchihara, 43, Scarsdale, N.Y., Chuo Mitsui Trust & Banking Co., Japanese
      - Andrew Jay-Hoon Kim, 26, Leonia, N.J., ceritified financial analyst, Fred Alger Management
      - Lawrence Don Kim, 31, Blue Bell, Pa., senior manager, information technology, Marsh & McLennan Cos. Inc.
      - Mary Jo Kimelman, 34, New York, N.Y., volume control clerk, Cantor Fitzgerald
      - Andrew Marshall King, 42, Princeton, N.J., trader, Cantor Fitzgerald
      - Lucille T. King, 59, Ridgewood, N.J., Aon Corp.
      - Robert King Jr., 36, Bellerose Terrace, N.Y., firefighter, New York Fire Department
      - Lisa M. King-Johnson, 34, New York, N.Y., Keefe, Bruyette & Woods
      - Takashi Kinoshita, 46, Rye, N.Y., president, Mizuho Capital Markets Corp., Japanese
      - Chris Michael Kirby, 21, New York, N.Y., carpenter
      - Howard (Barry) Kirschbaum, 53, New York, N.Y., director of security, Marsh & McLennan Cos. Inc.
      - Glenn Davis Kirwin, 40, Scarsdale, N.Y., senior vice president of eSpeed, Cantor Fitzgerald
      - Richard J. Klares, 59, Somers, N.Y., risk management, Marsh & McLennan Cos. Inc.
      - Peter A. Klein, 35, Weehawken, N.J., consultant, Marsh & McLennan Cos. Inc.
      - Alan D. Kleinberg, 39, East Brunswick, N.J., securities trader, Cantor Fitzgerald
      - Karen J. Klitzman, 38, New York, N.Y., eSpeed, Cantor Fitzgerald
      - Ronald Philip Kloepfer, 39, Franklin Square, N.Y., police officer, New York Police Department
      - Andrew Knox, 30, Adelaide, Australia
      - Thomas Patrick Knox, 31, Hoboken, N.J., broker, Cantor Fitzgerald
      - Yevgeny Knyazev, 46, New York, N.Y., Windows on the World
      - Rebecca Lee Koborie, 48, Guttenberg, N.J., executive secretary, Marsh & McLennan Cos. Inc.
      - Deborah Kobus, 36, New York, N.Y., assistant vice president, Chuo Mitsui Trust and Banking Company
      - Gary Edward Koecheler, 57, Harrison, N.Y., government bond broker, Euro Brokers Inc.
      - Frank J. Koestner, 48, New York, N.Y., trader, Cantor Fitzgerald
      - Ryan Kohart, 26, New York, N.Y., trader, Cantor Fitzgerald
      - Vanessa Lynn Kolpak, 21, New York, N.Y., financial researcher, Keefe, Bruyette & Woods
      - Irina Kolpakova, 37, New York, N.Y., file clerk, Harris Beach LLP
      - Suzanne Kondratenko, 27, Chicago, Ill., senior consultant, Keane Consulting Group
      - Abdoulaye Kone, 37, New York, N.Y., Windows on the World
      - Bon-seok Koo, 42, River Edge, N.J., branch director, LG Insurance Co.
      - Dorota Kopiczko, 26, Nutley, N.J., consultant, Marsh & McLennan Cos. Inc.
      - Scott Kopytko, 32, New York, N.Y., firefighter, New York Fire Department
      - Bojan Kostic, 34, New York, N.Y., sales trader, Cantor Fitzgerald
      - Danielle Kousoulis, 29, New York, N.Y., vice president, Cantor Fitzgerald
      - John J. Kren, 52
      - William Krukowski, 36, New York, N.Y., firefighter, New York Fire Department
      - Lyudmila Ksido, 46, New York, N.Y., consultant, Accenture
      - Shekhar Kumar, 30, New York, N.Y., programmer analyst, Cantor Fitzgerald
      - Kenneth Kumpel, 42, Cornwall, N.Y., firefighter, New York Fire Department
      - Frederick Kuo Jr., 53, Great Neck, N.Y., engineer, Washington Group International, Filipino
      - Patricia Kuras, 42, New York, N.Y., facilities manager, Marsh & McLennan Cos. Inc.
      - Nauka Kushitani, 44, New York, N.Y., vice president, FiduciaryTrust International, Japanese
      - Thomas Joseph Kuveikis, 48, Carmel, N.Y., firefighter, New York Fire Department
      - Victor Kwarkye, 35, New York, N.Y., Windows on the World
      - Kui Fai Kwok, 31, New York, N.Y., desktop support technician, Cantor Fitzgerald
      - Angela R. Kyte, 49, Boonton, N.J., managing director, Marsh USA
      - Amarnauth Lachhman, 42, Valley Stream, N.Y., office renovator, PM Contracting, Guyanese
      - Andrew LaCorte, 61, Jersey City, N.J., trader, Carr Futures
      - Ganesh Ladkat, 27, Somerset, N.J., database administrator, eSpeed, Cantor Fitzgerald
      - James P. Ladley, 41, Colts Neck, N.J., partner and corporate bond broker, Cantor Fitzgerald
      - Joseph A. Lafalce, 54, New York, N.Y., operations, Cantor Fitzgerald
      - Jeanette LaFond-Menichino, 49, New York, N.Y., senior account analyst, Marsh & McLennan
      - David LaForge, 50, Port Richmond, N.Y., firefighter, New York Fire Department
      - Michael Patrick LaForte, 39, Holmdel, N.J., vice president, Cantor Fitzgerald
      - Alan Lafranco, 43, freelance audio video technician, Windows on the World
      - Neil K. Lai, 59, East Windsor, N.J., New York State Department of Taxation and Finance
      - Vincent A. Laieta, 31, Edison, N.J., vice president of operations, Aon Corp.
      - William David Lake, 44, New York, N.Y., firefighter, New York Fire Department
      - Franco Lalama, 45, Nutley, N.J., Port Authority of New York and New Jersey
      - Chow Kwan Lam, 48, Maywood, N.J., corporation tax auditor, New York State Department of Taxation and Finance
      - Stephen LaMantia, 38, Darien, Conn., securities trader, Cantor Fitzgerald
      - Amy Hope Lamonsoff, 29, New York, N.Y., events manager, North America, Risk Waters Group
      - Robert T. Lane, 28, New York, N.Y., firefighter, New York Fire Department
      - Brendan M. Lang, 30, Red Bank, N.J., project manager, Structure Tone
      - Rosanne P. Lang, 42, Middletown, N.J., equities trader, Cantor Fitzgerald
      - Vanessa Langer, 29, Yonkers, N.Y., office manager, Regus
      - Mary Lou Langley, 53, New York, N.Y., executive assistant, Aon Corp.
      - Peter J. Langone, 41, Roslyn Heights, N.Y., firefighter, New York Fire Department
      - Michele B. Lanza, 36, New York, N.Y., administrative assistant, Fiduciary Trust International
      - Ruth Sheila Lapin, 53, East Windsor, N.J., senior business analyst, Baseline Financial Services
      - Carol Ann LaPlante, 59, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Ingeborg Astrid Desiree Lariby, 42, New York, N.Y., center manager, Regus
      - Robin Larkey, 48, Chatham, N.J., currency broker, Cantor Fitzgerald
      - Christopher Randall Larrabee, 26, New York, N.Y., trainee, Cantor Fitzgerald
      - Hamidou S. Larry, 37, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Scott Larsen, 35, New York, N.Y., firefighter, New York Fire Department
      - John Adam Larson, 37, Colonia, N.J., senior vice president, Aon Corp.
      - Gary E. Lasko, 49, Memphis, Tenn., Marsh & McLennan Cos. Inc.
      - Nicholas C. Lassman, 28, Cliffside Park, N.J., computer programming department, Cantor Fitzgerald
      - Paul Laszczynski, 49, Paramus, N.J., police officer, Port Authority of New York and New Jersey
      - Jeffrey Latouche, 49, New York, N.Y., banquet captain, Windows on the World
      - Charles Laurencin, 61, New York, N.Y., security guard, Morgan Stanley
      - Stephen James Lauria, 39, New York, N.Y., project manager, Marsh & McLennan Cos. Inc.
      - Maria Lavache, 60, New York, N.Y., receptionist, Marsh & McLennan Cos. Inc.
      - Denis F. Lavelle, 42, Yonkers, N.Y., accountant, Syncorp
      - Jeannine M. LaVerde, 36, New York, N.Y., new accountants administrator, Keefe, Bruyette & Woods
      - Anna A. Laverty, 52, Middletown, N.J., legal secretary, Fiduciary Trust International
      - Steven Lawn, 28, West Windsor, N.J., money dealer
      - Robert A. Lawrence, 41, Summit, N.J., mortgage-backed securities specialist, Sandler O'Neill & Partners
      - Nathaniel Lawson, 61, New York, N.Y., food service handler, Forte Food Service
      - Eugen Lazar, 27, New York, N.Y., programmer for eSpeed, Cantor Fitzgerald
      - James Patrick Leahy, 38, New York, N.Y., police officer, 6th precinct, New York Police Department
      - Lt. Joseph Gerard Leavey, 45, Pelham, N.Y., firefighter, New York Fire Department
      - Neil Leavy, 34, New York, N.Y., firefighter, New York Fire Department
      - Leon Lebor, 51, Jersey City, N.J., janitorial, cleaner, ABM Industries
      - Kenneth Charles Ledee, 38, Monmouth, N.J., e-mail coordinator, Marsh & McLennan Cos. Inc.
      - Alan J. Lederman, 43, New York, N.Y., senior client specialist, Aon Corp.
      - Elena Ledesma, 36, New York, N.Y., maintenance coordinator, Marsh & McLennan Cos. Inc.
      - Alexis Leduc, 45, New York, N.Y., maintenance supervisor, Frankline Templeton
      - David S. Lee, 37, West Orange, N.J., senior vice president, Fiduciary Trust International
      - Gary H. Lee, 62, Lindenhurst, N.Y., senior vice president, Cantor Fitzgerald
      - Hyun-joon (Paul) Lee, 32, New York, N.Y., New York State Department of Taxation and Finance
      - Juanita Lee, 44, New York, N.Y., Aon Corp.
      - Kathryn Blair Lee, 55, New York, N.Y., Web page designer, Marsh & McLennan Cos. Inc.
      - Linda C. Lee, 34, New York, N.Y., senior associate, Jennison Associates
      - Lorraine Lee, 37, New York, N.Y., administrative assistant, Aon Corp.
      - Myung-woo Lee, 41, Lyndhurst, N.J., tax auditor, New York State Department of Taxation and Finance
      - Richard Y.C. Lee, 34, Great Neck, N.Y., managing director of equities, Cantor Fitzgerald
      - Stuart (Soo-Jin) Lee, 30, New York, N.Y., vice president of integrated services, Data Synapse
      - Yang Der Lee, 63, New York, N.Y., delivery clerk, Windows on the World
      - Stephen Lefkowitz, 50, Belle Harbor, N.Y., mediator, New York State Department of Taxation and Finance
      - Adriana Legro, 32, New York, N.Y., broker, Carr Futures, Colombian
      - Edward J. Lehman, 41, Glen Cove, N.Y., risk services, Aon Corp.
      - Eric Andrew Lehrfeld, 32, New York, N.Y., director of business development, Random Walk Computing
      - David Ralph Leistman, 43, Garden City, N.Y., bond trader and partner, Cantor Fitzgerald
      - David Prudencio LeMagne, 27, North Bergen, N.J., police officer, Port Authority of New York and New Jersey
      - Joseph A. Lenihan, 41, Greenwich, Conn., executive vice president, Keefe, Bruyette & Woods
      - John J. Lennon Jr., 44, Howell, N.J., police officer, Port Authority of New York and New Jersey
      - John Robinson Lenoir, 38, Locust Valley, N.Y., vice president, Sandler O'Neill & Partners
      - Jorge Luis Leon, 43, Union City, N.J., quality assurance analyst, Cantor Fitzgerald
      - Matthew Gerard Leonard, 38, New York, N.Y., attorney, Cantor Fitzgerald
      - Michael Lepore, 39, New York, N.Y., technical services employee, Marsh & McLennan Cos. Inc.
      - Charles Antoine Lesperance, 55, systems analyst, New York State Department of Transportation
      - John D. Levi, 50, New York, N.Y., police officer, Port Authority of New York and New Jersey
      - Alisha Caren Levin, 33, New York, N.Y., vice president for human resources, Fuji Bank
      - Neil D. Levin, 47, New York, N.Y., executive director, Port Authority of New York and New Jersey
      - Robert Levine, 56, West Babylon, N.Y., corporate broker sales, Cantor Fitzgerald
      - Robert M. Levine, 66, Edgewater, N.J., vice president, finance, Baseline Financial Services
      - Shai Levinhar, 29, New York, N.Y., assistant vice president/senior technical analyst, Cantor Fitzgerald, Israeli
      - Adam J. Lewis, 36, Fairfield, Conn., senior trader, Keefe, Bruyette & Woods
      - Margaret Susan Lewis, 49, Elizabeth, N.J., legal secretary, Port Authority of New York and New Jersey
      - Ye Wei Liang, 27, New York, N.Y., technology information specialist, Marsh & McLennan Cos. Inc.
      - Orasri Liangthanasarn, 26, Bayonne, N.J., Windows on the World
      - Daniel F. Libretti, 43, New York, N.Y., firefighter, New York Fire Department
      - Ralph M. Licciardi, 30, West Hempstead, N.Y., electrician, P.E. Stone Inc.
      - Edward Lichtschein, 35, New York, N.Y., software designer, Cantor Fitzgerald
      - Steven B. Lillianthal, 38, Millburn, N.J., bond broker, mortgage department, Cantor Fitzgerald
      - Carlos R. Lillo, 37, Babylon, N.Y., paramedic, New York Fire Department
      - Craig Damian Lilore, 30, Lyndhurst, N.J., institutional stock trader, Cantor Fitzgerald
      - Arnold A. Lim, 28, New York, N.Y., analyst, Fiduciary Trust International, Filipino
      - Darya Lin, 32, Chicago, Ill., senior manager, Keane Consulting Group
      - Wei Rong Lin, 31, Jersey City, N.J., president, Frank W.Lin & Co.
      - Nickie L. Lindo, 31, New York, N.Y.
      - Thomas V. Linehan Jr., 39, Montville, N.J., senior vice president, Marsh & McLennan Cos. Inc.
      - Robert Thomas Linnane, 33, West Hempstead, N.Y., firefighter, New York Fire Department
      - Alan Linton Jr., 26, Jersey City, N.J., associate director, Sandler O'Neill & Partners
      - Diane Theresa Lipari, 42, New York, N.Y., commodities trader, Carr Futures
      - Kenneth P. Lira, 28, Paterson, N.J., Field Service Technician, Genuity, Peruvian
      - Francisco Alberto Liriano, 33, New York, N.Y.
      - Lorraine Lisi, 44, New York, N.Y., Fiduciary Trust International, Italian
      - Paul Lisson, 45, New York, N.Y., lead service representative, Pitney Bowes
      - Vincent Litto, 52, New York, N.Y., vice president, Cantor Fitzgerald
      - Ming-Hao Liu, 41, Livingston, N.J., engineer, Washington Group International
      - Joseph Livera, 67
      - Nancy Liz, 39, New York, N.Y., Aon Corp.
      - Harold Lizcano, 31, East Elmhurst, N.Y., accountant, Carr Futures
      - Martin Lizzul, 31, New York, N.Y., account executive, Krestrel Technologies
      - George A. Llanes, 33, New York, N.Y., clerk, Carr Futures
      - Elizabeth Claire Logler, 31, Rockville Centre, N.Y., employee of eSpeed division, Cantor Fitzgerald
      - Catherine Lisa Loguidice, 30, New York, N.Y., assistant bond trader, Cantor Fitzgerald
      - Jerome Robert Lohez, 30, Jersey City, N.J., software architect at NexxtHealth subsidiary, Empire Blue Cross and Blue Shield, French
      - Michael W. Lomax, 37, New York, N.Y., Aon Corp.
      - Laura M. Longing, 35, Pearl River, N.Y., assistant vice president, Marsh USA
      - Salvatore P. Lopes, 40, Franklin Square, N.Y., travel consultant at Sandler O'Neil & Partners
      - Daniel Lopez, 39, New York, N.Y., international balancer, Carr Futures
      - George Lopez, 40, Stroudsburg, Pa., Fiduciary Trust International
      - Luis Lopez, 38, New York, N.Y.
      - Manuel L. Lopez, 54, Jersey City, N.J., tax accountant, Marsh & McLennan Cos. Inc., Filipino
      - Joseph Lostrangio, 48, Langhorne, Pa., Devonshire Group
      - Chet Louie, 45, New York, N.Y., compliance officer, Cantor Fitzgerald
      - Stuart Seid Louis, 43, East Brunswick, N.J., managing director, Asset Liability Management, Sandler O'Neill & Partners
      - Michael W. Lowe, 48, New York, N.Y., electrical worker, Liberty Electrical Supply Inc.
      - Garry Lozier, 47, Darien, Conn., managing director, Sandler O'Neill & Partners
      - John Peter Lozowsky, 45, New York, N.Y.
      - Charles Peter Lucania, 34, East Atlantic Beach, N.Y., electrician, P.E. Stone Inc.
      - Edward (Ted) H. Luckett II, 40, Fair Haven, N.J., partner, Cantor Fitzgerald
      - Mark G. Ludvigsen, 32, New York, N.Y., Keefe, Bruyette & Woods
      - Lee Charles Ludwig, 49, New York, N.Y., vice president of international investment management, Fiduciary Trust International
      - Sean Thomas Lugano, 28, New York, N.Y., Keefe, Bruyette & Woods
      - Daniel Lugo, 45, New York, N.Y., security officer, Summit Security Services
      - Marie Lukas, 32, New York, N.Y., securities broker at eSpeed, Cantor Fitzgerald
      - William Lum Jr., 45, New York, N.Y., senior claims specialist, Marsh & McLennan Cos. Inc.
      - Michael P. Lunden, 37, New York, N.Y., partner and vice president of TradeSpark, Cantor Fitzgerald
      - Christopher Lunder, 34, Wall, N.J., broker, Cantor Fitzgerald
      - Anthony Luparello, 62, New York, N.Y., janitorial, cleaner, ABM Industries
      - Gary Lutnick, 36, New York, N.Y., partner, trader on U.S. agency desk, Cantor Fitzgerald
      - Linda Luzzicone, 33, New York, N.Y., trader, Cantor Fitzgerald
      - Alexander Lygin, 28, New York, N.Y., programmer, Cantor Fitzgerald
      - Farrell Peter Lynch, 39, Centerport, N.Y., trader, Cantor Fitzgerald
      - James Francis Lynch, 47, Woodbridge, N.J., police officer, Port Authority of New York and New Jersey
      - Louise A. Lynch, 58, Amityville, N.Y., Marsh & McLennan Cos. Inc.
      - Michael Lynch, 34, New York, N.Y., broker, Cantor Fitzgerald
      - Michael F. Lynch, 33, New Hyde Park, N.Y., firefighter, Ladder 4, New York Fire Department
      - Michael Francis Lynch, 30, New York, N.Y., firefighter, Engine 40, New York Fire Department
      - Richard Dennis Lynch Jr., 30, Bedford Hills, N.Y., bond trader, Euro Brokers Inc.
      - Robert H. Lynch, 44, Cranford, N.J., property manager, Port Authority of New York and New Jersey
      - Sean Lynch, 34, New York, N.Y., senior vice president of equity trading, Cantor Fitzgerald
      - Sean Patrick Lynch, 36, Morristown, N.J., broker, Cantor Fitzgerald
      - Michael J. Lyons, 32, Hawthorne, N.Y., firefighter, New York Fire Department
      - Monica Lyons, 53, New York, N.Y., executive assistant, Marsh & McLennan Cos. Inc.
      - Patrick Lyons, 34, South Setauket,, N.Y., firefighter, New York Fire Department
      - Robert Francis Mace, 43, New York, N.Y., assistant counsel, Cantor Fitzgerald
      - Jan Maciejewski, 37, New York, N.Y., waiter/computer consultant, Windows on the World/Julien J. Studley Inc.
      - Catherine Fairfax MacRae, 23, New York, N.Y., stock analyst, Fred Alger Management
      - Richard B. Madden, 35, Westfield, N.J., insurance broker, Aon Corp.
      - Simon Maddison, 40, Florham Park, N.J., contractor at Cantor Fitzgerald, British
      - Noell Maerz, 29, Long Beach, N.Y., bond trader, Euro Brokers Inc.
      - Jeannieann Maffeo, 40, New York, N.Y., senior associate in systems development, UBS PaineWebber
      - Joseph Maffeo, 30, New York, N.Y., firefighter, New York Fire Department
      - Jay Robert Magazine, 48, New York, N.Y., catoring sales manager, Windows on the World
      - Brian Magee, 52, Floral Park, N.Y., Compaq Computer Corp.
      - Charles Wilson Magee, 51, Wantagh, N.Y., chief engineer, Silverstein Properties
      - Joseph Maggitti, 47, Abingdon, Md., Marsh & McLennan Cos. Inc.
      - Ronald E. Magnuson, 57, Park Ridge, N.J., contractor at Cantor Fitzgerald
      - Daniel L. Maher, 50, Hamilton, N.J., vice president/senior corporate accounting manager, Marsh & McLennan Cos. Inc.
      - Thomas Anthony Mahon, 37, East Norwich, N.Y., broker, Cantor Fitzgerald
      - Joseph Maio, 32, Roslyn Harbor, N.Y., director of equity derivatives, Cantor Fitzgerald
      - Takashi Makimoto, 49, New York, N.Y., general manager, Fuji Bank, Japanese
      - Abdu Malahi, 37, New York, N.Y., audio-visual engineer, Marriott
      - Debora Maldonado, 47, New York, N.Y., executive secretary, Marsh & McLennan Cos. Inc.
      - Myrna T. Maldonado-Agosto, 49, New York, N.Y., systems designer, Port Authority of New York and New Jersey
      - Alfred R. Maler, 39, Convent Station, N.J., bond broker, Governments Zero Desk, Cantor Fitzgerald
      - Gregory James Malone, 42, Hoboken, N.J., bond broker, Euro Brokers Inc.
      - Edward Francis (Teddy) Maloney III, 32, Darien, Conn., account manager at Tradespark division, Cantor Fitzgerald
      - Joseph E. Maloney, 46, Farmingville, N.Y., firefighter, New York Fire Department
      - Gene E. Maloy, 41, New York, N.Y., analyst, Marsh & McLennan Cos. Inc.
      - Christian Maltby, 37, Chatham, N.J., vice president, Cantor Fitzgerald
      - Francisco Miguel (Frank) Mancini, 26, New York, N.Y., subcontractor, Bronx Builders
      - Joseph Mangano, 53, Jackson, N.J., software analyst, Marsh & McLennan Cos. Inc.
      - Sara Elizabeth Manley, 31, New York, N.Y., vice president and senior security analyst, Fred Alger Management
      - Debra M. Mannetta, 31, Islip, N.Y., executive assistant, Carr Futures
      - Marion Victoria (vickie) Manning, 27, Rochdale, N.Y., executive secretary, Marsh & McLennan Cos. Inc.
      - Terence J. Manning, 36, Rockville Centre, N.Y., computer consultant, ARC Partners
      - James Maounis, 42, New York, N.Y.
      - Joseph Ross Marchbanks Jr., 47, Nanuet, N.Y., battalion commander, New York Fire Department
      - Peter Edward Mardikian, 29, New York, N.Y., sales manager, Imagine Software Inc.
      - Edward Joseph Mardovich, 42, Lloyd Harbor, N.Y., president, Euro Brokers Inc.
      - Lt. Charles Joseph Margiotta, 44, New York, N.Y., firefighter, New York Fire Department
      - Kenneth Joseph Marino, 40, Monroe, N.Y., firefighter, New York Fire Department
      - Lester Vincent Marino, 57, Massapequa, N.Y., electrician, Forest Electric Corp.
      - Vita Marino, 49, New York, N.Y., Sandler O'Neill & Partners
      - Kevin D. Marlo, 28, New York, N.Y., associate director, Sandler O'Neill & Partners
      - Jose J. Marrero, 32, Old Bridge, N.J., facilities manager, Euro Brokers Inc.
      - James Martello, 41, Rumson, N.J., equity sales trader, Cantor Fitzgerald
      - Michael A. Marti, 26, Glendale, N.Y., bond trader, Cantor Fitzgerald
      - Lt. Peter Martin, 43, Miller Place, N.Y., firefighter, New York Fire Department
      - William J. Martin Jr., 35, Rockaway, N.J., broker, emerging markets, Cantor Fitzgerald
      - Brian E. Martineau, 37, Edison, N.J., benefits consultant, Aon Corp.
      - Betsy Martinez, 33, New York, N.Y., accounts manager, Cantor Fitzgerald
      - Edward J. Martinez, 60, New York, N.Y., operations manager, Cantor Fitzgerald
      - Jose Martinez, 49, Hauppauge, N.Y., electrical worker, Forest Electric Corp.
      - Robert Gabriel Martinez, 24, New York, N.Y., security officer, Summit Security Services, Peruvian
      - Lizie Martinez-Calderon, 32, New York, N.Y., secretary, Aon Corp.
      - Lt. Paul Richard Martini, 37, New York, N.Y., firefighter, New York Fire Department
      - Joseph A. Mascali, 44, New York, N.Y., firefighter, New York Fire Department
      - Bernard Mascarenhas, 54, Newmarket, Ontario, Canada, information officer for Marsh Canada subsidiary, Marsh & McLennan Cos. Inc.
      - Stephen F. Masi, 55, New York, N.Y., senior service technician, Cantor Fitzgerald
      - Nicholas G. Massa, 65, New York, N.Y., senior vice president, Aon Corp.
      - Patricia A. Massari, 25, Glendale, N.Y., Marsh & McLennan Cos. Inc.
      - Michael Massaroli, 38, New York, N.Y., vice president, Cantor Fitzgerald
      - Philip W. Mastrandrea Jr., 42, Chatham, N.J., trader, Cantor Fitzgerald
      - Rudolph Mastrocinque, 43, Kings Park, N.Y., property claims representative, Marsh & McLennan Cos. Inc.
      - Joseph Mathai, 49, Arlington, Mass., managing partner, Cambridge Technology Partners
      - Charles William Mathers, 61, Sea Girt, N.J., managing director, Marsh & McLennan Cos. Inc.
      - William A. Mathesen, 40, Morristown, N.J., vice president, Euro Brokers Inc.
      - Marcello Matricciano, 31, New York, N.Y., manager, customer installations, Cantor Fitzgerald
      - Margaret Elaine Mattic, 51, New York, N.Y., customer service account representative, General Telecom
      - Robert D. Mattson, 54, Green Pond, N.J., banking executive, Fiduciary Trust International
      - Walter Matuza, 39, New York, N.Y., analyst, Carr Futures
      - Charles A. (Chuck) Mauro Jr., 65, New York, N.Y., senior client specialist, Aon Corp.
      - Charles J. Mauro, 38, New York, N.Y., director of purchasing, Windows on the World
      - Dorothy Mauro, 55, New York, N.Y., state tax clerk, Marsh & McLennan Cos. Inc.
      - Nancy T. Mauro, 51, New York, N.Y., insurance broker, Marsh & McLennan Cos. Inc.
      - Tyrone May, 44, Rahway, N.J., auditor, New York State Department of Taxation and Finance
      - Keithroy Maynard, 30, New York, N.Y., firefighter, New York Fire Department
      - Robert J. Mayo, 46, Morganville, N.J., fire safety director, OCS Security
      - Kathy Nancy Mazza-Delosh, 46, Farmingdale, N.Y., police officer, Port Authority of New York and New Jersey
      - Edward Mazzella Jr., 62, Monroe, N.Y., senior vice president, Cantor Fitzgerald
      - Jennifer Mazzotta, 23, New York, N.Y., trader, Cantor Fitzgerald
      - Kaaria Mbaya, 39, Edison, N.J., senior computer analyst, Cantor Fitzgerald
      - James J. McAlary Jr., 42, Spring Lake Heights, N.J., heating-oil trader, Carr Futures
      - Patricia A. McAneney, 50, Pomona, N.Y., Marsh & McLennan Cos. Inc.
      - Colin Richard McArthur, 52, Howell, N.J., Aon Corp.
      - John McAvoy, 47, New York, N.Y., firefighter, New York Fire Department
      - Kenneth M. McBrayer, 49, New York, N.Y., Sandler O'Neill & Partners
      - Brendan McCabe, 40, Sayville, N.Y., vice president, Fiduciary Trust International
      - Michael J. McCabe, 42, Rumson, N.J., trader, Cantor Fitzgerald
      - Thomas McCann, 46, Manalapan, N.J., firefighter, New York Fire Department
      - Justin McCarthy, 30, Port Washington, N.Y., assistant equities trader, Cantor Fitzgerald
      - Kevin M. McCarthy, 42, Fairfield, Conn., bond trader, Cantor Fitzgerald
      - Michael Desmond McCarthy, 33, Huntington, N.Y., trader, Carr Futures
      - Robert Garvin McCarthy, 33, Stony Point, N.Y., trader, Cantor Fitzgerald
      - Stanley McCaskill, 47, New York, N.Y., security guard, Advantage Security
      - Katie Marie McCloskey, 25, Mount Vernon, N.Y., Marsh Inc.
      - Tara McCloud-Gray, 30, New York, N.Y., switch operations technician, General Telecom
      - Charles Austin McCrann, 55, New York, N.Y., senior vice president, Marsh & McLennan Cos. Inc.
      - Tonyell McDay, 25, Colonia, N.J., computer technician, Marsh Inc.
      - Matthew T. McDermott, 34, Basking Ridge, N.J., equity trader, Cantor Fitzgerald
      - Joseph P. McDonald, 43, Livingston, N.J., broker, Cantor Fitzgerald
      - Brian G. McDonnell, 38, Wantagh, N.Y., police officer, New York Police Department
      - Michael McDonnell, 34, Red Bank, N.J., accounting manager, Keefe, Bruyette & Woods
      - John F. McDowell Jr., 33, New York, N.Y., vice president in equities, Sandler O'Neill & Partners
      - Eamon J. McEneaney, 46, New Canaan, Conn., senior vice president and limited partner, Cantor Fitzgerald
      - John Thomas McErlean, 39, Larchmont, N.Y., vice president and partner, Cantor Fitzgerald
      - Katherine (Katie) McGarry-Noack, 30, Hoboken, N.J., senior sales executive, Telekurs USA
      - Daniel F. McGinley, 40, Ridgewood, N.J., senior vice president, Keefe, Bruyette & Woods
      - Mark Ryan McGinly, 26, New York, N.Y., futures trader, Carr Futures
      - Lt. William E. McGinn, 43, New York, N.Y., firefighter, New York Fire Department
      - Thomas H. McGinnis, 41, Oakland, N.J., broker, Carr Futures
      - Michael Gregory McGinty, 42, Foxboro, Mass., senior vice president for power and utilities practice, Marsh Inc.
      - Ann McGovern, 68, East Meadow, N.Y., claims analyst, ARS Retail Group, Aon Corp.
      - Scott Martin McGovern, 35, Wyckoff, N.J., bond broker, Euro Brokers Inc.
      - William J. McGovern, 49, Smithtown, N.Y., chief, 2nd battalion, New York Fire Department
      - Stacey S. McGowan, 38, Basking Ridge, N.J., senior trader, Sandler O'Neill & Partners
      - Francis Noel McGuinn, 48, Rye, N.Y., managing director of emerging markets, Cantor Fitzgerald
      - Patrick J. McGuire, 40, Madison, N.J., money broker, Euro Brokers Inc.
      - Thomas M. McHale, 33, Huntington, N.Y., broker, Cantor Fitzgerald
      - Keith McHeffey, 31, Monmouth Beach, N.J., equities trader, Cantor Fitzgerald
      - Ann M. McHugh, 35, New York, N.Y., Euro Brokers Inc.
      - Denis J. McHugh III, 36, New York, N.Y., broker, Euro Brokers Inc.
      - Dennis P. McHugh, 34, Sparkill, N.Y., firefighter, New York Fire Department
      - Michael Edward McHugh Jr., 35, Tuckahoe, N.Y., director of sales at TradeSpark, Cantor Fitzgerald
      - Robert G. McIlvaine, 26, New York, N.Y., assistant vice president of media relations, Merrill Lynch
      - Donald James McIntyre, 38, New City, N.Y., police officer, Port Authority of New York and New Jersey
      - Stephanie McKenna, 45, New York, N.Y., accounting department, Reinsurance Solutions Inc.
      - Barry J. McKeon, 47, Yorktown Heights, N.Y., executive vice president, Fiduciary Trust International
      - Evelyn C. McKinnedy, 60, New York, N.Y.
      - Darryl Leron McKinney, 26, New York, N.Y., trade support, Cantor Fitzgerald
      - George Patrick McLaughlin Jr., 36, Hoboken, N.J., account executive, Carr Futures
      - Robert C. McLaughlin Jr., 29, Westchester, N.Y., vice president for emerging markets, Cantor Fitzgerald
      - Gavin McMahon, 35, Bayonne, N.J., Aon Corp.
      - Robert Dismas McMahon, 35, New York, N.Y., firefighter, New York Fire Department
      - Edmund M. McNally, 41, Fair Haven, N.J., senior vice president/director of technology, Fiduciary Trust International
      - Daniel McNeal, 29, Towson, Md., vice president, equity research, Sandler O'Neill & Partners
      - Walter Arthur McNeil, 53, Stroudsburg, Pa., police officer, Port Authority of New York and New Jersey
      - Christine Sheila McNulty, 42, Peterborough, England
      - Sean Peter McNulty, 30, New York, N.Y., trader, international desk, Cantor Fitzgerald
      - Robert William McPadden, 30, Pearl River, N.Y., firefighter, New York Fire Department
      - Terence A. McShane, 37, West Islip, N.Y., firefighter, New York Fire Department
      - Timothy Patrick McSweeney, 37, New York, N.Y., firefighter, New York Fire Department
      - Martin E. McWilliams, 35, Kings Park, N.Y., firefighter, New York Fire Department
      - Rocco A. Medaglia, 49, Melville, N.Y., construction supervisor, G.M.P. Inc.
      - Abigail Medina, 46, New York, N.Y., Guy Carpenter
      - Ana Iris Medina, 39, New York, N.Y.
      - Deborah Medwig, 46, Dedham, Mass., systems analyst, NStar
      - Damian Meehan, 32, Glen Rock, N.J., trader, Carr Futures
      - William J. Meehan Jr., 49, Darien, Conn., chief market strategist, Cantor Fitzgerald
      - Alok Kumar Mehta, 23, Hempstead, N.Y., manager, Cantor Fitzgerald
      - Raymond Meisenheimer, 46, West Babylon, N.Y., firefighter, New York Fire Department
      - Manuel Emilio Mejia, 54, New York, N.Y., kitchen worker, Windows on the World
      - Eskedar Melaku, 31, New York, N.Y., assistant vice president, Marsh & McLennan Cos. Inc.
      - Antonio Melendez, 30, New York, N.Y., Windows on the World, Mexican
      - Mary Melendez, 44, Stroudsburg, Pa., legal secretary, Fiduciary Trust International
      - Yelena Melnichenko, 28, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Stuart Todd Meltzer, 32, Syosset, N.Y., head of west coast power management at TradeSpark, Cantor Fitzgerald
      - Diarelia Jovannah Mena, 30, New York, N.Y., computer programmer, Cantor Fitzgerald
      - Charles Mendez, 38, Floral Park, N.Y., firefighter, New York Fire Department
      - Lizette Mendoza, 33, North Bergen, N.J., Aon Corp.
      - Shevonne Mentis, 25, New York, N.Y., clerk, Marsh & McLennan Cos. Inc.
      - Wesley Mercer, 70, New York, N.Y., vice president, corporate security, Morgan Stanley
      - Ralph Joseph Mercurio, 47, Rockville Centre, N.Y., coal broker, Cantor Fitzgerald
      - Alan H. Merdinger, 47, Allentown, Pa., accountant, Cantor Fitzgerald
      - George C. Merino, 39, New York, N.Y., securities analyst, Fiduciary Trust International
      - Yamel Merino, 24, Yonkers, N.Y., emergency medical technician, Metrocare
      - George Merkouris, 35, Levittown, N.Y., account executive, Carr Futures
      - Deborah Merrick, 45
      - Raymond J. Metz III, 37, Trumbull, Conn., currency broker, Euro Brokers Inc.
      - Jill A. Metzler, 32, Franklin Square, N.Y., Aon Corp.
      - David Robert Meyer, 57, Glen Rock, N.J., bond trader, Cantor Fitzgerald
      - Nurul Huq Miah, 35, New York, N.Y., audiovisual technologist, Marsh & McLennan Cos. Inc.
      - William Edward Micciulli, 30, Matawan, N.J., partner and senior vice president, Cantor Fitzgerald
      - Martin Paul Michelstein, 57, Morristown, N.J.
      - Luis Clodoaldo Revilla Mier, 54, Washington Group International, Peruvian
      - Peter T. Milano, 43, Middletown, N.J., senior vice president, corporate bonds, Cantor Fitzgerald
      - Gregory Milanowycz, 25, Cranford, N.J., insurance broker, Aon Corp.
      - Lukasz T. Milewski, 21, New York, N.Y., food service handler, Forte Food Service
      - Corey Peter Miller, 34, New York, N.Y., supply manager, Cantor Fitzgerald
      - Craig James Miller, 29, Va.
      - Douglas C. Miller, 34, Port Jervis, N.Y., firefighter, New York Fire Department
      - Joel Miller, 55, Baldwin, N.Y., disaster recovery technologist, Marsh & McLennan
      - Michael Matthew Miller, 39, Englewood, N.J., bond trader, Cantor Fitzgerald
      - Phillip D. Miller, 53, New York, N.Y., Aon Corp.
      - Robert Alan Miller, 46, Matawan, N.J., New York State Department of Taxation and Finance
      - Robert C. Miller Jr., 55, Hasbrouck Heights, N.J., Aon Corp.
      - Benjamin Millman, 40, New York, N.Y., carpenter
      - Charles M. Mills Jr., 61, Brentwood, N.Y., director of the Petroleum, Alcohol and Tobacco Bureau, New York State Department of Taxation and Finance
      - Ronald Keith Milstein, 54, New York, N.Y., civil engineer
      - Robert Minara, 54, Carmel, N.Y., firefighter, New York Fire Department
      - William G. Minardi, 46, Bedford, N.Y., broker, Cantor Fitzgerald
      - Louis Joseph Minervino, 54, Middletown, N.J., senior vice president, Marsh USA
      - Thomas Mingione, 34, West Islip, N.Y., firefighter, New York Fire Department
      - Nana Akwasi Minkah, 48, New York, N.Y., banquets, Windows on the World
      - Wilbert Miraille, 29, New York, N.Y., computer technician, Cantor Fitzgerald, Haitian
      - Domenick Mircovich, 40, Closter, N.J., accountant, Euro Brokers Inc.
      - Rajesh A. Mirpuri, 30, Englewood Cliffs, N.J., sales vice president, Data Synapse
      - Joseph Mistrulli, 47, Wantagh, N.Y., subcontractor, Bronx Builders
      - Susan Miszkowicz, 37, New York, N.Y.
      - Lt. Paul Thomas Mitchell, 46, New York, N.Y., firefighter, New York Fire Department
      - Richard Miuccio, 55, New York, N.Y., supervisor, New York State Department of Taxation and Finance
      - Frank V. Moccia Sr., 57, Hauppauge, N.Y., facility planner, Washington Group International
      - Capt. Louis Joseph Modafferi, 45, New York, N.Y., firefighter, New York Fire Department
      - Boyie Mohammed, 50, New York, N.Y., domestic balancer, Carr Futures
      - Lt. Dennis Mojica, 50, New York, N.Y., firefighter, New York Fire Department
      - Manuel Mojica, 37, Bellmore, N.Y., firefighter, New York Fire Department
      - Kleber Rolando Molina, 44, New York, N.Y.
      - Manuel Dejesus Molina, 31, New York, N.Y., janitorial, cleaner, ABM Industries
      - Carl Molinaro, 32, New York, N.Y., firefighter, New York Fire Department
      - Justin J. Molisani Jr., 42, Middletown Township, N.J., senior vice president, Euro Brokers Inc.
      - Brian Patrick Monaghan, 21, New York, N.Y., carpenter, Certified Installation Services
      - Franklin Monahan, 45, Roxbury, N.Y., Cantor Fitzgerald
      - John Gerard Monahan, 47, Wanamassa, N.J., operations supervisor, Cantor Fitzgerald
      - Kristen Montanaro, 34, New York, N.Y., administrative assistant, Marsh & McLennan Cos. Inc.
      - Craig D. Montano, 38, Glen Ridge, N.J., government agencies securities broker, Cantor Fitzgerald
      - Michael Montesi, 39, Highland Mills, N.Y., firefighter, New York Fire Department
      - Cheryl Ann Monyak, 43, Greenwich, Conn., executive, Marsh & McLennan Cos. Inc.
      - Capt. Thomas Moody, 45, Stony Brook, N.Y., firefighter, New York Fire Department
      - Sharon Moore, 37, New York, N.Y., vice president, Sandler O'Neill & Partners
      - Krishna Moorthy, 59, Briarcliff Manor, N.Y., programmer, Fiduciary Trust International
      - Abner Morales, 37, New York, N.Y., Lotus software programmer, Fiduciary Trust International
      - Carlos Morales, 29, New York, N.Y., technician, Cantor Fitzgerald
      - Paula Morales, 42, New York, N.Y., financial services department, Aon Corp.
      - John Christopher Moran, 38, Haslemere, Surrey, England
      - Kathleen Moran, 42, New York, N.Y.
      - Lindsay S. Morehouse, 24, New York, N.Y., research assistant, Keefe, Bruyette & Woods
      - George Morell, 47, Mt. Kisco, N.Y., partner and vice president of mortgage department, Cantor Fitzgerald
      - Steven P. Morello, 52, Bayonne, N.J., facilities manager, Marsh & McLennan Cos. Inc.
      - Vincent S. Morello, 34, New York, N.Y., firefighter, New York Fire Department
      - Yvette Nicole Moreno, 25, New York, N.Y., receptionist, Carr Futures
      - Dorothy Morgan, 47, Hempstead, N.Y., broker, Marsh & McLennan Cos. Inc.
      - Richard Morgan, 66, Glen Rock, N.J., vice president, emergency management, Consolidated Edison
      - Sanae Mori, 27, Tokyo, Japan, system consultant, Nomura Research Institute Ltd., Japanese
      - Blanca Morocho, 26, New York, N.Y., salad preparer, Windows on the World, Ecuadoran
      - Leonel Morocho, 36, New York, N.Y., sous chef, Windows on the World, Ecuadoran
      - Dennis G. Moroney, 39, Eastchester, N.Y., senior vice president, Cantor Fitzgerald
      - Lynne Irene Morris, 22, Monroe, N.Y., equities p&s clerk, Cantor Fitzgerald
      - Seth A. Morris, 35, Kinnelon, N.J., managing director, Cantor Fitzgerald
      - Stephen Philip Morris, 31, Ormond Beach, Fla.
   &, nbsp;  - Christopher M. Morrison, 34, Charlestown, Mass., senior vice president, Zurich Scudder Investments
      - Ferdinand V. Morrone, 63, Lakewood, N.J., superintendent of police, Port Authority of New York and New Jersey
      - William David Moskal, 50, Brecksville, Ohio, Marsh USA
      - Marco Motroni Sr., 57, Fort Lee, N.J., broker-trader, Carr Futures
      - Iouri A. Mouchinski, 55, New York, N.Y., engineer, self-employed, Ukrainian
      - Jude J. Moussa, 35, New York, N.Y., bond trader, Cantor Fitzgerald
      - Peter C. Moutos, 44, Chatham, N.J., systems consultant, Marsh USA
      - Damion Mowatt, 21, New York, N.Y., food service handler, Forte Food Service, Jamaican
      - Christopher Mozzillo, 27, New York, N.Y., firefighter, New York Fire Department
      - Stephen V. Mulderry, 33, New York, N.Y., vice president, equity trading, Keefe, Bruyette & Woods
      - Richard Muldowney Jr., 40, Babylon, N.Y., firefighter, New York Fire Department
      - Michael D. Mullan, 34, New York, N.Y., firefighter, New York Fire Department
      - Dennis Michael Mulligan, 32, New York, N.Y., firefighter, New York Fire Department
      - Peter James Mulligan, 28, New York, N.Y., associate vice president, international equities, Cantor Fitzgerald
      - Michael Joseph Mullin, 27, Hoboken, N.J., trader, Cantor Fitzgerald
      - James Donald Munhall, 45, Ridgewood, N.J., managing director, Sandler O'Neill & Partners
      - Nancy Muniz, 45, New York, N.Y., office worker
      - Carlos Mario Munoz, 43, Windows on the World, Colombian
      - Theresa (Terry) Munson, 54, New York, N.Y., technical assistant, Aon Corp.
      - Robert M. Murach, 45, Montclair, N.J., senior vice president, Cantor Fitzgerald
      - Cesar Augusto Murillo, 32, New York, N.Y., international trader, Cantor Fitzgerald, Colombian
      - Marc A. Murolo, 28, Maywood, N.J., vice president, government bonds, Cantor Fitzgerald
      - Brian Joseph Murphy, 41, New York, N.Y., electronic bond trading coordinator, Cantor Fitzgerald
      - Charles Murphy, 38, New York, N.Y., broker, Cantor Fitzgerald
      - Christopher W. Murphy, 35, Easton, Md., senior research analyst, Keefe, Bruyette & Woods
      - Edward C. Murphy, 42, Clifton, N.J., managing director, Cantor Fitzgerald
      - James F. Murphy IV, 30, Garden City, N.Y., account manager, Thomson Financial Services
      - James Thomas Murphy, 35, Middletown, N.J., trader, Cantor Fitzgerald
      - Kevin James Murphy, 40, Northport, N.Y., claims consultant, Marsh & McLennan Cos. Inc.
      - Patrick Sean Murphy, 36, Millburn, N.J., vice president, Marsh & McLennan Cos. Inc.
      - Lt. Raymond E. Murphy, 46, New York, N.Y., firefighter, New York Fire Department
      - Robert Eddie Murphy Jr., 56, New York, N.Y., security guard, Fuji Bank
      - John Joseph Murray, 32, Hoboken, N.J., partner and director, Cantor Fitzgerald
      - John Joseph Murray, 52, Colts Neck, N.J., corporate services manager, Industrial Bank of Japan
      - Susan D. Murray, 54, Summit, N.J., vice president, Marsh USA Inc.
      - Valerie Victoria Murray, 65, New York, N.Y., secretary, Ohrenstein & Brown
      - Richard Todd Myhre, 37, New York, N.Y., operations department, Cantor Fitzgerald
      - Lt. Robert B. Nagel, 55, New York, N.Y., firefighter, New York Fire Department
      - Takuya Nakamura, 30, Tuckahoe, N.Y., section chief, New York branch, Nishi-Nippon Bank, Japanese
      - Alexander J.R. Napier, 38, Morris Township, N.J., Aon Corp.
      - Frank Joseph Naples III, 29, Cliffside Park, N.J., broker, Cantor Fitzgerald
      - John Napolitano, 33, Ronkonkoma, N.Y., firefighter, New York Fire Department
      - Catherine A. Nardella, 40, Bloomfield, N.J., insurance consultant, Aon Corp.
      - Mario Nardone Jr., 32, New York, N.Y., bond broker, Euro Brokers Inc.
      - Manika Narula, 22, Kings Park, N.Y., Cantor Fitzgerald
      - Narender Nath, 33, Colonia, N.J., quality assurance manager, Marsh & McLennan
      - Karen S. Navarro, 30, New York, N.Y., assistant, foreign exchange trading desk, Carr Futures
      - Joseph M. Navas, 44, Paramus, N.J., police officer, Port Authority of New York and New Jersey
      - Francis J. Nazario, 28, Jersey City, N.J., back office operations manager, Cantor Fitzgerald
      - Glenroy Neblett, 42, New York, N.Y., consultant at Marsh & McLennan Cos. Inc.
      - Marcus R. Neblett, 31, Roslyn Heights, N.Y., Aon Corp.
      - Jerome O. Nedd, 39, New York, N.Y., Windows on the World
      - Laurence Nedell, 51, Lindenhurst, N.Y., Aon Corp.
      - Luke G. Nee, 44, Stony Point, N.Y., operations manager, municipal bonds, Cantor Fitzgerald
      - Pete Negron, 34, Bergenfield, N.J., environmental specialist, Port Authority of New York and New Jersey
      - Ann Nicole Nelson, 30, New York, N.Y., bond broker in the agencies department, Cantor Fitzgerald
      - David William Nelson, 50, New York, N.Y., senior vice president, Carr Futures
      - Michele Ann Nelson, 27, Valley Stream, N.Y., benefits specialist, Cantor Fitzgerald
      - Peter Allen Nelson, 42, Huntington Station, N.Y., firefighter, New York Fire Department
      - Oscar Nesbitt, 58, New York, N.Y., tax auditor, New York State Department of Taxation and Finance
      - Gerard Terence Nevins, 46, Campbell Hall, N.Y., firefighter, New York Fire Department
      - Nancy Yuen Ngo, 36, Harrington Park, N.J., network consultant, Marsh & McLennan Cos. Inc.
      - Jody Tepedino Nichilo, 39, New York, N.Y., executive assistant, Cantor Fitzgerald
      - Martin Niederer, 23, Hoboken, N.J., securities trader, Cantor Fitzgerald
      - Alfonse J. Niedermeyer III, 40, Manasquan, N.J., police officer, Port Authority of New York and New Jersey
      - Frank John Niestadt Jr., 55, Ronkonkoma, N.Y., operations director, Aon Corp.
      - Gloria Nieves, 48, New York, N.Y., Fiduciary Trust International
      - Juan Nieves Jr., 56, New York, N.Y., salad maker, Windows on the World
      - Troy Edward Nilsen, 33, New York, N.Y., network engineer for eSpeed division, Cantor Fitzgerald
      - Paul R. Nimbley, 42, Middletown, N.J., vice president, Cantor Fitzgerald
      - John Ballantine Niven, 44, Oyster Bay, N.Y., senior vice president in mergers and acquisitions, Aon Corp.
      - Curtis Terrence Noel, 22, Poughkeepsie, N.Y., switch operations technician, General Telecom
      - Daniel R. Nolan, 44, Hopatcong, N.J., assistant vice president for computer technology services, Johnson & Higgins/March McLennan
      - Robert Walter Noonan, 36, Norwalk, Conn., trader, Cantor Fitzgerald
      - Daniela R. Notaro, 25, New York, N.Y., receptionist and secretary, Carr Futures
      - Brian Novotny, 33, Hoboken, N.J., derivatives manager, Cantor Fitzgerald
      - Soichi Numata, 45, Irvington, N.Y., deputy general manager, Fuji Bank, Japanese
      - Brian Felix Nunez, 29, New York, N.Y., office manager for eSpeed division, Cantor Fitzgerald
      - Jose R. Nunez, 42, New York, N.Y., food runner, Windows on the World
      - Jeffrey Nussbaum, 37, Oceanside, N.Y., trader, Carr Futures
      - James A. Oakley, 52, Cortlandt Manor, N.Y., senior vice president for information technology, Marsh & McLennan Cos. Inc.
      - Dennis O'Berg, 28, Babylon, N.Y., firefighter, New York Fire Department
      - James P. O'Brien Jr., 33, New York, N.Y., bond trader, Cantor Fitzgerald      - Michael O'Brien, 42, Cedar Knolls, N.J., municipal bond desk senior vice president, Cantor Fitzgerald
      - Scott J. O'Brien, 40, New York, N.Y., manager, Slam Dunk Networks
      - Timothy Michael O'Brien, 40, Brookville, N.Y., partner, managing director, Cantor Fitzgerald
      - Lt. Daniel O'Callaghan, 42, Smithtown, N.Y., firefighter, New York Fire Department
      - Dennis J. O'Connor Jr., 34, New York, N.Y., equities trader, Cantor Fitzgerald
      - Diana J. O'Connor, 38, Eastchester, N.Y., managing director, Sandler O'Neill & Partners
      - Keith K. O'Connor, 28, Hoboken, N.J., sales trader, Keefe, Bruyette & Woods
      - Richard J. O'Connor, 49, Poughkeepsie, N.Y., senior vice president, Marsh & McLennan Cos. Inc.
      - Amy O'Doherty, 23, New York, N.Y., broker's assistant, Cantor Fitzgerald
      - Marni Pont O'Doherty, 31, Armonk, N.Y., senior vice president, Keefe, Bruyette & Woods
      - Douglas Oelschlager, 36, New York, N.Y., firefighter, New York Fire Department
      - Takashi Ogawa, 37, Tokyo, Japan, system consultant, Nomura Research Institute Ltd.
      - Albert Ogletree, 49, New York, N.Y., food service handler, Forte Food Service
      - Philip Paul Ognibene, 39, New York, N.Y., Keefe, Bruyette & Woods
      - James Andrew O'Grady, 32, Harrington Park, N.J., managing director, Sandler O'Neill & Partners
      - Joseph J. Ogren, 30, New York, N.Y., firefighter, New York Fire Department
      - Lt. Thomas O'Hagan, 43, New York, N.Y., firefighter, New York Fire Department
      - Samuel Oitice, 45, Peekskill, N.Y., firefighter, New York Fire Department
      - Patrick O'Keefe, 44, Oakdale, N.Y., firefighter, New York Fire Department
      - Capt. William O'Keefe, 49, New York, N.Y., firefighter, New York Fire Department
      - Gerald Michael Olcott, 55, New Hyde Park, N.Y., Marsh & McLennan Cos. Inc.
      - Gerald O'Leary, 34, Stony Point, N.Y., chef, Forte Food Service
      - Christine Anne Olender, 39, New York, N.Y., Windows on the World
      - Elsy Carolina Osorio Oliva, 27, New York, N.Y., junior translation engineer, General Telecom
      - Linda Mary Oliva, 44, New York, N.Y., executive assistant to the president of the New York office, Carr Futures
      - Edward K. Oliver, 31, Jackson, N.J., broker, Carr Futures
      - Leah E. Oliver, 24, New York, N.Y., technical sales consultant, Marsh & McLennan Cos. Inc.
      - Eric T. Olsen, 41, New York, N.Y., firefighter, New York Fire Department
      - Jeffrey James Olsen, 31, New York, N.Y., firefighter, New York Fire Department
      - Maureen L. Olson, 50, Rockville Centre, N.Y., insurance broker, Marsh Inc.
      - Steven John Olson, 38, New York, N.Y., firefighter, New York Fire Department
      - Matthew Timothy O'Mahoney, 39, New York, N.Y., Cantor Fitzgerald
      - Toshihiro Onda, 39, New York, N.Y., corporate banking senior manager, Fuji Bank, Japanese
      - Seamus L. O'Neal, 52, New York, N.Y., Cantor Fitzgerald
      - John P. O'Neill Sr., 49, New York, N.Y., former FBI counterterrorism expert and head of security, World Trade Center
      - Peter J. O'Neill Jr., 21, Amityville, N.Y., Sandler O'Neill & Partners
      - Sean Gordon Corbett O'Neill, 34, Rye, N.Y., equities trader, Cantor Fitzgerald
      - Michael C. Opperman, 45, Selden, N.Y., vice president, Aon Risk Services, Aon Corp.
      - Christopher Orgielewicz, 35, Larchmont, N.Y., analyst, Sandler O'Neill & Partners
      - Margaret Orloske, 50, Windsor, Conn., manager, Marsh & McLennan Cos. Inc.
      - Virginia A. Ormiston-Kenworthy, 42, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Kevin O'Rourke, 44, Hewlett, N.Y., firefighter, New York Fire Department
      - Ronald Orsini, 59, Hillsdale, N.J., bond broker, Cantor Fitzgerald
      - Peter K. Ortale, 37, New York, N.Y., bond broker, Euro Brokers Inc.
      - Alexander Ortiz, 36, Ridgewood, N.Y., contract security guard, Empire Blue Cross
      - David Ortiz, 37, Nanuet, N.Y., locksmith, Port Authority of New York and New Jersey
      - Emilio (Peter) Ortiz Jr., 38, New York, N.Y., clearing supervisor, Carr Futures
      - Pablo Ortiz, 49, New York, N.Y., superintendent of construction, Port Authority of New York and New Jersey
      - Paul Ortiz Jr., 21, New York, N.Y., computer technician, Bloomberg L.P.
      - Sonia Ortiz, 58, New York, N.Y., janitorial, elevator operator, ABM Industries
      - Masaru Ose, 36, Fort Lee, N.J., manager, Mizuho Capital Markets Corp., Japanese
      - Patrick J. O'Shea, 45, Farmingdale, N.Y., first vice president of futures, Carr Futures
      - Robert W. O'Shea, 47, Wall, N.J., broker, Carr Futures
      - James Robert Ostrowski, 37, Garden City, N.Y., Cantor Fitzgerald
      - Timothy O'Sullivan, 68, Albrightsville, Pa., financial consultant, Cultural Institution of Retirement Systems
      - Jason Douglas Oswald, 28, New York, N.Y., bond broker, Cantor Fitzgerald
      - Michael Otten, 42, East Islip, N.Y., firefighter, New York Fire Department
      - Isidro Ottenwalder, 35, New York, N.Y., Windows on the World
      - Michael Ou, 53, New York, N.Y., New York State Department of Taxation and Finance
      - Todd Joseph Ouida, 25, River Edge, N.J., options broker, Cantor Fitzgerald
      - Jesus Ovalles, 60, New York, N.Y., Windows on the World
      - Peter J. Owens Jr., 42, Williston Park, N.Y., government agencies, Cantor Fitzgerald
      - Adianes Oyola, 23, New York, N.Y., human resources/payroll employee, Fuji Bank
      - Angel M. Pabon, 54, New York, N.Y., manager of international equities, Cantor Fitzgerald
      - Israel Pabon, 31, New York, N.Y., food service handler, Forte Food Service
      - Roland Pacheco, 25, New York, N.Y., data administrator, Alliance Consulting
      - Michael Benjamin Packer, 45, New York, N.Y., managing director of corporate & institutional client group, Merrill Lynch
      - Deepa K. Pakkala, 31, Stewartsville, N.J., consultant at Marsh & McLennan Cos. Inc.
      - Jeffrey Matthew Palazzo, 33, New York, N.Y., firefighter, New York Fire Department
      - Thomas Anthony Palazzo, 44, Armonk, N.Y., bond trader, Cantor Fitzgerald
      - Richard (Rico) Palazzolo, 39, New York, N.Y., mortgage security broker, Cantor Fitzgerald
      - Orio Joseph Palmer, 45, Valley Stream, N.Y., battalion commander, New York Fire Department
      - Frank A. Palombo, 46, New York, N.Y., firefighter, New York Fire Department
      - Alan N. Palumbo, 42, New York, N.Y., broker, Cantor Fitzgerald
      - Christopher M. Panatier, 36, Rockville Centre, N.Y., foreign currency trader, Cantor Fitzgerald
      - Dominique Pandolfo, 27, Hoboken, N.J., computer/local area network specialist, Marsh & McLennan Cos. Inc.
      - Paul Pansini, 34, New York, N.Y., firefighter, New York Fire Department
      - John M. Paolillo, 51, Glen Head, N.Y., battalion commander, New York Fire Department
      - Edward J. Papa, 47, Oyster Bay, N.Y., vice president, partner, government securities, Cantor Fitzgerald
      - Salvatore Papasso, 34, New York, N.Y., tax fraud investigator, New York State Department of Taxation and Finance
      - James N. Pappageorge, 29, Yonkers, N.Y., firefighter, New York Fire Department
      - Vinod K. Parakat, 34, Sayreville, N.J., programmer, central development, Cantor Fitzgerald
      - Vijayashanker Paramsothy, 23, New York, N.Y., Aon Corp.
      - Nitin Parandkar, 28, consultant at Marsh & McLennan Cos. Inc., Oracle, Indian
      - Hardai (Casey) Parbhu, 42, New York, N.Y., Aon Corp.
      - James Wendell Parham, 32, New York, N.Y., police officer, Port Authority of New York and New Jersey
      - Debra (Debbie) Paris, 48, New York, N.Y., executive assistant, Sandler O'Neill & Partners
      - George Paris, 33, New York, N.Y., Cantor Fitzgerald
      - Gye-Hyong Park, 28, New York, N.Y., sales support associate, Metropolitan Life Insurance Co.
      - Philip L. Parker, 53, Skillman, N.J., senior vice president, Aon Corp.
      - Michael A. Parkes, 27, New York, N.Y., senior accountant, Marsh & McLennan Cos. Inc., Jamaican
      - Robert Emmett Parks Jr., 47, Middletown, N.J., bond broker, Cantor Fitzgerald
      - Hasmukhrai Chuckulal Parmar, 48, Warren, N.J., computer systems manager, Cantor Fitzgerald
      - Robert Parro, 35, Levittown, N.Y., firefighter, New York Fire Department
      - Leobardo Lopez Pascual, 41, New York, N.Y., Windows on the World, Mexican
      - Michael J. Pascuma Jr., 50, Massapequa Park, N.Y., stock broker, Harvey Young Yurman Inc.
      - Jerrold H. Paskins, 56, Anaheim Hills, Calif., insurance executive, Devonshire Group
      - Horace Robert Passananti, 55, New York, N.Y., vice president of claims, Marsh & McLennan Cos. Inc.
      - Suzanne H. Passaro, 38, East Brunswick, N.J., client service specialist/broker, Aon Corp.
      - Avnish Ramanbhai Patel, 28, New York, N.Y., research analyst, Fred Alger Management
      - Dipti Patel, 38, New Hyde Park, N.Y., data systems engineer, Cantor Fitzgerald
      - Manish K. Patel, 29, Edison, N.J., LDC options broker, Euro Brokers Inc.
      - Steven B. Paterson, 40, Ridgewood, N.J., bond trader, Cantor Fitzgerald
      - James Matthew Patrick, 30, Norwalk, Conn., bond broker, Cantor Fitzgerald
      - Manuel Patrocino, 34, Windows on the World
      - Bernard E. Patterson, 46, Upper Brookville, N.Y., muni broker, Cantor Fitzgerald
      - Cira Marie Patti, 40, New York, N.Y., trader's assistant, Keefe, Bruyette & Woods 
      - Robert Edward Pattison, 40, New York, N.Y., transmission engineer, WCBS-TV
      - James R. Paul, 58, New York, N.Y., executive vice president, Carr Futures
      - Patrice Paz, 52, New York, N.Y., Aon Corp.
      - Sharon Cristina Millan Paz, 31, New York, N.Y., office services coordinator, Harris Beach LLP, Colombian
      - Victor Paz-Gutierrez, 43, New York, N.Y., pastry chef, Windows on the World, Colombian
      - Stacey L. Peak, 36, New York, N.Y., energy/power stock broker, Cantor Fitzgerald
      - Richard Allen Pearlman, 18, New York, N.Y., volunteer medic, Forest Hills Ambulance Corps
      - Durrell Pearsall Jr., 34, Wainscott, N.Y., firefighter, New York Fire Department
      - Thomas E. Pedicini, 30, Hicksville, N.Y., institutional equities department, Cantor Fitzgerald
      - Todd D. Pelino, 34, Fair Haven, N.J., power broker, Cantor Fitzgerald
      - Michel Adrian Pelletier, 36, Greenwich, Conn., commodities broker, Cantor Fitzgerald
      - Anthony Peluso, 46, New York, N.Y., construction supervisor, Structure Tone
      - Angel Ramon Pena, 45, River Vale, N.J., senior client specialist, risk services, Aon Corp.
      - Richard Al Penny, 53, New York, N.Y., recycling program worker, World Trade Center Project Renewal
      - Salvatore F. Pepe, 45, New York, N.Y., assistant vice president for technology, Marsh & McLennan Cos. Inc.
      - Carl Allen Peralta, 37, New York, N.Y., broker, Cantor Fitzgerald, Filipino
      - Robert David Peraza, 30, New York, N.Y., bond trader, Cantor Fitzgerald
      - Jon A. Perconti, 32, Brick, N.J., stock trader, Cantor Fitzgerald
      - Alejo Perez, 66, Union City, N.J., kitchen staff, Windows on the World
      - Angel Perez Jr., 43, Jersey City, N.J., Cantor Fitzgerald
      - Angela Susan Perez, 35, New York, N.Y., clerk, Cantor Fitzgerald
      - Anthony Perez, 33, Locust Valley, N.Y., technical specialist, eSpeed, Cantor Fitzgerald
      - Ivan Perez, 37, New York, N.Y., Fiduciary Trust International
      - Nancy E. Perez, 36, Secaucus, N.J., customer relations, Port Authority of New York and New Jersey
      - Joseph John Perroncino, 33, Smithtown, N.Y., vice president of operations, Cantor Fitzgerald
      - Edward J. Perrotta, 43, Mount Sinai, N.Y., vice president, Cantor Fitzgerald
      - Emelda Perry, 52, Elmont, N.Y., Washington Group International
      - Lt. Glenn C. Perry, 41, Monroe, N.Y., firefighter, New York Fire Department
      - John William Perry, 38, New York, N.Y., police officer, 40th precinct, New York Police Department
      - Franklin Allan Pershep, 59, New York, N.Y., insurance underwriter, Aon Corp.
      - Daniel Pesce, 34, New York, N.Y., ticket desk manager, Cantor Fitzgerald
      - Michael J. Pescherine, 32, New York, N.Y., bond trader, Keefe, Bruyette & Woods
      - Davin Peterson, 25, New York, N.Y., Nasdaq assistant trader, Cantor Fitzgerald
      - William Russel Peterson, 46, New York, N.Y., claims examiner, Marsh & McLennan Cos. Inc.
      - Mark Petrocelli, 28, New York, N.Y., commodities broker, Carr Futures
      - Lt. Philip S. Petti, 43, New York, N.Y., firefighter, New York Fire Department
      - Glen Kerrin Pettit, 30, Oakdale, N.Y., police academy video unit, New York Police Department
      - Dominick Pezzulo, 36, New York, N.Y., police officer, Port Authority of New York and New Jersey
      - Kaleen E. Pezzuti, 28, Fair Haven, N.J., bond broker, Cantor Fitzgerald
      - Lt. Kevin Pfeifer, 42, New York, N.Y., firefighter, New York Fire Department
      - Tu-Anh Pham, 42, Princeton, N.J., vice president and chief financial analyst, Fred Alger Management
      - Lt. Kenneth John Phelan, 41, New York, N.Y., firefighter, New York Fire Department
      - Eugenia Piantieri, 55, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Ludwig John Picarro, 44, Basking Ridge, N.J., vice president, Zurich American Insurance
      - Matthew Picerno, 44, Holmdel, N.J., municipal bond broker, Cantor Fitzgerald
      - Joseph O. Pick, 40, Hoboken, N.J., vice president, Fiduciary Trust International
      - Christopher Pickford, 32, New York, N.Y., firefighter, New York Fire Department
      - Dennis J. Pierce, 54, New York, N.Y., New York State Department of Taxation and Finance
      - Bernard T. Pietronico, 39, Matawan, N.J., corporate bond broker, Cantor Fitzgerald
      - Nicholas P. Pietrunti, 38, Belford, N.J., data entry clerk, Cantor Fitzgerald
      - Theodoros Pigis, 60, New York, N.Y., One Source (Hudson Shatz)
      - Susan Elizabeth Ancona Pinto, 44, New York, N.Y., vice president of systems infrastructure at eSpeed, Cantor Fitzgerald
      - Joseph Piskadlo, 48, North Arlington, N.J., structural carpenter, ABM Industries
      - Christopher Todd Pitman, 30, New York, N.Y., sales, credit derivatives, Cantor Fitzgerald
      - Josh Piver, 23, New York, N.Y., trader, pollution and energy credits, Cantor Fitzgerald
      - Joseph Plumitallo, 45, Manalapan, N.J., bond broker, Cantor Fitzgerald
      - John M. Pocher, 36, Middletown, N.J., bond broker, Cantor Fitzgerald
      - William Howard Pohlmann, 56, Ardsley, N.Y., assistant deputy commissioner, New York State Department of Taxation and Finance
      - Laurence M. Polatsch, 32, New York, N.Y., equities trader, Cantor Fitzgerald
      - Thomas H. Polhemus, 39, Morris Plains, N.J., systems analyst, Accenture
      - Steve Pollicino, 48, Plainview, N.Y., vice president, Cantor Fitzgerald
      - Susan M. Pollio, 45, Long Beach Township, N.J., broker, Euro Brokers Inc.
      - Joshua Poptean, 37, New York, N.Y., construction foreman, Bronx Builders
      - Giovanna Porras, 24, New York, N.Y., accountant, General Telecom
      - Anthony Portillo, 48, New York, N.Y., architect, Washington Group International
      - James Edward Potorti, 52, Princeton, N.J., vice president, Marsh & McLennan Cos. Inc.
      - Daphne Pouletsos, 47, Westwood, N.J., Aon Corp.
      - Richard Poulos, 55, Levittown, N.Y., assistant security officer, Cantor Fitzgerald
      - Stephen E. Poulos, 45, Basking Ridge, N.J., information technology manager, Aon Corp.
      - Brandon Jerome Powell, 26, New York, N.Y., food service handler, Forte Food Service
      - Shawn Edward Powell, 32, New York, N.Y., firefighter, New York Fire Department
      - Tony Pratt, 43, New York, N.Y., food service handler, Forte Food Service
      - Gregory M. Preziose, 34, Holmdel, N.J., bond trader, Cantor Fitzgerald
      - Wanda Ivelisse Prince, 30, New York, N.Y., foreign trader, Fiduciary Trust International
      - Vincent Princiotta, 39, Orangeburg, N.Y., firefighter, New York Fire Department
      - Kevin Prior, 28, Bellmore, N.Y., firefighter, New York Fire Department
      - Everett Martin (Marty) Proctor III, 44, New York, N.Y., equities controller, Cantor Fitzgerald
      - Carrie B. Progen, 25, New York, N.Y., assistant office manager, Aon Corp.
      - David Lee Pruim, 53, Upper Montclair, N.J., senior vice president of risk services, Aon Corp.
      - Richard Prunty, 57, Sayville, N.Y., battalion chief, New York Fire Department
      - John F. Puckett, 47, Glen Cove, N.Y., sound engineer, Windows on the World
      - Robert D. Pugliese, 47, East Fishkill, N.Y., assistant vice president, Marsh & McLennan Cos. Inc.
      - Edward F. Pullis, 34, Hazlet, N.J., consultant, Aon Corp.
      - Patricia Ann Puma, 33, New York, N.Y., administrator, Julien J. Studley Inc.
      - Hemanth Kumar Puttur, 26, White Plains, N.Y., Marsh & McLennan Cos. Inc.
      - Edward R. Pykon, 33, Princeton, N.J., senior vice president, Fred Alger Management
      - Christopher Quackenbush, 44, Manhasset, N.Y., executive in charge of investment banking, Sandler O'Neill & Partners
      - Lars Peter Qualben, 49, New York, N.Y., senior vice president, Marsh & McLennan Cos. Inc.
      - Beth Ann Quigley, 25, New York, N.Y., trader, Cantor Fitzgerald
      - Lt. Michael Quilty, 42, New York, N.Y., firefighter, New York Fire Department
      - James Francis Quinn, 23, New York, N.Y., trade support staff, Cantor Fitzgerald
      - Ricardo Quinn, 40, New York, N.Y., paramedic, New York Fire Department
      - Carol Rabalais, 38, New York, N.Y., administrative assistant, Aon Corp., Jamaican
      - Christopher Peter A. Racaniello, 30, New York, N.Y., operations department, Cantor Fitzgerald
      - Leonard Ragaglia, 36, New York, N.Y., firefighter, New York Fire Department
      - Eugene J. Raggio, 55, New York, N.Y., operations supervisor, Port Authority of New York and New Jersey
      - Laura Marie Ragonese-Snik, 41, Bangor, Pa., special risk insurance specialist, Aon Corp.
      - Peter F. Raimondi, 46, New York, N.Y., vice president, Carr Futures
      - Harry A. Raines, 37, New York, N.Y., vice president of global networking for eSpeed, Cantor Fitzgerald
      - Ehtesham U. Raja, 28, Clifton, N.J., TCG Software
      - Valsa Raju, 39, Yonkers, N.Y., supervisor, foreign exchange division, Carr Futures
      - Edward Rall, 44, Holbrook, N.Y., firefighter, New York Fire Department
      - Lukas (Luke) Rambousek, 27, New York, N.Y., temporary worker at Cantor Fitzgerald, United Staffing
      - Julio Fernandez Ramirez, 51, New York, N.Y., painter, One Source (Hudson Shatz), Peruvian
      - Maria Isabel Ramirez, 25, New York, N.Y., executive secretary, Lanagan Engineering and Environmental Services
      - Harry Ramos, 41, Newark, N.J., head trader, May Davis Group
      - Vishnoo Ramsaroop, 44, New York, N.Y., janitorial, cleaner, ABM Industries
      - Lorenzo Ramzey, 48, East Northport, N.Y., casualty broker, Aon Corp.
      - A. Todd Rancke, 42, Summit, N.J., managing director, Sandler O'Neill & Partners
      - Adam David Rand, 30, Bellmore, N.Y., firefighter, New York Fire Department
      - Jonathan C. Randall, 26, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Srinivasa Shreyas Ranganath, 26, Hackensack, N.J., consultant at Marsh & McLennan Cos. Inc.
      - Anne Rose T. Ransom, 45, Edgewater, N.J., travel department, American Express
      - Faina Rapoport, 45, New York, N.Y., consultant, Marsh & McLennan
      - Robert Arthur Rasmussen, 42, Hinsdale, Ill., financial analyst, Vestek
      - Amenia Rasool, 33, New York, N.Y., accountant, Marsh & McLennan Cos. Inc.
      - Roger Mark Rasweiler, 53, Flemington, N.J., vice president, Marsh Inc.
      - David Alan James Rathkey, 47, Mountain Lakes, N.J., sales executive, IQ Financial Systems
      - William Ralph Raub, 38, Saddle River, N.J., institutional stock trader, Cantor Fitzgerald
      - Gerard Rauzi, 42, New York, N.Y., New York State Department of Taxation and Finance, Italian
      - Alexey Razuvaev, 40, New York, N.Y., Euro Brokers Inc.
      - Gregory Reda, 33, New Hyde Park, N.Y., e-mail coordinator, Marsh & McLennan Cos. Inc.
      - Sarah (Prothero) Redheffer, 35, London, England, conferences operations manager, Risk Waters Group, British
      - Michele Reed, 26, Ringoes, N.J., Aon Corp.
      - Judith A. Reese, 56, Kearny, N.J., administrative assistant, LJ Gonzer
      - Donald J. Regan, 47, Wallkill, N.Y., firefighter, New York Fire Department
      - Lt. Robert M. Regan, 48, Floral Park, N.Y., firefighter, New York Fire Department
      - Thomas M. Regan, 43, Cranford, N.J., managing director, sector leader, Aon Corp.
      - Christian Michael Otto Regenhard, 28, New York, N.Y., firefighter, New York Fire Department
      - Howard Reich, 59, New York, N.Y., customer service associate, Pitney Bowes
      - Gregg Reidy, 26, Holmdel, N.J., trader, Cantor Fitzgerald
      - Kevin O. Reilly, 28, New York, N.Y., firefighter, New York Fire Department
      - Timothy E. Reilly, 40, New York, N.Y., vice president, Marsh USA
      - Joseph Reina Jr., 32, New York, N.Y., manager of operations, Cantor Fitzgerald
      - Thomas Barnes Reinig, 48, Bernardsville, N.J., investment banker at eSpeed division, Cantor Fitzgerald
      - Frank B. Reisman, 41, Princeton, N.J., trader, Cantor Fitzgerald
      - Joshua Scott Reiss, 23, New York, N.Y., bond trader, Cantor Fitzgerald
      - Karen Renda, 52, New York, N.Y., travel agent, American Express
      - John Armand Reo, 28, Larchmont, N.Y., bond trader, Cantor Fitzgerald
      - Richard Rescorla, 62, Morristown, N.J., security chief, Morgan Stanley
      - John Thomas Resta, 40, New York, N.Y., trader, Carr Futures
      - Eduvigis (Eddie) Reyes, 37, New York, N.Y., Rohde & Liesenfeld
      - Bruce A. Reynolds, 41, Columbia, N.J., patrolman, Port Authority of New York and New Jersey
      - John Frederick Rhodes, 57, Howell, N.J., claims consultant, Aon Corp.
      - Francis S. Riccardelli, 40, Westwood, N.J., manager of vertical transportation at trade center complex, Port Authority of New York and New Jersey
      - Rudolph N. Riccio, 50, New York, N.Y., Cantor Fitzgerald
      - AnnMarie (Davi) Riccoboni, 58, New York, N.Y., billing supervisor, Ohrenstein & Brown
      - David Rice, 31, New York, N.Y., investment banker, Sandler O'Neill & Partners
      - Eileen Mary Rice, 57, New York, N.Y., executive assistant, Marsh & McLennan Cos. Inc.
      - Kenneth F. Rice III, 34, Hicksville, N.Y., vice president technology division, Marsh & McLennan Cos. Inc.
      - Lt. Vernon Allan Richard, 53, Nanuet, N.Y., firefighter, New York Fire Department
      - Claude D. Richards, 46, New York, N.Y., detective, bomb squad, New York Police Department
      - Gregory Richards, 30, New York, N.Y., eSpeed division, Cantor Fitzgerald
      - Michael Richards, 38, New York, N.Y., sculptor, Jamaican
      - Venesha O. Richards, 26, North Brunswick, N.J., secretary, Marsh & McLennan Cos. Inc., Jamaican
      - James C. Riches, 29, New York, N.Y., firefighter, New York Fire Department
      - Alan Jay Richman, 44, New York, N.Y., vice president, employee benefits, Marsh & McLennan Cos. Inc.
      - John M. Rigo, 48, New York, N.Y., insurance brokerage executive, Marsh & McLennan Cos. Inc.
      - James Riley, 25, New York, N.Y.
      - Theresa (Ginger) Risco, 48, New York, N.Y., senior vice president and senior analyst, Fred Alger Management
      - Rose Mary Riso, 55, New York, N.Y., New York State Department of Taxation and Finance
      - Moises N. Rivas, 29, New York, N.Y., staff cafeteria cook, Windows on the World
      - Joseph Rivelli Jr., 43, New York, N.Y., firefighter, New York Fire Department
      - Carmen A. Rivera, 33, Westtown, N.Y., assistant vice president, Fiduciary Trust International
      - Isaias Rivera, 51, Perth Amboy, N.J., technician, CBS
      - Juan William Rivera, 27, New York, N.Y., switch engineer, General Telecom
      - Linda Rivera, 26, New York, N.Y., human resources, Marsh & McLennan Cos. Inc.
      - David E. Rivers, 40, New York, N.Y., editorial director, Waters magazine, Risk Waters Group
      - Joseph R. Riverso, 34, White Plains, N.Y., bond trader, Cantor Fitzgerald
      - Paul Rizza, 34, Park Ridge, N.J., investors services officer, Fiduciary Trust International
      - John Frank Rizzo, 50, New York, N.Y., carpenter
      - Stephen Louis Roach, 36, Verona, N.J., vice president, Cantor Fitzgerald
      - Joseph Roberto, 37, Midland Park, N.J., bank analyst, Keefe, Bruyette & Woods
      - Leo A. Roberts, 44, Wayne, N.J., municipal bond trader, Cantor Fitzgerald
      - Michael Edward Roberts, 31, New York, N.Y., firefighter, Engine 214, New York Fire Department
      - Donald Walter Robertson Jr., 35, Rumson, N.J., bond trader, Cantor Fitzgerald
      - Catherina Robinson, 45, New York, N.Y., Wachovia Corp.
      - Jeffrey Robinson, 38, Monmouth Junction, N.J., systems analyst, Marsh & McLennan Cos. Inc.
      - Michell Lee Robotham, 32, Kearny, N.J., help desk manager, Aon Corp.
      - Donald Robson, 52, Manhasset, N.Y., partner and bond broker, Cantor Fitzgerald
      - Antonio Augusto Tome Rocha, 34, East Hanover, N.J., bond broker, Cantor Fitzgerald, Portuguese
      - Raymond J. Rocha, 29, Malden, Mass., bond trader, Cantor Fitzgerald
      - Laura Rockefeller, 41, New York, N.Y., freelance delegate coordinator, Risk Waters Group
      - John M. Rodak, 39, Mantua, N.J., managing director, Sandler O'Neill & Partners
      - Antonio Jose Carrusca Rodrigues, 35, Port Washington, N.Y., police officer, Port Authority of New York and New Jersey, Portuguese
      - Anthony Rodriguez, 36, New York, N.Y., firefighter, New York Fire Department
      - Carmen Milagros Rodriguez, 46, Freehold, N.J., Aon Corp.
      - Gregory E. Rodriguez, 31, White Plains, N.Y., assistant vice president, information security, Cantor Fitzgerald
      - Marsha A. Rodriguez, 41, West Paterson, N.J., Marsh & McLennan Co.
      - Richard Rodriguez, 31, Cliffwood, N.J., police officer, Port Authority of New York and New Jersey
      - David B. Rodriguez-Vargas, 44, New York, N.Y., Windows on the World
      - Matthew Rogan, 37, West Islip, N.Y., firefighter, New York Fire Department
      - Karlie Barbara Rogers, 25, London, England, divisional sponsorship manager, Risk Waters Group
      - Scott Rohner, 22, Hoboken, N.J., foreign exchange trader, Cantor Fitzgerald
      - Keith Roma, 27, New York, N.Y., firefighter, New York Fire Patrol
      - Joseph M. Romagnolo, 37, Coram, N.Y., electrical worker, IPC Kleinknect Electric Co.
      - Efrain Franco Romero Sr., 57, Hazleton, Pa., painter, Fine Painting and Decorating
      - Elvin Santiago Romero, 34, Matawan, N.J., vice president of international equities, Cantor Fitzgerald
      - James A. Romito, 51, Westwood, N.J., chief of port authority police department, Port Authority of New York and New Jersey
      - Sean Rooney, 50, Stamford, Conn., risk management services, Aon Corp.
      - Eric Thomas Ropiteau, 24, New York, N.Y., trade support clerk, Cantor Fitzgerald
      - Aida Rosario, 42, Jersey City, N.J., assistant manager, Marsh Inc.
      - Angela Rosario, 27, New York, N.Y., traders/brokers assistant, TradeSpark, Cantor Fitzgerald
      - Wendy Alice Rosario Wakeford, 40, Freehold, N.J., broker's assistant, Cantor Fitzgerald
      - Mark H. Rosen, 45, West Islip, N.Y., partner, fixed income division, Sandler O'Neill & Partners
      - Brooke David Rosenbaum, 31, Franklin Square, N.Y., supervisor, overseas division, Cantor Fitzgerald
      - Linda Rosenbaum, 41, Little Falls, N.J., claims specialist, Marsh & McLennan
      - Sheryl Lynn Rosenbaum, 33, Warren, N.J., accountant and partner, Cantor Fitzgerald
      - Lloyd D. Rosenberg, 31, Morganville, N.J., junk bond dealer, Cantor Fitzgerald
      - Mark Louis Rosenberg, 26, Teaneck, N.J., software developer, Marsh & McLennan Cos. Inc.
      - Andrew I. Rosenblum, 45, Rockville Centre, N.Y., bond trader, Cantor Fitzgerald
      - Joshua M. Rosenblum, 28, Hoboken, N.J., assistant trader, Cantor Fitzgerald
      - Joshua A. Rosenthal, 44, New York, N.Y., senior vice president, Fiduciary Trust International
      - Richard David Rosenthal, 50, Fair Lawn, N.J., vice president of finance, Cantor Fitzgerald
      - Daniel Rossetti, 32, Bloomfield, N.J., carpenter, Certified Installation Services
      - Norman Rossinow, 39, Cedar Grove, N.J., senior vice president, Aon Corp.
      - Nicholas P. Rossomando, 35, New York, N.Y., firefighter, New York Fire Department
      - Michael Craig Rothberg, 39, Greenwich, Conn., bonds manager, Cantor Fitzgerald
      - Donna Marie Rothenberg, 53, New York, N.Y., global affairs executive, Aon Corp.
      - Nick Rowe, 29, Hoboken, N.J., client services and sales, UME Voice
      - Timothy A. Roy Sr., 36, Massapequa Park, N.Y., bus squad sergeant, New York Police Department
      - Paul G. Ruback, 50, Newburgh, N.Y., firefighter, New York Fire Department
      - Ronald J. Ruben, 36, Hoboken, N.J., vice president, equity trading, Keefe, Bruyette & Woods
      - Joanne Rubino, 45, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Bart Joseph Ruggiere, 32, New York, N.Y., broker, Cantor Fitzgerald
      - Susan Ann Ruggiero, 30, Plainview, N.Y., assistant vice president, Marsh Technologies, Marsh & McLennan Cos. Inc.
      - Adam K. Ruhalter, 40, Plainview, N.Y., controller, Cantor Fitzgerald
      - Gilbert Ruiz, 45, New York, N.Y., Windows on the World
      - Stephen P. Russell, 40, Rockaway Beach, N.Y., firefighter, New York Fire Department
      - Steven Harris Russin, 32, Mendham, N.J., partner, Cantor Fitzgerald
      - Lt. Michael Thomas Russo Sr., 44, Nesconset, N.Y., firefighter, New York Fire Department
      - Wayne Alan Russo, 37, Union, N.J., accountant, Marsh & McLennan Cos. Inc.
      - Edward Ryan, 42, Scarsdale, N.Y., first vice president, Carr Futures
      - John J. Ryan, 45, West Windsor, N.J., vice president, Keefe, Bruyette & Woods
      - Jonathan Stephan Ryan, 32, Bayville, N.Y., corporate bond broker, Euro Brokers Inc.
      - Matthew Lancelot Ryan, 54, Seaford, N.Y., battalion commander, New York Fire Department
      - Tatiana Ryjova, 36, South Salem, N.Y., Regus
      - Christina Sunga Ryook, 25, New York, N.Y., human resources department, Cantor Fitzgerald
      - Thierry Saada, 27, New York, N.Y., trader, Cantor Fitzgerald
      - Jason E. Sabbag, 26, New York, N.Y., Fiduciary Trust International
      - Scott Saber, 38, New York, N.Y., UBS Warburg
      - Joseph Sacerdote, 48, Freehold, N.J., vice president at eSpeed division, Cantor Fitzgerald
      - Francis J. Sadocha, 41, Huntington, N.Y., manager, Forte Food Service
      - Jude Elias Safi, 24, New York, N.Y., assistant trader, Cantor Fitzgerald, Lebanese
      - Brock Joel Safronoff, 26, New York, N.Y., computer systems analyst, Marsh & McLennan Cos. Inc.
      - Edward Saiya, 49, New York, N.Y., communications engineer
      - John Patrick Salamone, 37, North Caldwell, N.J., broker, Cantor Fitzgerald
      - Hernando R. Salas, 71, New York, N.Y., clerk, Civilian Complaint Review Board, Colombian
      - Juan Salas, 35, New York, N.Y., Windows on the World
      - Esmerlin Salcedo, 36, New York, N.Y., security officer, Summit Security Services
      - John Salvatore Salerno Jr., 31, Westfield, N.J., broker, Cantor Fitzgerald
      - Richard L. Salinardi, 32, Hoboken, N.J., general manager for food services, Aramark Corp.
      - Wayne John Saloman, 43, Seaford, N.Y., vice president, government bond broker, Cantor Fitzgerald
      - Nolbert Salomon, 33, New York, N.Y., security guard, Morgan Stanley, Haitian
      - Catherine Patricia Salter, 37, New York, N.Y., Aon Corp.
      - Frank Salvaterra, 41, Manhasset, N.Y., partner, Sandler O'Neill & Partners
      - Paul R. Salvio, 27, New York, N.Y., broker, Carr Futures
      - Samuel R. Salvo Jr., 59, Yonkers, N.Y., vice president, Aon Corp.
      - Carlos Samaniego, 29, New York, N.Y., Cantor Fitzgerald
      - Rena Sam-Dinnoo, 28, New York, N.Y., accounting division, Marsh & McLennan Cos. Inc.
      - James Kenneth Samuel Jr., 29, Hoboken, N.J., commodities trader, Carr Futures
      - Michael V. San Phillip, 55, Ridgewood, N.J., vice president, equity sales and trading, Sandler O'Neill & Partners
      - Sylvia San Pio Resta, 26, New York, N.Y., trader, Carr Futures
      - Hugo Sanay-Perafiel, 41, New York, N.Y., chef, Euro Brokers Inc.
      - Alva Jeffries Sanchez, 41, Hempstead, N.Y., Marsh & McLennan Cos. Inc.
      - Jacquelyn P. Sanchez, 23, New York, N.Y., compliance assistant, Cantor Fitzgerald
      - Eric Sand, 36, Westchester, N.Y., stock trader, Cantor Fitzgerald
      - Stacey Leigh Sanders, 25, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Herman Sandler, 57, New York, N.Y., chief executive, Sandler O'Neill & Partners
      - James Sands Jr., 39, Bricktown, N.J., strategic development engineer, eSpeed, Cantor Fitzgerald
      - Ayleen J. Santiago, 40, New York, N.Y., Blue Cross Blue Shield
      - Kirsten Santiago, 26, New York, N.Y., Insurance Overload Systems
      - Maria Theresa Santillan, 27, Morris Plains, N.J., customer service representative for eSpeed, Cantor Fitzgerald
      - Susan G. Santo, 24, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Christopher Santora, 23, New York, N.Y., firefighter, New York Fire Department
      - John Santore, 49, New York, N.Y., firefighter, New York Fire Department
      - Mario L. Santoro, 28, New York, N.Y., emergency medical technician, New York Presbyterian Hospital
      - Rafael Humberto Santos, 42, New York, N.Y., data center operator, Cantor Fitzgerald, Colombian
      - Rufino Conrado F. (Roy) Santos III, 37, New York, N.Y., computer consultant for Guy Carpenter, Accenture, Filipino
      - Kalyan K. Sarkar, 53, Westwood, N.J., Port Authority of New York and New Jersey
      - Chapelle Sarker, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Paul F. Sarle, 38, Babylon, N.Y., MBS broker, mortgages, Cantor Fitzgerald
      - Deepika Kumar Sattaluri, 33, Edison, N.J., consultant at Marsh & McLennan Cos. Inc.
      - Gregory Thomas Saucedo, 31, New York, N.Y., firefighter, New York Fire Department
      - Susan Sauer, 48, Chicago, Ill., managing director, Marsh Inc., Marsh & McLennan Cos. Inc.
      - Anthony Savas, 72, New York, N.Y., construction inspector, Port Authority of New York and New Jersey
      - Vladimir Savinkin, 21, New York, N.Y., accountant, Cantor Fitzgerald
      - Jackie Sayegh Duggan, 34, banquet and party planner, Windows on the World
      - John Sbarbaro, 45, New York, N.Y., MBS desk, Cantor Fitzgerald
      - Robert L. Scandole Jr., 36, Pelham Manor, N.Y., vice president, Cantor Fitzgerald
      - Michelle Scarpitta, 26, New York, N.Y., compliance administrator, Euro Brokers Inc.
      - Dennis Scauso, 46, Dix Hills, N.Y., firefighter, New York Fire Department
      - John A. Schardt, 34, New York, N.Y., firefighter, New York Fire Department
      - John G. Scharf, 29, Manorville, N.Y.
      - Fred Claude Scheffold Jr., 57, Piermont, N.Y., battalion commander, New York Fire Department
      - Angela Susan Scheinberg, 46, New York, N.Y., manager, Blue Cross Blue Shield
      - Scott M. Schertzer, 28, Edison, N.J., human resources department, Cantor Fitzgerald
      - Sean Schielke, 27, New York, N.Y., trader, Cantor Fitzgerald
      - Steven Francis Schlag, 41, Franklin Lakes, N.J., Cantor Fitzgerald
      - Jon S. Schlissel, 51, Jersey City, N.J., mediator, New York State Department of Taxation and Finance
      - Karen Helene Schmidt, 42, Bellmore, N.Y.
      - Ian Schneider, 45, Short Hills, N.J., senior managing director, Cantor Fitzgerald
      - Thomas G. Schoales, 27, Stony Point, N.Y., firefighter, New York Fire Department
      - Marisa Di Nardo Schorpp, 38, White Plains, N.Y., commodities broker, Cantor Fitzgerald, Italian
      - Frank G. Schott, 39, Massapequa, N.Y., assistant vice president for technology, Marsh & McLennan Cos. Inc.
      - Gerard P. Schrang, 45, Holbrook, N.Y., firefighter, New York Fire Department
      - Jeffrey Schreier, 48, New York, N.Y., mailroom clerk and messenger, Cantor Fitzgerald
      - John T. Schroeder, 31, Hoboken, N.J., equity trader, Fred Alger Management
      - Susan Lee Kennedy Schuler, 55, Allentown, N.J., securities operations consultant, Singer Frumento LLP
      - Edward W. Schunk, 54, Baldwin, N.Y., bond broker, Cantor Fitzgerald
      - Mark E. Schurmeier, 44, McLean, Va., director of strategic engineering, Federal Home Loan Mortgage Corp.
      - Clarin Shellie Schwartz, 51, New York, N.Y., senior vice president, Aon Corp.
      - Mark Schwartz, 50, West Hempstead, N.Y., emergency medical technician
      - Adriane Victoria Scibetta, 31, New York, N.Y., accountant, Cantor Fitzgerald
      - Raphael Scorca, 61, Beachwood, N.J., assistant vice president/senior technical financial analyst, Marsh & McLennan Cos. Inc.
      - Randolph Scott, 48, Stamford, Conn., broker, Euro Brokers Inc.
      - Christopher J. Scudder, 34, Monsey, N.Y., computer technician, EnPointe Technologies
      - Arthur Warren Scullin, 57, New York, N.Y., senior vice president and director of taxes, Marsh Inc.
      - Michael Seaman, 41, Manhasset, N.Y., senior vice president, Cantor Fitzgerald
      - Margaret Seeliger, 34, New York, N.Y., director of underwriting, Combined Insurance, Aon Corp.
      - Anthony Segarra, 52, New York, N.Y., electrical worker, Proven Electrical Contracting Inc.
      - Carlos Segarra, 54, New York, N.Y., securities trader, Wachovia Corp.
      - Jason Sekzer, 31, New York, N.Y., vice president, Cantor Fitzgerald
      - Matthew Carmen Sellitto, 23, Morristown, N.J., trading desk, Cantor Fitzgerald
      - Howard Selwyn, 47, Hewlett, N.Y., vice president, Euro Brokers Inc., British
      - Larry John Senko, 34, Yardley, Pa., director of recruiting, Alliance Consulting
      - Arturo Angelo Sereno, 29, New York, N.Y., maintenance, BP Air Conditioning
      - Frankie Serrano, 23, Elizabeth, N.J., telecommunications technician, Genuity
      - Alena Sesinova, 57, New York, N.Y., information technology, Marsh Inc.
      - Adele Sessa, 36, New York, N.Y., sales associate, Cantor Fitzgerald
      - Sita Nermalla Sewnarine, 37, New York, N.Y., disaster recovery agent, Fiduciary Trust International
      - Karen Lynn Seymour-Dietrich, 40, Millington, N.J., technology specialist, Garban Intercapital
      - Davis (Deeg) Sezna Jr., 22, New York, N.Y., Sandler O'Neill & Partners
      - Thomas Joseph Sgroi, 45, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Jayesh Shah, 38, Edgewater, N.J., vice president, TradeSpark energy products, Cantor Fitzgerald
      - Khalid M. Shahid, 35, Union, N.J., systems administrator, eSpeed, Cantor Fitzgerald
      - Mohammed Shajahan, 41, Spring Valley, N.Y., computer administrator, Marsh & McLennan Cos. Inc.
      - Gary Shamay, 23, New York, N.Y., equities desktop support, Cantor Fitzgerald
      - Earl Richard Shanahan, 50, New York, N.Y., senior accountant, Marsh & McLennan
      - Neil G. Shastri, 25, New York, N.Y., consultant to Cantor Fitzgerald, Scient
      - Kathryn Anne Shatzoff, 37, New York, N.Y., consultant's assistant, Marsh & McLennan Cos. Inc.
      - Barbara A. Shaw, 57, Morris Township, N.J., North American manager for capital markets, Compaq
      - Jeffrey J. Shaw, 42, Levittown, N.Y., electrician, Forest Electric Corp.
      - Robert J. Shay Jr., 27, New York, N.Y., bond broker, Cantor Fitzgerald
      - Daniel James Shea, 37, Pelham Manor, N.Y., managing director and partner, Cantor Fitzgerald
   &nbs, p;  - Joseph Patrick Shea, 47, Pelham, N.Y., senior executive, Cantor Fitzgerald
      - Linda Sheehan, 40, New York, N.Y., vice president, Sandler O'Neill & Partners
      - Hagay Shefi, 34, Tenafly, N.J., founder, GoldTier Technologies
      - John Anthony Sherry, 34, Rockville Centre, N.Y., trader, Euro Brokers Inc.
      - Atsushi Shiratori, 36, New York, N.Y., dollar/yen options trader, Cantor Fitzgerald, Japanese
      - Thomas Shubert, 43, New York, N.Y., international trader, Cantor Fitzgerald
      - Mark Shulman, 44, Old Bridge, N.J., fire prevention and risk consultant, Marsh & McLennan Cos. Inc.
      - See-Wong Shum, 44, Westfield, N.J., New York State Department of Transportation
      - Allan Shwartzstein, 37, Chappaqua, N.Y., equities trader, Cantor Fitzgerald
      - Johanna Sigmund, 25, Syndmoor, Pa., investor liaision, Fred Alger Management
      - Dianne T. Signer, 32, New York, N.Y., Fred Alger Management
      - Gregory Sikorsky, 34, Spring Valley, N.Y., firefighter, New York Fire Department
      - Stephen Gerard Siller, 34, West Brighton, N.Y., firefighter, New York Fire Department
      - David Silver, 35, New Rochelle, N.Y., vice president for eSpeed, Cantor Fitzgerald
      - Craig A. Silverstein, 41, Wyckoff, N.J., equities trader, Sandler O'Neill & Partners
      - Nasima H. Simjee, 38, New York, N.Y., Fiduciary Trust International
      - Bruce Edward Simmons, 41, Ridgewood, N.J., partner, Sandler O'Neill & Partners
      - Arthur Simon, 57, Thiells, N.Y., equities trader, Fred Alger Management
      - Kenneth Alan Simon, 34, Secaucus, N.J., equities trader, Cantor Fitzgerald
      - Michael John Simon, 40, Harrington Park, N.J., energy broker, Cantor Fitzgerald
      - Paul Joseph Simon, 54, New York, N.Y., computer consultant, Marsh & McLennan Cos. Inc.
      - Marianne Simone, 62, New York, N.Y., communications specialist, Cantor Fitzgerald
      - Barry Simowitz, 64, New York, N.Y., auditor, New York State Department of Taxation and Finance
      - Jeff Simpson, 38, Lake Ridge, Va., project manager, Oracle
      - Khamladai K. (Khami) Singh, 25, New York, N.Y., assistant banquet manager, Windows on the World
      - Roshan R. (Sean) Singh, 21, New York, N.Y., equipment technician, Windows on the World
      - Thomas Sinton III, 44, Croton-on-Hudson, N.Y., senior vice president, Cantor Fitzgerald
      - Peter A. Siracuse, 29, New York, N.Y., bond broker, Cantor Fitzgerald
      - Muriel F. Siskopoulos, 60, New York, N.Y., secretary, Keefe, Bruyette & Woods
      - Joseph M. Sisolak, 35, New York, N.Y., senior vice president, Marsh & McLennan Cos. Inc.
      - John P. Skala, 31, Clifton, N.J., police officer, Port Authority of New York and New Jersey
      - Francis J. Skidmore Jr., 58, Mendham, N.J., institutional money markets broker, Euro Brokers Inc.
      - Toyena Corliss Skinner, 27, Kingston, N.J., Wachovia Corp.
      - Paul A. Skrzypek, 37, New York, N.Y., broker at eSpeed division, Cantor Fitzgerald
      - Christopher Paul Slattery, 31, New York, N.Y., trader, Cantor Fitzgerald
      - Vincent R. Slavin, 41, Belle Harbor, N.Y., vice president, partner, equities, Cantor Fitzgerald
      - Robert Sliwak, 42, Wantagh, N.Y., bond trader, Cantor Fitzgerald
      - Paul K. Sloan, 26, New York, N.Y., research department, Keefe, Bruyette & Woods
      - Stanley S. Smagala Jr., 36, Holbrook, N.Y., firefighter, New York Fire Department
      - Wendy L. Small, 26, New York, N.Y., secretary, Cantor Fitzgerald
      - Catherine T. Smith, 44, West Haverstraw, N.Y., division vice president, Marsh & McLennan Cos. Inc.
      - Daniel Laurence Smith, 47, Northport, N.Y., mortgage broker, Euro Brokers Inc.
      - George Eric Smith, 38, West Chester, Pa., senior business analyst, SunGard Asset Management Systems/Global Plus
      - James G. Smith, 43, Garden City, N.Y., trader, Cantor Fitzgerald
      - Jeffrey Randall Smith, 36, New York, N.Y., equity research analyst, Sandler O'Neill & Partners
      - Joyce Smith, 55, New York, N.Y., food service handler, Forte Food Service, Jamaican
      - Karl Trumbull Smith, 44, Little Silver, N.J., municipal bond broker, Cantor Fitzgerald
      - Kevin Smith, 47, Mastic, N.Y., firefighter, New York Fire Department
      - Leon Smith Jr., 48, New York, N.Y., firefighter, New York Fire Department
      - Moira Smith, 38, New York, N.Y., police officer, 13th precinct, New York Police Department
      - Rosemary A. Smith, 61, New York, N.Y., receptionist, Sidley Austin Brown & Wood
      - Sandra Fajardo Smith, 37, New York, N.Y., accountant, Marsh & McLennan Cos. Inc., Brazilian
      - Bonnie S. Smithwick, 54, Quogue, N.Y., Fred Alger Management
      - Rochelle Monique Snell, 24, Mount Vernon, N.Y., administrative assistant, Regus, Jamaican
      - Leonard J. Snyder Jr., 35, Cranford, N.J., vice president of special risks, Aon Corp

      - Astrid Elizabeth Sohan, 32, Freehold, N.J., manager, Marsh Inc.
      - Sushil Solanki, 35, New York, N.Y., computer operator, Cantor Fitzgerald
      - Ruben Solares, 51, New York, N.Y., mailroom worker, Cantor Fitzgerald
      - Naomi Leah Solomon, 52, New York, N.Y., vice president of business development, Callixa
      - Daniel W. Song, 34, New York, N.Y., bond broker, Cantor Fitzgerald
      - Michael C. Sorresse, 34, Morris Plains, N.J., vice president, Marsh Inc.
      - Fabian Soto, 31, Harrison, N.J., janitorial, window cleaner, ABM Industries
      - Timothy P. Soulas, 35, Basking Ridge, N.J., managing director of foreign currencies, Cantor Fitzgerald
      - Gregory T. Spagnoletti, 32, New York, N.Y., bond salesman, Keefe, Bruyette & Woods
      - Donald F. Spampinato Jr., 39, Manhasset, N.Y., corporate bond trader, Cantor Fitzgerald
      - Thomas Sparacio, 35, New York, N.Y., currency trader, Euro Brokers Inc.
      - John Anthony Spataro, 32, Mineola, N.Y., Marsh & McLennan Cos. Inc.
      - Robert W. Spear Jr., 30, Valley Cottage, N.Y., firefighter, New York Fire Department
      - Maynard S. Spence Jr., 42, Douglasville, Ga., construction safety consultant, Marsh & McLennan Cos. Inc.
      - George E. Spencer III, 50, West Norwalk, Conn., credit derivative desk, Euro Brokers Inc.
      - Robert Andrew Spencer, 35, Red Bank, N.J., foreign exchange broker, Cantor Fitzgerald
      - Mary Rubina Sperando, 39, New York, N.Y., director of marketing and communications, Encompys
      - Frank J. Spinelli, 44, Short Hills, N.J., foreign exchange broker, Cantor Fitzgerald
      - William E. Spitz, 49, Oceanside, N.Y., government bonds broker, Cantor Fitzgerald
      - Joseph P. Spor, 35, Yorktown Heights, N.Y., firefighter, New York Fire Department
      - Klaus Johannes Sprockamp, 42, Muhltal, Germany, chief financial officer, LION Bioscience AG, German
      - Saranya Srinuan, 23, New York, N.Y., bond trader, Cantor Fitzgerald
      - Fitzroy St. Rose, 40, New York, N.Y., computer technician, General Telecom
      - Michael F. Stabile, 50, New York, N.Y., currency broker, Euro Brokers Inc.
      - Lawrence T. Stack, 58, Lake Ronkonkoma, N.Y., battalion commander, New York Fire Department
      - Capt. Timothy Stackpole, 42, New York, N.Y., firefighter, New York Fire Department
      - Richard James Stadelberger, 55, Middletown, N.J., Fiduciary Trust International
      - Eric A. Stahlman, 43, Holmdel Township, N.J., money trader, Cantor Fitzgerald
      - Gregory M. Stajk, 46, Long Beach, N.Y., firefighter, New York Fire Department
      - Alexandru Liviu Stan, 34, New York, N.Y., consultant at Cantor Fitzgerald
      - Corina Stan, 31, Middle Village, N.Y., programmer analyst, Cantor Fitzgerald
      - Mary D. Stanley, 53, New York, N.Y., vice president and technical analyst, Marsh & McLennan Cos. Inc.
      - Anthony M. Starita, 35, Westfield, N.J., limited partner, Cantor Fitzgerald
      - Jeffrey Stark, 30, New York, N.Y., firefighter, New York Fire Department
      - Derek James Statkevicus, 30, Norwalk, Conn., research department, Keefe, Bruyette & Woods
      - Craig William Staub, 30, Basking Ridge, N.J., senior vice president, research, Keefe, Bruyette & Woods
      - William V. Steckman, 56, West Hempstead, N.Y., engineer, WNBC-TV
      - Eric Thomas Steen, 32, New York, N.Y., bond trader, Euro Brokers Inc.
      - William R. Steiner, 56, New Hope, Pa., consultant at Marsh & McLennan Cos. Inc.
      - Alexander Robbins Steinman, 32, Hoboken, N.J., trader, Cantor Fitzgerald
      - Andrew Stergiopoulos, 23, New York, N.Y., product development, Cantor Fitzgerald
      - Andrew Stern, 45, Bellmore, N.Y., broker, Cantor Fitzgerald
      - Martha Jane Stevens, 55, New York, N.Y., Aon Corp.
      - Michael James Stewart, 42, New York, N.Y., account executive, Carr Futures
      - Richard H. Stewart Jr., 35, New York, N.Y., corporate bond trader, Cantor Fitzgerald
      - Sanford M. Stoller, 54, New York, N.Y., Accenture
      - Lonny J. Stone, 43, Bellmore, N.Y., operations manager, Carr Futures
      - Jimmy Nevill Storey, 58, Katy, Texas, senior vice president in Houston office, Marsh & McLennan Cos. Inc.
      - Timothy Stout, 42, Dobbs Ferry, N.Y., quality assurance specialist, Cantor Fitzgerald
      - Thomas S. Strada, 41, Chatham, N.J., bond broker, Cantor Fitzgerald
      - James J. Straine Jr., 36, Oceanport, N.J., fixed- income investment salesman, Cantor Fitzgerald
      - Edward W. Straub, 48, Morris Township, N.J., president of compensation consulting, Aon Corp.
      - George Strauch Jr., 53, Avon-by-the-Sea, N.J., insurance broker, Aon Corp.
      - Edward T. Strauss, 44, Edison, N.J., chief of World Trade Center operations, Port Authority of New York and New Jersey
      - Steven R. Strauss, 51, Fresh Meadows, N.Y., electrical worker, Petrocelli Electric
      - Steven F. Strobert, 33, Ridgewood, N.J., trader, Cantor Fitzgerald
      - Walwyn W. Stuart, 28, Valley Stream, N.Y., police officer, Port Authority of New York and New Jersey
      - Benjamin Suarez, 36, New York, N.Y., firefighter, New York Fire Department
      - David S. Suarez, 24, Princeton, N.J., systems consultant, Deloitte Consulting
      - Ramon Suarez, 45, New York, N.Y., police officer, transit district 4, New York Police Department
      - Yoichi Sugiyama, 34, Fort Lee, N.J., manager, Fuji Bank, Japanese
      - William Christopher Sugra, 30, New York, N.Y., network administrator for eSpeed, Cantor Fitzgerald
      - Daniel Suhr, 37, Nesconset, N.Y., firefighter, New York Fire Department
      - David Marc Sullins, 30, New York, N.Y., paramedic, Cabrini Hospital, Filipino
      - Lt. Christopher P. Sullivan, 38, Massapequa, N.Y., firefighter, New York Fire Department
      - Patrick Sullivan, 32, New York, N.Y., Cantor Fitzgerald
      - Thomas Sullivan, 38, Kearney, N.J., partner, Harvey Young Yurman Inc.
      - Hilario Soriano (Larry) Sumaya Jr., 42, New York, N.Y., technology manager, Marsh & McLennan Cos. Inc., Filipino
      - James Joseph Suozzo, 47, Hauppauge, N.Y., sales, corp. broker, Cantor Fitzgerald
      - Colleen Supinski, 27, New York, N.Y., assets trader, Sandler O'Neill & Partners
      - Robert Sutcliffe, 39, Huntington, N.Y., broker, Harvey Young Yurman Inc.
      - Selina Sutter, 63, New York, N.Y., First Liberty Investment Group
      - Claudia Suzette Sutton, 34, New York, N.Y., senior regulator accountant, Cantor Fitzgerald
      - John F. Swaine, 36, Larchmont, N.Y., trader, Cantor Fitzgerald
      - Kristine M. Swearson, 34, New York, N.Y., web designer for eSpeed, Cantor Fitzgerald
      - Brian Edward Sweeney, 29, Merrick, N.Y., firefighter, New York Fire Department
      - Kenneth J. Swensen, 40, Chatham, N.J., vice president, Cantor Fitzgerald
      - Thomas F. Swift, 30, Jersey City, N.J., assistant vice president, Morgan Stanley
      - Derek O. Sword, 29, New York, N.Y., equities sales analyst, Keefe, Bruyette & Woods, British
      - Kevin T. Szocik, 27, Garden City, N.Y., equity research analyst, Keefe, Bruyette & Woods
      - Gina Sztejnberg, 52, Ridgewood, N.J., database architect consultant for Marsh & McLennan Cos. Inc.
      - Norbert P. Szurkowski, 31, New York, N.Y., wallpaper hanger, Signature Painting and Decorating
      - Harry Taback, 56, New York, N.Y., managing regional director/executive vice president in risk control strategy and consulting, Marsh & McLennan Cos. Inc.
      - Joann Tabeek, 41, New York, N.Y., vice president, Cantor Fitzgerald
      - Norma C. Taddei, 64, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Michael Taddonio, 39, Huntington, N.Y., bond broker, Euro Brokers Inc.
      - Keiji Takahashi, 42, Tenafly, N.J., manager, Mizuho Capital Markets Corp., Japanese
      - Phyllis Gail Talbot, 53, New York, N.Y., vice president, Marsh USA
      - Robert R. Talhami, 40, Shrewsbury, N.J., broker, Cantor Fitzgerald
      - Sean Patrick Tallon, 26, Yonkers, N.Y., firefighter, New York Fire Department
      - Paul Talty, 40, Wantagh, N.Y., police officer, New York Police Department
      - Maurita Tam, 22, New York, N.Y., executive assistant, Aon Corp.
      - Rachel Tamares, 30, New York, N.Y., Aon Corp.
      - Hector Tamayo, 51, New York, N.Y., project manager, Vanderbilt Group Inc., Filipino
      - Michael Andrew Tamuccio, 37, Pelham Manor, N.Y., vice president of equity trading, Fred Alger Management
      - Kenichiro Tanaka, 52, Rye Brook, N.Y., corporate banking general manager, Fuji Bank, Japanese
      - Rhondelle Cherie Tankard, 31, Devonshire, Bermuda, Aon Corp.
      - Michael Anthony Tanner, 44, Secaucus, N.J., trader, Cantor Fitzgerald
      - Dennis Gerard Taormina Jr., 36, Montville, N.J., vice president, Marsh & McLennan Cos. Inc.
      - Kenneth Joseph Tarantino, 39, Bayonne, N.J., currency trader, Cantor Fitzgerald
      - Allan Tarasiewicz, 45, New York, N.Y., firefighter, New York Fire Department
      - Ronald Tartaro, 39, Bridgewater, N.J., executive vice president, Fred Alger Management
      - Darryl Taylor, 52, New York, N.Y., computer systems analyst, General Telecom
      - Donnie Brooks Taylor, 40, New York, N.Y., office services assistant, Aon Corp.
      - Lorisa Ceylon Taylor, 31, New York, N.Y., insurance broker, Marsh & McLennan Cos. Inc.
      - Michael M. Taylor, 42, New York, N.Y., high-yield bond broker, Cantor Fitzgerald
      - Paul A. Tegtmeier, 41, Hyde Park, N.Y., firefighter, New York Fire Department
      - Yeshavant Moreshwar Tembe, 59, Piscataway, N.J., excise tax auditor, New York State Department of Taxation and Finance
      - Anthony Tempesta, 38, Elizabeth, N.J., broker, Cantor Fitzgerald
      - Dorothy Temple, 52, New York, N.Y., New York State Department of Taxation and Finance
      - Stanley L. Temple, 77, New York, N.Y.
      - David Tengelin, 25, New York, N.Y., accountant, Marsh & McLennan Cos. Inc., Swedish
      - Brian J. Terrenzi, 29, Hicksville, N.Y., global network manager, Cantor Fitzgerald
      - Lisa Marie Terry, 42, Rochester, Mich., vice president, Marsh & McLennan Cos. Inc.
      - Goumatie T. Thackurdeen, 35, New York, N.Y., vice president, Fiduciary Trust International
      - Harshad Sham Thatte, 30, Norcross, Ga., consultant at Marsh & McLennan Cos. Inc.
      - Thomas F. Theurkauf Jr., 44, Stamford, Conn., executive vice president, Keefe, Bruyette & Woods
      - Lesley Thomas-O'Keefe, 40, Hoboken, N.J., Cantor Fitzgerald
      - Brian T. Thompson, 49, Dix Hills, N.Y., vice president, human resources, Fuji Bank
      - Clive Thompson, 43, Summit, N.J., broker, Euro Brokers Inc.
      - Glenn Thompson, 44, New York, N.Y., bond trader, Cantor Fitzgerald
      - Nigel Bruce Thompson, 33, New York, N.Y., senior broker, Cantor Fitzgerald
      - Perry Anthony Thompson, 36, Mount Laurel, N.J., accountant, Aon Corp.
      - Vanavah Alexi Thompson, 26, New York, N.Y., janitorial, cleaner, ABM Industries
      - Capt. William Harry Thompson, 51, New York, N.Y., associate court officer, New York state courts
      - Eric Raymond Thorpe, 35, New York, N.Y., Keefe, Bruyette & Woods
      - Nichola A. Thorpe, 22, New York, N.Y., accounting department, Keefe, Bruyette & Woods, Jamaican
      - Sal Tieri Jr., 40, Shrewsbury, N.J., managing director, Marsh & McLennan Cos. Inc.
      - John Patrick Tierney, 27, New York, N.Y., firefighter, New York Fire Department
      - Mary Ellen Tiesi, 38, Jersey City, N.J.
      - William R. Tieste, 54, Basking Ridge, N.J., executive vice president of equity sales, Cantor Fitzgerald
      - Kenneth F. Tietjen, 31, Matawan, N.J., police officer, Port Authority of New York and New Jersey
      - Stephen Edward Tighe, 41, Rockville Centre, N.Y., Cantor Fitzgerald
      - Scott C. Timmes, 28, Ridgewood, N.Y., commodities customer service clerk, Carr Futures
      - Michael E. Tinley, 56, Dallas, Texas, vice president, Marsh Inc.
      - Jennifer M. Tino, 29, Livingston, N.J., Marsh & McLennan Cos. Inc.
      - Robert Frank Tipaldi, 25, New York, N.Y., assistant trader, Cantor Fitzgerald
      - John J. Tipping II, 33, Port Jefferson, N.Y., firefighter, New York Fire Department
      - David Tirado, 26, New York, N.Y., technical services representative, Rent-a-PC
      - Hector Luis Tirado Jr., 30, New York, N.Y., firefighter, New York Fire Department
      - Michelle Titolo, 34, Copaigue, N.Y., equity controller, Cantor Fitzgerald
      - John J. Tobin, 47, Kenilworth, N.J., senior vice president, Marsh & McLennan Cos. Inc.
      - Richard J. Todisco, 61, Wyckoff, N.J., vice president, Sandler O'Neill & Partners
      - Vladimir Tomasevic, 36, Etobicoke, Ontario, Canada, vice president of software development, Optus
      - Stephen K. Tompsett, 39, Garden City, N.Y., computer scientist and vice president, Instinet (Reuters)
      - Thomas Tong, 31, New York, N.Y.
      - Doris Torres, 32, New York, N.Y., Fiduciary Trust
      - Luis Eduardo Torres, 31, New York, N.Y., broker, Cantor Fitzgerald, Colombian
      - Amy E. Toyen, 24, Newton, Mass., marketing for sales and trading group, Thomson Financial Services
      - Christopher M. Traina, 25, Bricktown, N.J., break clerk, Carr Futures
      - Daniel Patrick Trant, 40, Northport, N.Y., trader, Cantor Fitzgerald
      - Abdoul Karim Traore, 41, New York, N.Y., banquet cook, Windows on the World, Ivory Coast
      - Glenn J. Travers, 53, Tenafly, N.J., electrician, Forest Electric Corp.
      - Walter (Wally) P. Travers Jr., 44, Upper Saddle River, N.J., bond broker, Cantor Fitzgerald
      - Felicia Traylor-Bass, 38, New York, N.Y., office manager, Alliance Consulting
      - Lisa L. Trerotola, 38, Hazlet, N.J., principal office assistant, Port Authority of New York and New Jersey
      - Karamo Trerra, 40, New York, N.Y., computer technician, ASAP NetSource
      - Michael Trinidad, 33, New York, N.Y., telecommunications accounting, Cantor Fitzgerald
      - Francis Joseph Trombino, 68, Clifton, N.J., security guard, Brinks
      - Gregory J. Trost, 26, New York, N.Y., research analyst, Keefe, Bruyette & Woods
      - William Tselepis Jr., 33, New Providence, N.J., broker, Cantor Fitzgerald
      - Zhanetta Tsoy, 32, Jersey City, N.J., accountant, Marsh & McLennan Cos. Inc.
      - Michael Patrick Tucker, 40, Rumson, N.J., partner/senior vice president, Cantor Fitzgerald
      - Lance Richard Tumulty, 32, Bridgewater, N.J., distressed trading manager, Euro Brokers Inc.
      - Ching Ping Tung, 44, New York, N.Y.
      - Simon James Turner, 39, London, England, publishing director, Risk Waters Group
      - Donald Joseph Tuzio, 51, Goshen, N.Y., former systems programmer, Bear Stearns
      - Robert T. Twomey, 48, New York, N.Y., trader, Harvey Young Yurman Inc.
      - Jennifer Tzemis, 26, New York, N.Y., financial analyst, Fred Alger Management
      - John G. Ueltzhoeffer, 36, Roselle Park, N.J., assistant vice president/senior technical financial analyst, Marsh & McLennan Cos. Inc.
      - Tyler V. Ugolyn, 23, New York, N.Y., research associate, Fred Alger Management
      - Michael A. Uliano, 42, Aberdeen, N.J., options broker, Cantor Fitzgerald
      - Jonathan J. Uman, 33, Westport, Conn., managing director for eSpeed, Cantor Fitzgerald
      - Anil Shivhari Umarkar, 34, Hackensack, N.J., computer programmer/consultant for eSpeed at Cantor Fitzgerald
      - Allen V. Upton, 44, New York, N.Y., first vice president, corporate bonds, Cantor Fitzgerald
      - Diane Maria Urban, 50, Malverne, N.Y., tax auditor, New York State Department of Taxation and Finance
      - John Damien Vaccacio, 30, New York, N.Y., bond broker, Cantor Fitzgerald
      - Bradley H. Vadas, 37, Westport, Conn., senior vice president, Keefe, Bruyette & Woods
      - Mayra Valdes-Rodriguez, 39, New York, N.Y., Aon Corp.
      - Felix Antonio Vale, 29, New York, N.Y., manager, Cantor Fitzgerald
      - Ivan Vale, 27, New York, N.Y., Cantor Fitzgerald
      - Benito Valentin, 33, New York, N.Y., travel consultant at Marsh & McLennan Cos. Inc., American Express
      - Santos Valentin Jr., 39, New York, N.Y., emergency service squad 7, New York Police Department
      - Carlton Francis Valvo II, 38, New York, N.Y., vice president of interest rate swaps, Cantor Fitzgerald
      - Erica Van Acker, 62, New York, N.Y., Aon Corp., British
      - Kenneth W. Van Auken, 47, East Brunswick, N.J., bond trader, Cantor Fitzgerald
      - Richard Bruce Van Hine, 48, Greenwood Lake, N.Y., firefighter, New York Fire Department
      - Daniel M. Van Laere, 46, Glen Rock, N.J., risk analyst and underwriter, Aon Corp.
      - Edward Raymond Vanacore, 29, Jersey City, N.J., stock analyst, Fiduciary Trust International
      - Jon C. Vandevander, 44, Ridgewood, N.J., vice president, Carr Futures
      - Frederick T. Varacchi, 35, Greenwich, Conn., president of eSpeed, Cantor Fitzgerald
      - Gopalakrishnan Varadhan, 32, New York, N.Y., Cantor Fitzgerald
      - David Vargas, 46, New York, N.Y., customer service manager, Pitney Bowes
      - Scott C. Vasel, 32, Park Ridge, N.J., disaster recovery specialist, Marsh & McLennan Cos. Inc.
      - Azael Ismael Vasquez, 21, New York, N.Y., food service handler, Forte Food Service
      - Santos Vasquez, 55, New York, N.Y., mailroom associate, Cantor Fitzgerald
      - Arcangel Vazquez, 47, New York, N.Y., maintenance
      - Peter Anthony Vega, 36, New York, N.Y., firefighter, New York Fire Department
      - Sankara S. Velamuri, 63, Avenel, N.J., auditor, New York State Department of Taxation and Finance
      - Jorge Velazquez, 47, Passaic, N.J., security guard, Morgan Stanley
      
      - Lawrence Veling, 44, New York, N.Y., firefighter, New York Fire Department
      - Anthony M. Ventura, 41, Middletown, N.J., Fiduciary Trust International
      - David Vera, 41, New York, N.Y., senior telecommunications technician, Euro Brokers Inc.
      - Loretta A, Vero, 51, Nanuet, N.Y.
      - Christopher Vialonga, 30, Demarest, N.J., foreign currency trader, Carr Futures
      - Matthew Gilbert Vianna, 23, Manhasset, N.Y., sales, TradeSpark, Cantor Fitzgerald
      - Robert A. Vicario, 40, Weehawken, N.J., contractor
      - Celeste Torres Victoria, 41, New York, N.Y., conferences telesales executive, Risk Waters Group
      - Joanna Vidal, 26, Yonkers, N.Y., event coordinator, Risk Waters Group
      - John T. Vigiano II, 36, West Islip, N.Y., firefighter, New York Fire Department
      - Joseph Vincent Vigiano, 34, Medford, N.Y., detective, New York Police Department
      - Frank J. Vignola Jr., 44, Merrick, N.Y., senior vice president and partner, Cantor Fitzgerald
      - Joseph B. Vilardo, 44, Stanhope, N.J., senior vice president, Cantor Fitzgerald
      - Sergio Villanueva, 33, New York, N.Y., firefighter, New York Fire Department
      - Chantal Vincelli, 38, New York, N.Y., director, member services, Data Synapse
      - Melissa Vincent, 28, Hoboken, N.J., resource manager, Alliance Consulting
      - Francine A. Virgilio, 48, New York, N.Y., vice president, Aon Corp.
      - Lawrence Virgilio, 38, firefighter, New York Fire Department
      - Joseph G. Visciano, 22, New York, N.Y., trader, Keefe, Bruyette & Woods
      - Joshua S. Vitale, 28, Great Neck, N.Y., trading sales clerk, Cantor Fitzgerald
      - Maria Percoco Vola, 37, New York, N.Y., administrative assistant, Aon Corp.
      - Lynette D. Vosges, 48, New York, N.Y., senior vice president of reinsurance, Aon Corp.
      - Garo H. Voskerijian, 43, Valley Stream, N.Y., global technology services, Marsh & McLennan Cos. Inc.
      - Alfred Vukosa, 32, New York, N.Y., information technology specialist, Cantor Fitzgerald
      - Gregory Wachtler, 25, Ramsey, N.J., research associate, Fred Alger Management
      - Gabriela Waisman, 33, New York, N.Y., office manager, Sybase
      - Courtney Wainsworth Walcott, 37, New York, N.Y., manager, IQ Financial Systems, Jamaican
      - Victor Wald, 49, New York, N.Y., stock broker, Avalon Partners
      - Benjamin Walker, 41, Suffern, N.Y., Marsh & McLennan Cos. Inc.
      - Glen J. Wall, 38, Rumson, N.J., senior vice president, Cantor Fitzgerald
      - Mitchel Scott Wallace, 34, Mineola, N.Y., court officer, New York State Supreme Court
      - Peter G. Wallace, 66, Lincoln Park, N.J., vice president, Marsh Inc.
      - Lt. Robert F. Wallace, 43, New York, N.Y., firefighter, New York Fire Department
      - Roy Michael Wallace, 42, Wyckoff, N.J., broker, Cantor Fitzgerald
      - Jean Marie Wallendorf, 23, New York, N.Y., Keefe, Bruyette & Woods
      - Matthew Blake Wallens, 31, New York, N.Y., vice president, Cantor Fitzgerald
      - John Wallice Jr., 43, Huntington, N.Y., international equities trader, Cantor Fitzgerald
      - Barbara P. Walsh, 59, New York, N.Y., administrative assistant, Marsh & McLennan Cos. Inc.
      - James Walsh, 37, Scotch Plains, N.J., computer programmer, Cantor Fitzgerald
      - Jeffrey Patrick Walz, 37, Tuckahoe, N.Y., firefighter, New York Fire Department
      - Ching H. Wang, 59, New York, N.Y., First Commercial Bank
      - Weibin Wang, 41, Orangeburg, N.Y., analyst, Cantor Fitzgerald
      - Lt. Michael Warchola, 51, Middle Village, N.Y., firefighter, New York Fire Department
      - Stephen Gordon Ward, 33, Gorham, Maine, accountant, Cantor Fitzgerald
      - James A. Waring, 49, New York, N.Y., Cantor Fitzgerald
      - Brian G. Warner, 32, Morganville, N.J., senior systems engineer in eSpeed division, Cantor Fitzgerald
      - Derrick Washington, 33, Calverton, N.Y., technician, Verizon
      - Charles Waters, 44, New York, N.Y., vice president and partner, Cantor Fitzgerald
      - James Thomas (Muddy) Waters Jr., 39, New York, N.Y., senior vice president and head trader, Keefe, Bruyette & Woods
      - Capt. Patrick J. Waters, 44, New York, N.Y., firefighter, New York Fire Department
      - Michael H. Waye, 38, Morganville, N.J., Marsh & McLennan Cos. Inc.
      - Todd C. Weaver, 30, New York, N.Y., vice president, Fiduciary Trust International
      - Walter E. Weaver, 30, Centereach, N.Y., police officer, emergency services unit, New York Police Department
      - Nathaniel Webb, 56, Jersey City, N.J., police officer, Port Authority of New York and New Jersey
      - Joanne Flora Weil, 39, New York, N.Y., counsel, Harris Beach LLP
      - Michael Weinberg, 34, New York, N.Y., firefighter, New York Fire Department
      - Steven Weinberg, 41, New City, N.Y., accounting manager, Baseline Financial Services
      - Scott Jeffrey Weingard, 29, New York, N.Y., trader, Cantor Fitzgerald
      - Steven Weinstein, 50, New York, N.Y.
      - Simon Weiser, 65, New York, N.Y., power-distribution engineering, Port Authority of New York and New Jersey
      - David M. Weiss, 41, Maybrook, N.Y., firefighter, New York Fire Department
      - David T. Weiss, 50, New York, N.Y., vice president and deputy general counsel, Cantor Fitzgerald
      - Vincent Michael Wells, 22, Redbridge, England, options broker, Cantor Fitzgerald
      - Timothy Matthew Welty, 34, Yonkers, N.Y., firefighter, New York Fire Department
      - Christian Hans Rudolf Wemmers, 43, San Francisco, Calif., director of product management, Callixa
      - Ssu-Hui (Vanessa) Wen, 23, New York, N.Y., programmer, Cantor Fitzgerald
      - Oleh D. Wengerchuk, 56, Centerport, N.Y., designer, Washington Group International
      - Peter M. West, 54, Pottersville, N.J., bond trader, Cantor Fitzgerald
      - Whitfield West, 41, New York, N.Y., helpdesk support representative, Cantor Fitzgerald
      - Meredith Lynn Whalen, 23, Hoboken, N.J., research analyst, Fred Alger Management
      - Eugene Whelan, 31, Rockaway Beach, N.Y., firefighter, New York Fire Department
      - Adam S. White, 26, New York, N.Y., broker, Cantor Fitzgerald
      - Edward James White, 30, New York, N.Y., firefighter, New York Fire Department
      - James Patrick White, 34, Hoboken, N.J., bond broker, Cantor Fitzgerald
      - John S. White, 48, New York, N.Y., janitorial cleaner, ABM Industries
      - Kenneth W. White, 50, New York, N.Y., telephone technician, IPC Kleinknect Electric Co.
      - Leonard Anthony White, 57, New York, N.Y., technician, global communications division, Verizon
      - Malissa White, 37, New York, N.Y., human resources, Marsh & McLennan Cos. Inc.
      - Wayne White, 38, New York, N.Y., mailroom manager, Marsh & McLennan Cos. Inc.
      - Leanne Marie Whiteside, 31, New York, N.Y., Aon Corp.
      - Mark Whitford, 31, Salisbury Mills, N.Y., firefighter, New York Fire Department
      - Michael T. Wholey, 34, Westwood, N.J., police officer, Port Authority of New York and New Jersey
      - Mary Lenz Wieman, 43, Rockville Centre, N.Y., marketing executive, Aon Corp.
      - Jeffrey David Wiener, 33, New York, N.Y., manager of risk technologies group, Marsh & McLennan Cos. Inc.
      - William J. Wik, 44, Crestwood, N.Y., assistant director risk management service, Aon Corp.
      - Alison Marie Wildman, 30, New York, N.Y., broker, Carr Futures
      - Lt. Glenn Wilkinson, 46, Bayport, N.Y., firefighter, New York Fire Department
      - John C. Willett, 29, Jersey City, N.J., analyst for C02e.com, Cantor Fitzgerald
      - Brian Patrick Williams, 29, New York, N.Y., broker, Cantor Fitzgerald
      - Crossley Williams Jr., 28, Uniondale, N.Y., financial analyst, Fiduciary Trust International
      - David Williams, 34, New York, N.Y., engineering, tenant man, ABM Industries
      - Deborah Lynn Williams, 35, Hoboken, N.J., assistant vice president, Aon Corp.
      - Kevin Michael Williams, 24, New York, N.Y., Sandler O'Neill & Partners
      - Louie Anthony Williams, 44, New York, N.Y., paralegal, Port Authority of New York and New Jersey
      - Louis Calvin Williams III, 53, Mandeville, La., vice president and investment management consultant, Vestek
      - Lt. John Williamson, 46, Warwick, N.Y., battalion commander, New York Fire Department
      - Cynthia Wilson, 52, New York, N.Y., head receptionist, International Office Centers
      - Donna Wilson, 48, Williston Park, N.Y., assistant vice president, Aon Corp.
      - William E. Wilson, 55, New York, N.Y., marine insurance broker, Aon Corp.
      - David H. Winton, 29, New York, N.Y., vice president and equity research analyst, Keefe, Bruyette & Woods
      - Glenn J. Winuk, 40, New York, N.Y., partner, Holland & Knight
      - Thomas Francis Wise, 43, New York, N.Y., senior computer operator, Marsh & McLennan
      - Alan L. Wisniewski, 47, Howell, N.J., associate director, Sandler O'Neill & Partners
      - Frank T. Wisniewski, 54, Basking Ridge, N.J., vice president, Cantor Fitzgerald
      - David Wiswall, 54, North Massapequa, N.Y., senior vice president, Aon Corp.
      - Sigrid Charlotte Wiswe, 41, New York, N.Y., American Express
      - Michael R. Wittenstein, 34, Hoboken, N.J., trader, Cantor Fitzgerald
      - Christopher W. Wodenshek, 35, Ridgewood, N.J., director for TradeSpark, Cantor Fitzgerald
      - Martin P. Wohlforth, 47, Greenwich, Conn., managing director, Sandler O'Neill & Partners
      - Katherine S. Wolf, 40, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Jennifer Y. Wong, 26, New York, N.Y., client services in risk management division, Marsh & McLennan Cos. Inc.
      - Jenny Seu Kueng Low Wong, 25, New York, N.Y., assistant vice president, market information group, Marsh & McLennan Cos. Inc.
      - Siu Cheung Wong, 34, Jersey City, N.J., Marsh & McLennan Cos. Inc.
      - Yin Ping (Steven) Wong, 34, New York, N.Y., Aon Corp.
      - Yuk Ping Wong, 47, New York, N.Y., tax auditor trainee, New York State Department of Taxation and Finance
      - Brent James Woodall, 31, Oradell, N.J., vice president, trading desk, Keefe, Bruyette & Woods
      - James J. Woods, 26, New York, N.Y., trader's assistant, Cantor Fitzgerald
      - Patrick Woods, 36, New York, N.Y., carpenter
      - Richard Herron Woodwell, 44, Ho-Ho-Kus, N.J., senior vice president, Keefe, Bruyette & Woods
      - Capt. David Terence Wooley, 54, Nanuet, N.Y., firefighter, New York Fire Department
      - John Bentley Works, 36, Darien, Conn., trader, Keefe, Bruyette & Woods
      - Martin Michael Wortley, 29, Park Ridge, N.J., dealer, Cantor Fitzgerald
      - Rodney James Wotton, 36, Middletown, N.J., senior vice president of web site design, Fiduciary Trust International
      - William Wren, 61, Lynbrook, N.Y., resident manager, OCS Security
      - John Wright, 33, Rockville Centre, N.Y., managing director, Sandler O'Neill & Partners
      - Neil R. Wright, 30, Asbury, N.J., options broker, Cantor Fitzgerald, British
      - Sandra Wright, 57, Langhorne, Pa., Aon Corp.
      - Jupiter Yambem, 41, Beacon, N.Y., banquet manager, Windows on the World
      - Suresh Yanamadala, 33, Plainsboro, N.J., consultant at Marsh & McLennan Cos. Inc.
      - Matthew David Yarnell, 26, Jersey City, N.J., vice president of technology, Fiduciary Trust International
      - Myrna Yaskulka, 59, New York, N.Y., executive secretary, Fred Alger Management
      - Shakila Yasmin, 26, New York, N.Y., computer assistant, Marsh & McLennan Cos. Inc.
      - Olabisi L. Yee, 38, New York, N.Y., assistant manager, International Office Centers
      - Edward P. York, 45, Wilton, Conn., vice president and director of human resources, Cantor Fitzgerald
      - Kevin Patrick York, 41, Princeton, N.J., senior vice president, Euro Brokers Inc.
      - Raymond York, 45, Valley Stream, N.Y., firefighter, New York Fire Department
      - Suzanne Youmans, 60, New York, N.Y., technical assistant, global services, Aon Corp.
      - Barrington L. Young, 35, New York, N.Y., manager telecommunications, Euro Brokers Inc.
      - Jacqueline (Jakki) Young, 37, New York, N.Y., Marsh & McLennan Cos. Inc.
      - Elkin Yuen, 32, New York, N.Y., broker, Carr Futures
      - Joseph Zaccoli, 39, Valley Stream, N.Y., broker, Cantor Fitzgerald
      - Adel Agayby Zakhary, 50, North Arlington, N.J., accountant, Carr Futures
      - Arkady Zaltsman, 45, New York, N.Y., architect, Skidmore, Owings & Merrill, Moldovan
      - Edwin J. Zambrana Jr., 24, New York, N.Y.
      - Robert Alan Zampieri, 30, Saddle River, N.J., trader, Carr Futures
      - Mark Zangrilli, 36, Pompton Plains, N.J., insurance underwriter, Aon Corp.
      - Ira Zaslow, 55, North Woodmere, N.Y., assistant vice president, Lehman Brothers
      - Kenneth Albert Zelman, 37, Succasunna, N.J., consultant, Oracle Corp.
      - Abraham J. Zelmanowitz, 55, New York, N.Y., computer programmer, Empire Blue Cross Blue Shield
      - Martin Morales Zempoaltecatl, 22, New York, N.Y., assistant chef, Windows on the World, Mexican
      - Zhe (Zack) Zeng, 28, New York, N.Y., assistant treasurer depository receipts division, Bank of New York
      - Marc Scott Zeplin, 33, Harrison, N.Y., trader, Cantor Fitzgerald
      - Jie Yao Justin Zhao, 27, New York, N.Y., computer technician, Aon Corp.
      - Ivelin Ziminski, 40, Tarrytown, N.Y., Marsh & McLennan Cos. Inc.
      - Michael Joseph Zinzi, 37, Newfoundland, N.J., vice president and CPA, Marsh & McLennan Cos. Inc.
      - Charles A. Zion, 54, Greenwich, Conn., senior vice president, Cantor Fitzgerald
      - Julie Lynne Zipper, 44, Paramus, N.J., product manager, SunGard Trading Systems/BRASS
      - Salvatore J. Zisa, 45, Hawthorne, N.J., senior vice president, Marsh USA
      - Prokopios Paul Zois, 46, Lynbrook, N.Y., consultant at Marsh & McLennan Cos. Inc.
      - Joseph J. Zuccala, 54, Croton-on-Hudson, N.Y.
      - Andrew Steven Zucker, 27, New York, N.Y., associate, Harris Beach LLP
      - Igor Zukelman, 29, New York, N.Y., computer sceince, Fiduciary Trust International
      

 

 

CONFIRMED DEAD: Pentagon
     
      - Spc. Craig Amundson, 28, Fort Belvoir, Va., multimedia illustrator for deputy chief of staff of personnel, U.S. Army
      - Melissa Rose Barnes, 27, Redlands, Calif., yeoman second class, U.S. Navy
      - (Retired) Master Sgt. Max J. Beilke, 69, Laurel, Md., civilian employee, U.S. Army
      - Kris Romeo Bishundat, 23, Waldorf, Md., information systems technician second class, U.S. Navy
      - Carrie R. Blagburn, 48, Temple Hills, Md., civilian budget analyst, U.S. Army
      - Lt. Col. Canfield D. Boone, 54, Clifton, Va., U.S. Army
      - Diana Borrero de Padro, 55, Woodbridge, Va., civilian employee, U.S. Army
      - Donna Bowen, 42, Waldorf, Md., Pentagon communications representative, Verizon
      - Allen P. Boyle, 30, Fredericksburg, Va., defense department contractor, U.S. Defense Department
      - Christopher Lee Burford, 23, Hubert, N.C., electronics technician third class, U.S. Navy
      - Daniel Martin Caballero, 21, Houston, Texas, electronics technician third class, U.S. Navy
      - Sgt. 1st Class Jose Orlando Calderon-Olmedo, 44, Annandale, Va., U.S. Army
      - Angelene C. Carter, 51, Forrestville, Md., accountant, U.S. Army
      - Sharon A. Carver, 38, Waldorf, Md., civilian employee, U.S. Army
      - John J. Chada, 55, Manassas, Va., civilian employee, U.S. Army
      - Rosa Maria (Rosemary) Chapa, 64, Springfield, Va., civilian employee, Defense Intelligence Agency
      - Julian T. Cooper, 39, Springdale, Md., Navy contractor
      - Lt. Cmdr. Eric A. Cranford, 32, Drexel, N.C., U.S. Navy
      - Ada M. Davis, 57, Camp Springs, Md., civilian employee, U.S. Army
      - Capt. Gerald Francis DeConto, 44, Sandwich, Mass., director of current operations and plans, U.S. Navy
      - Lt. Col. Jerry Don Dickerson Jr., 41, Durant, Miss., U.S. Army
      - Johnnie Doctor Jr., 32, Jacksonville, Fla., information systems technician first class, U.S. Navy
      - Capt. Robert Edward Dolan Jr., 43, Alexandria, Va., head of strategy and concepts branch, U.S. Navy
      - Cmdr. William Howard Donovan, 37, Nunda, N.Y., U.S. Navy
      - Cmdr. Patrick Dunn, 39, Springfield, Va., surface warfare officer, U.S. Navy
      - Edward Thomas Earhart, 26, Salt Lick, Ky., aerographer's mate first class, U.S. Navy
      - Lt. Cmdr. Robert Randolph Elseth, 37, Vestal, N.Y., U.S. Navy      - Jamie Lynn Fallon, 23, Woodbridge, Va., storekeeper third class, U.S. Navy
      - Amelia V. Fields, 36, Dumfries, Va., civilian employee, U.S. Army
      - Gerald P. Fisher, 57, Potomac, Md., consultant, Booz-Allen & Hamilton Inc.
      - Matthew Michael Flocco, 21, Newark, Del., aerographer's mate second class, U.S. Navy
      - Sandra N. Foster, 41, Clinton, Md., civilian employee, Defense Department
      - Capt. Lawrence Daniel Getzfred, 57, Elgin, Neb., officer in the Navy command center at the Pentagon, U.S. Navy
      - Cortez Ghee, 54, Reisterstown, Md., civilian employee, U.S. Army
      - Brenda C. Gibson, 59, Falls Church, Va., civilian employee, U.S. Army
      - Ron F. Golinski, 60, Columbia, Md., civilian employee, U.S. Army
      - Diane M. Hale-McKinzy, 38, Alexandria, Va., civilian employee, U.S. Army
      - Carolyn B. Halmon, 49, Washington, D.C., budget analyst, U.S. Army
      
      - Sheila M. S. Hein, 51, University Park, Md., budget and management specialist, U.S. Army
      - Ronald John Hemenway, 37, Shawnee, Kan., electronics technician first class, U.S. Navy
      - Maj. Wallace Cole Hogan Jr., 40, Fla., U.S. Army
      - Jimmie Ira Holley, 54, Lanham, Md., civilian accountant, U.S. Army
      - Angela M. Houtz, 27, La Plata, Md., civilian employee, U.S. Navy
      - Brady K. Howell, 26, Arlington, Va., management intern for chief of intelligence, U.S. Navy
      - Peggie M. Hurt, 36, Crewe, Va., accountant, U.S. Army
      - Lt. Col. Stephen Neil Hyland Jr., 45, Burke, Va., personnel issues, U.S. Army
      - Robert J. Hymel, 55, Woodbridge, Va., civilian management analyst, Pentagon
      - Sgt. Maj. Lacey B. Ivory, 43, Woodbridge, Va., U.S. Army
      - Lt. Col. Dennis M. Johnson, 48, Port Edwards, Wis., U.S. Army
      - Judith L. Jones, 53, Woodbridge, Va., civilian employee, U.S. Navy
      - Brenda Kegler, 49, Washington, D.C., budget analyst, U.S. Army
      - Lt. Michael Scott Lamana, 31, Baton Rouge, La., U.S. Navy
      - David W. Laychak, 40, Manassas, Va., civilian budget analyst, U.S. Army
      - Samantha L. Lightbourn-Allen, 36, Hillside, Md., budget analyst, U.S. Army
      - Maj. Stephen V. Long, 39, Ga., U.S. Army
      - James T. Lynch, 55, Manassas, Va., civilian employee, U.S. Navy
      - Terence M. Lynch, 49, Alexandria, Va., consultant, Booz-Allen & Hamilton Inc.
      - Nehamon Lyons IV, 30, Mobile, Ala., operations specialist second class, U.S. Navy
      - Shelley A. Marshall, 37, Marbury, Md., budget analyst, Defense Intelligence Agency
      - Teresa M. Martin, 45, Stafford, Va., civilian employee, U.S. Army
      - Ada L. Mason-Acker, 50, Springfield, Va., civilian employee, U.S. Army
      - Lt. Col. Dean E. Mattson, 57, Calif., U.S. Army
      - Lt. Gen. Timothy J. Maude, 53, Fort Myer, Va., deputy chief of staff for personnel, U.S. Army
      - Robert J. Maxwell, 53, Manassas, Va., civilian employee, U.S. Army
      - Molly L. McKenzie, 38, Dale City, Va., civilian employee, U.S. Army
      - Patricia E. (Patti) Mickley, 41, Springfield, Va., financial manager, Defense Department
      - Maj. Ronald D. Milam, 33, Washington, D.C., assistant to the Secretary, U.S. Army
      - Gerard (Jerry) P. Moran Jr., 39, Upper Marlboro, Md., engineering contractor, U.S. Navy
      - Odessa V. Morris, 54, Upper Marlboro, Md., budget analyst, U.S. Army
      - Brian Anthony Moss, 34, Sperry, Okla., electronics technician first class, U.S. Navy
      - Teddington H. Moy, 48, Silver Spring, Md., civilian employee, U.S. Army
      - Lt. Cmdr. Patrick Jude Murphy, 38, Flossmoor, Ill., U.S. Navy
      - Khang Ngoc Nguyen, 41, Fairfax, Va., Navy contractor
      - Michael Allen Noeth, 30, New York, N.Y., illustrator/draftsman second class, U.S. Navy
      - Spc. Chin Sun Pak, 25, Lawton, Okla., U.S. Army
      - Lt. Jonas Martin Panik, 26, Mingoville, Pa., U.S. Navy
      - Maj. Clifford L. Patterson Jr., 33, Alexandria, Va., U.S. Army
      - Lt. J.G. Darin Howard Pontell, 26, Columbia, Md., U.S. Navy
      - Scott Powell, 35, Silver Spring, Md., BTG Inc.
      - (Retired) Capt. Jack D. Punches, 51, Clifton, Va., civilian employee, U.S. Navy
      - Joseph John Pycior Jr., 39, Carlstadt, N.J., aviation warfare systems operator first class, U.S. Navy
      - Deborah A. Ramsaur, 45, Annandale, Va., civilian employee, U.S. Army
      - Rhonda Sue Rasmussen, 44, Woodbridge, Va., civilian employee, U.S. Army
      - Marsha Dianah Ratchford, 34, Prichard, Ala., information systems technician first class, U.S. Navy
      - Martha M. Reszke, 36, Stafford, Va., budget analyst, U.S. Army
      - Cecelia E. Richard, 41, Fort Washington, Md., accounting technician, U.S. Army
      - Edward V. Rowenhorst, 32, Lake Ridge, Va., civilian employee, U.S. Army
      - Judy Rowlett, 44, Woodbridge, Va., civilian employee, U.S. Army
      - Robert E. Russell, 52, Oxon Hill, Md., civilian budgetary supervisor, U.S. Army
      - William R. Ruth, 57, Mount Airy, Md., Chief Warrant Officer 4th Class, U.S. Army
      - Charles E. Sabin Sr., 54, Burke, Va., civilian employee, Defense Department
      - Marjorie C. Salamone, 53, Springfield, Va., budget program analyst, U.S. Army
      - Lt. Col. David M. Scales, 44, Cleveland, Ohio, U.S. Army
      - Cmdr. Robert Allan Schlegel, 38, Alexandria, Va., U.S. Navy
      - Janice M. Scott, 46, Springfield, Va., civilian employee, U.S. Army
      - Michael L. Selves, 53, Fairfax, Va., information management support center director, U.S. Army
      - Marian H. Serva, 47, Stafford, Va., civilian employee, U.S. Army
      - Cmdr. Dan Frederic Shanower, 40, Naperville, Ill., U.S. Navy
      - Antionette M. Sherman, 35, Forest Heights, Md., budget analyst, U.S. Army
      - Donald D. Simmons, 58, Dumfries, Va., civilian employee, U.S. Army
      - Cheryle D. Sincock, 53, Dale City, Va., administrative assistant, U.S. Army
      - Gregg Harold Smallwood, 44, Overland Park, Kan., chief information systems technician, U.S. Navy
      - (Retired) Lt. Col. Gary F. Smith, 55, Alexandria, Va., civilian employee, U.S. Army
      - Patricia J. Statz, 41, Takoma Park, Md., civilian employee, U.S. Army
      - Edna L. Stephens, 53, Washington, D.C., budget analyst, U.S. Army
      - Sgt. Maj. Larry L. Strickland, 52, Woodbridge, Va., senior adviser on personnel issues to the Joint Chiefs of Staff, U.S. Army
      - Lt. Col. Kip P. Taylor, 38, McLean, Va., adjutant general's corps, U.S. Army
      - Sandra C. Taylor, 50, Alexandria, Va., civilian employee, U.S. Army
      - Karl W. Teepe, 57, Centreville, Va., civilian employee, Defense Information Agency
      - Sgt. Tamara C. Thurman, 25, Brewton, Ala., classified employee, U.S. Army
      - Lt. Cmdr. Otis Vincent Tolbert, 38, Lemoore, Calif., U.S. Navy
      - Willie Q. Troy, 51, Aberdeen, Md., program analyst, U.S. Army
      - Lt. Cmdr. Ronald James Vauk, 37, Nampa, Idaho, watch commander, U.S. Navy
      - Lt. Col. Karen J. Wagner, 40, Houston, Texas, U.S. Army
      - Meta L. Waller, 60, Alexandria, Va., civilian employee, U.S. Army
      - Staff Sgt. Maudlyn A. White, 38, St. Croix, Virgin Islands, U.S. Army
      - Sandra L. White, 44, Dumfries, Va., civilian employee, U.S. Army
      - Ernest M. Willcher, 62, North Potomac, Md., Booz-Allen & Hamilton Inc.
      - Lt. Cmdr. David Lucian Williams, 32, Newport, Ore., U.S. Navy
      - Maj. Dwayne Williams, 40, Jacksonville, Ala., U.S. Army
      - Marvin R. Woods, 57, Great Mills, Md., civilian communications manager, U.S. Navy
      - Kevin Wayne Yokum, 27, Lake Charles, La., information systems technician second class, U.S. Navy
      - Donald McArthur Young, 41, Roanoke, Va., chief information systems technician, U.S. Navy
      - Edmond G. Young Jr., 22, Owings, Md., information technology specialist, BTG Inc.
      - Lisa L. Young, 36, Germantown, Md., civilian employee, U.S. Army
      

 

CONFIRMED DEAD: American Airlines , Flight 11, Boston to Los Angeles, crashed into World Trade Center
     
      CREW:
      - Barbara Jean Ares Tegui, 38, Marstons Mills, Mass., flight attendant, American Airlines
      - Jeffrey Dwayne Collman, 41, Novato, Calif., flight attendant, American Airlines
      - Sara Elizabeth Low, 28, Boston, Mass., flight attendant, American Airlines
      - Karen A. Martin, 40, Danvers, Mass., flight attendant, American Airlines
      - Thomas F. McGuinness Jr., 42, Portsmouth, N.H., first officer, American Airlines
      - Kathleen Ann Nicosia, 54, Winthrop, Mass., flight attendant, American Airlines
      - John Ogonowski, 52, Dracut, Mass., captain, American Airlines
      - Betty Ann Ong, 45, Andover, Mass., flight attendant, American Airlines
      - Jean Destrehan Roger, 24, Longmeadow, Mass., flight attendant, American Airlines
      - Dianne Bulls Snyder, 42, Westport Point, Mass., flight attendant, American Airlines
      - Madeline Amy Sweeney, 35, Acton, Mass., flight attendant, American Airlines
      PASSENGER:
      - Anna Williams Allison, 49, Stoneham, Mass., founder, A2 Software Solutions
      - David Lawrence Angell, 54, Pasadena, Calif., executive producer, NBC
      - Lynn Edwards Angell, 52, Los Angeles, Calif., librarian
      - Seima Aoyama, 48, Culver City, Calif., accountant, Japanese
      - Myra Joy Aronson, 50, Charlestown, Mass., press and analyst relations manager, Compuware Corp.
      - Christine Barbuto, 32, Brookline, Mass., buyer, TJX Co.
      - Carolyn Mayer Beug, 48, Santa Monica, Calif., filmmaker and video producer
      - Kelly Ann Booms, 24, Brookline, Mass., accountant, PricewaterhouseCoopers
      - Carol Marie Bouchard, 43, Warwick, R.I., emergency room secretary, Kent County Hospital
      - Neilie Anne Heffernan Casey, 32, Wellesley, Mass., planning manager, TJX Co.
      - Jeffrey W. Coombs, 42, Abington, Mass., security analyst, Compaq
      - Tara Kathleen Creamer, 30, Worcester, Mass., planning manager, TJX Co.
      - Thelma Cuccinello, 71, Wilmot Flat, N.H., homemaker
      - Patrick Currivan, 52, Winchester, Mass., vice president, AtosEuronext
      - Brian P. Dale, 43, Warren, N.J., partner, Blue Capital Management
      - David DiMeglio, 22, Wakefield, Mass., computer service
      - Donald Americo DiTullio, 49, Peabody, Mass., endoscopy division, Smith & Nephew Inc.
      - Alberto Dominguez, 66, Lidcombe, New South Wales, Australia, baggage handler, Qantas Airways
      - Peter el-Hachem, 40, Tewksbury, Mass., senior software engineering manager, Teradyne
      - Paige Farley-Hackel, 46, Newton, Mass., spiritual counselor
      - Alexander Milan Filipov, 70, Concord, Mass., electrical engineer and church deacon
      - Carol Flyzik, 40, Plaistow, N.H., marketing supervisor, Meditech
      - Paul Friedman, 45, Belmont, Mass., management consultant, Emergence Consulting
      - Karleton D.B. Fyfe, 31, Brookline, Mass., senior analyst, John Hancock
      - Peter Alan Gay, 54, Tewksbury, Mass., plant manager, Raytheon Co.
      - Linda M. George, 27, Westboro, Mass., buyer, TJX Co.
      - Edmund Glazer, 41, Wellesley, Mass., chief financial officer, MRV Communications
      - Lisa Reinhart Fenn Gordenstein, 41, Needham, Mass., assistant vice president and merchandise manager, TJX Co.
      - Andrew Peter Charles Curry Green, 34, Santa Monica, Calif., director of business development, eLogic
      - Robert Jay Hayes, 38, Amesbury, Mass., sales engineer, Netstal
      - Edward (Ted) R. Hennessy Jr., 35, Belmont, Mass., partner, Emergence Consulting
      - John A. Hofer, 45, Los Angeles, Calif., owner, John's Sharpening Center
      - Cora Hidalgo Holland, 52, Sudbury, Mass., Sudbury Food Pantry at Our Lady of Fatima Church
      - John Nicholas Humber Jr., 60, Newton, Mass., owner, Brae Burn Management
      - Waleed Iskandar, 34, London, England, chief of digital strategy for Europe, Monitor Group, Lebanese
      - John Charles Jenkins, 45, Cambridge, Mass., corporate office services manager, Charles River Associates
      - Charles Edward Jones, 48, Bedford, Mass., retired astronautical engineer and manager of space programs, BAE Systems
      - Robin Kaplan, 33, Westboro, Mass., senior store equipment specialist, TJX Co.
      - Barbara Keating, 72, Palm Springs, Calif., receptionist, parish office, St. Theresa Catholic Church
      - David Kovalcin, 42, Hudson, N.H., senior mechanical engineer, Raytheon Co.
      - Judy Larocque, 50, Framingham, Mass., founder and CEO, Market Perspectives
      - Natalie Janis Lasden, 46, Peabody, Mass., product testing team leader, General Electric
      - Daniel John Lee, 34, Van Nuys, Calif., road crew, Backstreet Boys
      - Daniel C. Lewin, 31, Charlestown, Mass., co-founder and chief technology officer, Akamai Technologies
      - Susan A. MacKay, 44, Westford, Mass., assistant vice president of merchandise planning and allocation, TJX Co.
      - Christopher D. Mello, 25, Boston, Mass., analyst, Alta Communications
      - Jeffrey Peter Mladenik, 43, Hinsdale, Ill., interim CEO, eLogic
      - Carlos Alberto Montoya, 36, Bellmont, Mass., Colombian
      - Antonio Jesus Montoya Valdes, 46, East Boston, Mass., housekeeping worker, Boston Harbor Hotel
      - Laura Lee Morabito, 34, Framingham, Mass., national sales manager, Qantas Airways
      - Mildred Naiman, 81, Andover, Mass., retired tester, Western Electric Co.
      - Laurie Ann Neira, 48, Los Angeles, Calif., transcriber, Your Office Genie
      - Renee Lucille Newell, 37, Cranston, R.I., customer service agent, American Airlines
      - Jacqueline J. Norton, 61, Lubec, Maine, retiree
      - Robert Grant Norton, 85, Lubec, Maine, retiree
      - Jane M. Orth, 49, Haverhill, Mass., retiree, Lucent Technologies
      - Thomas Nicholas Pecorelli, 30, Topanga, Calif., cameraman, Fox Sports and E! Entertainment Television
      - Berinthia Berenson Perkins, 53, Los Angeles, Calif., actress and photographer
      - Sonia Morales Puopolo, 61, Dover, Mass., former ballet dancer
      - David E. Retik, 33, Needham, Mass., general partner, Alta Communications
      - Philip M. Rosenzweig, 47, Acton, Mass., vice president, Sun Microsystems
      - Richard Barry Ross, 58, Newton, Mass., president and chief executive, The Ross Group
      - Jessica Leigh Sachs, 23, Billerica, Mass., accountant, PricewaterhouseCoopers
      - Rahma Salie, 28, Boston, Mass., chief operating officer, Cinoni
      - Heather Lee Smith, 30, Boston, Mass., financial analyst, Beacon Capital Partners
      - Douglas J. Stone, 54, Dover, N.H., co-owner, Odyssey Press
      - Xavier Suarez, 41, Chino Hills, Calif., civil engineer
      - Michael Theodoridis, 32, Boston, Mass., technology consultant
      - James Anthony Trentini, 65, Everett, Mass., retired teacher and assistant principal
      - Mary Barbara Trentini, 67, Everett, Mass., retired secretary
      - Pendyala Vamsikrishna, 30, Los Angeles, Calif., project manager for consulting firm, DTI
      - Mary Alice Wahlstrom, 78, Kaysville, Utah, retired loan officer
      - Kenneth E. Waldie, 46, Methuen, Mass., senior quality control engineer, Raytheon Co.
      - John Wenckus, 46, Torrance, Calif., tax consultant
      - Candace Lee Williams, 20, Danbury, Conn., student, Northeastern University
      - Christopher Rudolph Zarba Jr., 47, Hopkinton, Mass., software engineer, Concord Communications
      

 

CONFIRMED DEAD: United Airlines Flight 175, Boston to Los Angeles, crashed into World Trade Center
     
      CREW:
      - Robert John Fangman, 33, Claymont, Del., flight attendant, United Airlines
      - Michael R. Horrocks, 38, Glen Mills, Pa., first officer, United Airlines
      - Amy N. Jarret, 28, North Smithfield, R.I., flight attendant, United Airlines
      - Amy R. King, 29, Stafford Springs, Conn., flight attendant, United Airlines
      - Kathryn L. LaBorie, 44, Providence, R.I., flight attendant, United Airlines
      - Alfred Gilles Padre Joseph Marchand, 44, Alamogordo, N.M., flight attendant, United Airlines
      - Victor J. Saracini, 51, Yardley, Pa., captain, United Airlines
      - Michael C. Tarrou, 38, Stafford Springs, Conn., flight attendant, United Airlines
      - Alicia Nicole Titus, 28, San Francisco, Calif., flight attendant, United Airlines
      PASSENGER:
      - Alona Avraham, 30, Ashdod, Israel, manufacturing engineer associate, Applied Materials, Israeli
      - Garnet Edward (Ace) Bailey, 54, Lynnfield, Mass., pro hockey scouting director, Los Angeles Kings
      - Mark Lawrence Bavis, 31, West Newton, Mass., pro hockey scout, Los Angeles Kings
      - Graham Andrew Berkeley, 37, Boston, Mass., director of e-commerce solutions, Compuware Corp.
      - Touri Bolourchi, 69, Beverly Hills, Calif., retired nurse
      - Klaus Bothe, 31, Linkenheim, Baden-Wurttemberg, Germany, director of development, BCT Technology AG (Germany), German
      - Daniel R. Brandhorst, 41, Los Angeles, Calif., lawyer, PricewaterhouseCoopers
      - David Reed Gamboa Brandhorst, 3, Los Angeles, Calif.
      - John Brett Cahill, 56, Wellesley, Mass., senior executive, Xerox Corp.
      - Christoffer Mikael Carstanjen, 33, Turners Falls, Mass., computer research specialist, University of Massachusetts
      - John (Jay) J. Corcoran III, 43, Norwell, Mass., merchant marine
      - Ana Gloria Pocasangre de Barrera, 49, San Salvador, El Salvador, exporter
      - Dorothy Alma DeAraujo, 80, Long Beach, Calif., artist
      - Lisa Frost, 22, Rancho Santa Margarita, Calif., sales and marketing associate
      - Ronald Gamboa, 33, Los Angeles, Calif., store manager, The Gap
      - Lynn Catherine Goodchild, 25, Attleboro, Mass., administrator, Putnam Investments
      - Peter Morgan Goodrich, 33, Sudbury, Mass., product manager, MKS Inc.
      

 


      
       CONFIRMED DEAD: United Airlines Flight 175, Boston to Los Angeles, crashed into World Trade Center
     
      PASSENGER:
      - Douglas A. Gowell, 52, Methuen, Mass., director of new market development, Avid Technologies
      - The Rev. Francis E. Grogan, 76, Bridgeport, Conn., priest, Holy Cross Church
      - Carl Max Hammond Jr., 37, Derry, N.H., researcher, MIT Research
      - Christine Lee Hanson, 2, Groton, Mass.
      - Peter Hanson, 32, Groton, Mass., vice president for sales, TimeTrade
      - Gerald F. Hardacre, 61, Carlsbad, Calif., retired environmental engineer
      - James E. Hayden, 47, Westford, Mass., chief financial officer, Netegrity Inc.
      - Herbert W. Homer, 48, Milford, Mass., defense corporate executive, U.S. Defense Contract Management Agency
      - Robert Adrien Jalbert, 61, Swampscott, Mass., salesman, Rogers Foam
      - Ralph Francis Kershaw, 52, Manchester-by-the-Sea, Mass., marine surveyor
      - Sue Jue Kim-Hanson, 35, Groton, Mass., post doctoral candidate, Boston University
      - Heinrich Kimmig, 43, Willstaett, Germany, chairman, BCT Technology AG (Germany), German
      - Brian Kinney, 29, Lowell, Mass., auditor, PricewaterhouseCoopers
      - Robert George LeBlanc, 70, Lee, N.H., professor emeritus of geography, University of New Hampshire
      - Maclovio Lopez Jr., 41, Los Angeles, Calif., construction worker, Spiniello Co.
      - Marianne MacFarlane, 34, Revere, Mass., customer service representative, United Airlines
      - Louis Neil Mariani, 59, Derry, N.H., retired
      - Juliana Valentine McCourt, 4, New London, Conn.
      - Ruth Magdaline McCourt, 45, New London, Conn., founder, Clifford Classique
      - Wolfgang Peter Menzel, 59, Wilhelmshaven, Germany, director of human resources, BCT Technology AG (Germany), German
      - Shawn M. Nassaney, 25, Pawtucket, R.I., sales manager, American Power Conversion
      - Marie Pappalardo, 53, Paramount, Calif., comptroller, ALA Foods
      - Patrick J. Quigley VI, 40, Wellesley, Mass., partner, PricewaterhouseCoopers
      - Frederick Charles Rimmele III, 32, Marblehead, Mass., physician, Family Practice Residence, Beverly and Hunt Hospitals
      - Jesus Sanchez, 45, East Boston, Mass., off-duty flight attendant, United Airlines
      - Mary Kathleen Shearer, 61, Dover, N.H., retired doll store owner
      - Robert Michael Shearer, 63, Dover, N.H., retired engineer
      - Jane Louise Simpkin, 36, Wayland, Mass., music royalties enforcement agent, American Society of Composers, Authors and Publishers
      - Brian D. Sweeney, 38, Barnstable, Mass., business consultant, Brandes Associates
      - Timothy Ray Ward, 38, San Diego, Calif., information technology project manager, Rubio's Restaurants
      - William M. Weems, 46, Marblehead, Mass., commercial producer
      

 

 

CONFIRMED DEAD: American Airlines Flight 77, Washington to Los Angeles, crashed into Pentagon
     
      CREW:
      - Charles F. Burlingame III, 51, Herndon, Va., captain, American Airlines
      - David M. Charlebois, 39, Washington, D.C., first officer, American Airlines
      - Michele M. Heidenberger, 57, Chevy Chase, Md., flight attendant, American Airlines
      - Jennifer Lewis, 38, Culpeper, Va., flight attendant, American Airlines
      - Kenneth E. Lewis, 49, Culpeper, Va., flight attendant, American Airlines
      - Renee A. May, 39, Baltimore, Md., flight attendant, American Airlines
      PASSENGER:
      - Paul W. Ambrose, 32, Washington, D.C., senior clinical adviser, Office of the Surgeon General
      - Yeneneh Betru, 35, Burbank, Calif., director of medical affairs, IPC
      - Mary Jane (MJ) Booth, 64, Falls Church, Va., secretary, American Airlines
      - Bernard Curtis Brown II, 11, Washington, D.C., student, Leckie Elementary School (Washington)
      - Suzanne M. Calley, 42, San Martin, Calif., strategic marketing, Cisco Systems Inc.
      - William E. Caswell, 54, Silver Spring, Md., physicist, U.S. Navy
      - Sara M. Clark, 65, Columbia, Md., sixth-grade teacher, Backus Middle School (Washington)
      - Asia S. Cottom, 11, Washington, D.C., student, Backus Middle School (Washington)
      - James Daniel Debeuneure, 58, Upper Marlboro, Md., fifth-grade teacher, Ketcham Elementary School (Washington)
      - Rodney Dickens, 11, Washington, D.C., student, Ketcham Elementary School (Washington)
      - Eddie A. Dillard, Alexandria, Va., retired marketing manager, Philip Morris
      - Charles A. Droz III, 52, Springfield, Va., vice president for software development, EM Solutions Inc.
      - Barbara G. Edwards, 58, Las Vegas, Nev., teacher, Palo Verde High School
      - Charles S. Falkenberg, 45, University Park, Md., research director, ECOlogic Corp.
      - Dana Falkenberg, 3, University Park, Md.
      - Zoe Falkenberg, 8, University Park, Md.
      - James Joseph Ferguson, 39, Washington, D.C., educational outreach director, National Geographic Society
      - Darlene E. Flagg, 63, Millwood, Va., housewife
      - Wilson F. Flagg, 63, Millwood, Va., retired Navy Admiral and pilot, American Airlines
      - Richard P. Gabriel Sr., 54, Great Falls, Va., managing partner, Stratin Consulting
      - Ian J. Gray, 55, Columbia, Md., president, McBee Associates
      - Stanley R. Hall, 68, Rancho Palos Verdes, Calif., director of program management, Raytheon Co.
      - Bryan C. Jack, 48, Alexandria, Va., budget analyst/director of the programming and fiscal economics division, Defense Department
      - Ann C. Judge, 49, Great Falls, Va., travel officer manager, National Geographic Society
      - Chandler R. Keller, 29, El Segundo, Calif., propulsion engineer, Boeing Co.
      - Yvonne E. Kennedy, 62, Sydney, New South Wales, Australia, retired, Australian Red Cross, Australian
      - Norma Cruz Khan, 45, Reston, Va., manager of member services, Plumbing-Heating-Cooling Contractors-National Association
      - Karen Ann Kincaid, 40, Washington, D.C., lawyer, Wiley Rein & Fielding (Washington)
      - Dong Chul Lee, 48, Leesburg, Va., engineer, Boeing Co.
      - Dora Marie Menchaca, 45, Santa Monica, Calif., associate director of clinical research, Amgen Inc.
      - Christopher C. Newton, 38, Ashburn, Va., executive, WorkLife Benefits
      - Barbara K. Olson, 45, Great Falls, Va., TV commentator, author and lawyer
      - Ruben S. Ornedo, 39, Los Angeles, Calif., propulsion engineer, Boeing Co.
      - Robert Penninger, 63, Poway, Calif., electrical engineer, BAE Systems
      - Robert R. Ploger III, 59, Annandale, Va., software architect, Lockheed Martin Corp.
      - Zandra F. Ploger, 48, Annandale, Va.
      - Lisa J. Raines, 42, Great Falls, Va., senior vice president, Genzyme Corp.
      - Todd H. Reuben, 40, Potomac, Md., tax and business lawyer, Venable, Baetjer, Howard & Civiletti
      - John P. Sammartino, 37, Annandale, Va., technical manager, XonTech Inc.
      - Diane M. Simmons, Great Falls, Va., Xerox retiree
      - George W. Simmons, Great Falls, Va., retired manager of sales training, Xerox
      - Mari-Rae Sopper, 35, Santa Barbara, Calif., women's gymnastics coach, UC Santa Barbara
      - Robert Speisman, 47, Irvington, N.Y., executive vice president, Lazar Kaplan International
      - Norma Lang Steuerle, 54, Alexandria, Va., clinical psychologist
      - Hilda E. Taylor, 62, Forestville, Md., sixth-grade teacher, Leckie Elementary School (Washington)
      - Leonard E. Taylor, 44, Reston, Va., technical group manager, XonTech Inc.
      - Sandra D. Teague, 31, Fairfax, Va., physical therapist, Georgetown University Hospital
      - Leslie A. Whittington, 45, University Park, Md., professor, Georgetown University
      - John D. Yamnicky Sr., 71, Waldorf, Md., defense contractor, Veridian Corp.
      - Vicki C. Yancey, 43, Springfield, Va., defense contractor, Vredenburg Co.
      - Shuyin Yang, 61, Beijing, China, retired pediatrician, Chinese
      - Yuguang Zheng, 65, Beijing, China, retired chemist, Chinese
      

 

CONFIRMED DEAD: United Airlines Flight 93, Newark, N.J., to San Francisco, crashed in rural southwest Pennsylvania
     
      CREW:
      - Lorraine G. Bay, 58, East Windsor, N.J., flight attendant, United Airlines
      - Sandra W. Bradshaw, 38, Greensboro, N.C., flight attendant, United Airlines
      - Jason Dahl, 43, Denver, Colo., captain, United Airlines
      - Wanda Anita Green, 49, Linden, N.J., flight attendant, United Airlines
      - LeRoy Wilton Homer Jr., 36, Marlton, N.J., first officer, United Airlines
      - CeeCee Lyles, 33, Fort Myers, Fla., flight attendant, United Airlines
      - Deborah Welsh, 49, New York, N.Y., flight attendant, United Airlines
      PASSENGER:
      - Christian Adams, 37, Biebelsheim, Germany, foreign sales manager, German Wine Fund
      - Todd Beamer, 32, Cranbury, N.J., account manager, Oracle Corp.
      - Alan Beaven, 48, Hurleyville, N.Y., environmental lawyer
      - Mark K. Bingham, 31, San Francisco, Calif., owner, The Bingham Group
      - Deora Frances Bodley, 20, San Diego, Calif., university student, Santa Clara (Calif.) University
      - Marion Britton, 53, New York, N.Y., assistant regional director, U.S. Census Bureau
      - Thomas E. Burnett Jr., 38, San Ramon, Calif., senior vice president and chief operating officer, Thoratec Corp.
      - William Joseph Cashman, 60, West New York, N.J., construction worker
      - Georgine Rose Corrigan, 56, Honolulu, Hawaii, antiques and collectibles dealer
      - Patricia Cushing, 69, Bayonne, N.J., retiree
      - Joseph Deluca, 52, Ledgewood, N.J., systems business consultant, Pfizer Inc.
      - Patrick Joseph Driscoll, 70, Point Pleasant Beach, N.J., retired research director, Bell Communications
      - Edward P. Felt, 41, Matawan, N.J., technology director, BEA Systems
      - Jane C. Folger, 73, Bayonne, N.J., retiree
      - Colleen Laura Fraser, 51, Elizabeth, N.J., chairwoman, New Jersey Developmental Disabilities Council
      - Andrew Garcia, 62, Portola Valley, Calif., salesman
      - Jeremy Glick, 31, Hewlett, N.J., managing director, Credit Suisse Boston
      - Lauren Grandcolas, 38, San Rafael, Calif., sales worker, Good Housekeeping magazine
      - Donald F. Greene, 47, Greenwich, Conn., executive vice president, Safe Flight Instrument Corp.
      - Linda Gronlund, 46, Greenwood Lake, N.Y., environmental compliance, BMW
      - Richard Jerry Guadagno, 39, Eureka, Calif., manager, Humboldt Bay National Wildlife Refuge
      - Toshiya Kuge, 20, Nishimidoriguoska, Japan, student, Japanese
      - Hilda Marcin, 79, Budd Lake, N.J., retired teacher's aide
      - Waleska Martinez Rivera, 37, Jersey City, N.J., automation specialist, U.S. Census Bureau
      - Nicole Miller, 21, San Jose, Calif., student, West Valley College
      - Louis J. Nacke, 42, New Hope, Pa., distribution center director, Kay-Bee Toys
      - Donald Arthur Peterson, 66, Spring Lake, N.J., retired president, Continental Electric Co.
      - Jean Hoadley Peterson, 55, Spring Lake, N.J., retired nurse
      - Mark Rothenberg, 52, Scotch Plains, N.J., owner, MDR Global Resources
      - Christine Anne Snyder, 32, Kailua, Hawaii, arborist, Outdoor Circle
      - John Talignani, 74, New York, N.Y., retired restaurant worker
      - Honor Elizabeth Wainio, 27, Baltimore, Md., district manager, Discovery Channel stores
      - Olga Kristin Gould White, 65, New York, N.Y., freelance medical journalist
       REPORTED DEAD: World Trade Center
     
      - Larry I. Beck, 38, Baldwin, N.Y., mailroom clerk, Cantor Fitzgerald
      - David W. Bernard, 57, Chelmsford, Mass., technical adviser, Internal Revenue Service
      - Stephen J. Cangialosi, 40, Middletown, N.J., bond trader, Cantor Fitzgerald
      - Christopher Newton Carter, 52, Middletown, N.J., associate director in charge of information technology, Sandler O'Neill & Partners
      - Tarel Coleman, 32, firefighter, New York Fire Department
      - Azucena de la Torre, 50, New York, N.Y., project manager, vice president, Cantor Fitzgerald
      - Charles (Carlos) Dominguez, 34, East Meadow, N.Y., Marsh & McLennan Cos. Inc.
      - Randy Drake, 37, Lee's Summit, Mo., network integration manager, Siemens
      - Michael Hardy Edwards, 33, New York, N.Y., managing director, Sandler O'Neill & Partners
      - Paul James Furmato, 37, Colts Neck, N.J., vice president and institutional sales trader, Cantor Fitzgerald
      - Edward F. Geraghty, 45, Rockville Centre, N.Y., battalion commander, New York Fire Department
      - Lt. Joseph Gullickson, 37, New York, N.Y., firefighter, New York Fire Department
      - Capt. Terence S. Hatton, 41, New York, N.Y., firefighter, New York Fire Department
      - Anthony Hawkins, 30, New York, N.Y., maintenance worker, Cantor Fitzgerald
      - Frederick J. Hoffman, 53, N.J., partner, Cantor Fitzgerald
      - Thomas E. Hynes, 28, Norwalk, Conn., account manager, Vestek division of Thomson Financial
      - Bhowanie Devi Khemraj, Jersey City, N.J., restaurant worker
      - Michael Kiefer, 26, Hempstead, N.Y., firefighter, New York Fire Department
      - Juan Lafuente, 61, Poughkeepsie, N.Y., computer analyst, Citibank
      - Thomas Langone, 39, Williston Park, N.Y., police officer, New York Police Department
      - Jeffrey Earle LeVeen, 55, Manhasset, N.Y., senior vice president of equity sales, Cantor Fitzgerald
      - Joseph Lovero, 60, Jersey City, N.J., dispatcher, Jersey City Fire Department
      - William Mahoney, 38, Bohemia, N.Y., firefighter, New York Fire Department
      - John Marshall, 35, Congers, N.Y., firefighter, New York Fire Department
      - Brian McAleese, 36, Baldwin, N.Y., firefighter, New York Fire Department
      - Steve Mercado, 38, New York, N.Y., firefighter, New York Fire Department
      - Henry Miller Jr., 52, East Norwich, N.Y., firefighter, New York Fire Department
      - John Moran, 43, Rockaway, N.Y., battalion commander, New York Fire Department
      - Nancy Morgenstern, 32, New York, N.Y., administrative assistant, Cantor Fitzgerald
      - Chung Mou, tourist, Taiwanese
      - James Nelson, 40, Clark, N.J., police officer, Port Authority of New York and New Jersey
      - Jefferson Ocampo, 28, Colombian
      - Diane Marie Moore Parsons, 58, Malta, N.Y., tax technician, New York State Department of Taxation and Finance
      - Jose D. Pena, Windows on the World
      - Lincoln Quappe, 38, Sayville, N.Y., firefighter, New York Fire Department
      - James B. Reilly, 25, Huntington Station, N.Y., bond trader, Keefe, Bruyette & Woods
      - Michael Roberts, 30, New York, N.Y., firefighter, Ladder 35, New York Fire Department
      - Carlos Cortez Rodriguez, 57, engineer, Colombian
      - David Michael Ruddle, 31, New York, N.Y., carpenter, Reliable
      - Thomas E. Sabella, 44, New York, N.Y., firefighter, New York Fire Department
      - Erick Sanchez, 43, New York, N.Y., floor covering installer and foreman, Soundtone Floors Inc.
      - John Schwartz, 49, Goshen, Conn., bond broker, Cantor Fitzgerald
      - Keiichiro Takahashi, 53, Port Washington, N.Y., first vice president, Euro Brokers Inc., Japanese
      - William Valcarcel, 54, New York, N.Y., supervisor of tax conferences, bureau of conciliation, New York State Department of Taxation and Finance
      - Kenneth Watson, 39, Smithtown, N.Y., firefighter, New York Fire Department
       REPORTED DEAD: United Airlines Flight 175, Boston to Los Angeles, crashed into World Trade Center
     
      - Eric Samadikan Hartono, 20, Boston, Mass., student, Indonesian
      - James M. Roux, 43, Portland, Maine, lawyer, Roux & Ghimire
       REPORTED DEAD: American Airlines Flight 77, Washington to Los Angeles, crashed into Pentagon
     
      - Steven D. Jacoby, 43, Alexandria, Va., chief operating officer, Metrocall Inc.
     

 REPORTED MISSING: World Trade Center
 - Alicia Acevedo Carranza, Teziutlan, Puebla, Mexico, Mexican
- Juan Jose Borda Leyva, 59, New York, N.Y., handyman, Colombian
      - Stephen Carey, 50, Chatsworth, CA
      - Margarito Casillas, 54, Guadalajara, Jalisco, Mexico, maintenance worker, Mexican
      - German Castillo Galicia, Ozumba, Mexico, Mexican
      - Nilton Albuquerque Fernao Cunha, 41
      - Nana Kwuku Danso, 47, New York, N.Y., delivery man, Ghanaian
      - Cristina de Laura, Colombian
      - Oscar de Laura, Colombian
      - Jose Manuel Contreras Fernandez, El Aguacate, Jalisco, Mexico, janitor, Mexican
      - Joan Francis
      - Tomas Gallegos Linares, Queretaro, Mexico, Mexican      - Jinny Lady Giraldo, 27, Colombian
      - Joel Guevara Gonzalez, 23, Aguascalientes, Aguascalientes, Mexico, Mexican
      - Fernando Jimenez Molina, 21, Oaxaca, Mexico, delivery man, Mexican
      - Jong-min Lee, 24, New York, N.Y.
      - Arturo Alva Moreno, 47, Mexico City, Mexico, Windows on the World, Mexican
      - Juan Romero Orozco, Acatlan de Osorio, Puebla, Mexico, Mexican
      - Victor Antonio Martinez Pastrana, 38, Tlachichuca, Puebla, Mexico, dish washer, Windows on the World, Mexican
      - Michael Ragusa, 29, New York, N.Y., firefighter, New York Fire Department
      

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